TFCPH.PFD (Truist Financial) OCF Margin %: 13.18% (As of Mar. 2026) — 61% Below Median


TFCPH.PFD Truist Financial Corp TFCPH.PFD
60 GF Score
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! 2 Warning Signs
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What is Truist Financial OCF Margin %?

Truist Financial TFCPH.PFD 60 OCF Margin % is 13.18% as of Mar. 2026, which is 61% below its 10-year median of 34.08. GuruFocus rates TFCPH.PFD with a GF Score™ of 60/100. The stock has 2 warning signs investors should review. Among 1,500 Banks companies, Truist Financial ranks worse than 53.73% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Truist Financial's Cash Flow from Operations for the three months ended in Mar. 2026 was $679.00 Mil. Truist Financial's Revenue for the three months ended in Mar. 2026 was $5,152.00 Mil. Therefore, Truist Financial's OCF Margin % for the quarter that ended in Mar. 2026 was 13.18%.

As of today, Truist Financial's current OCF Yield % is 9.14%.

The historical rank and industry rank for Truist Financial's OCF Margin % or its related term are showing as below:


During the past 13 years, the highest OCF Margin % of Truist Financial was 55.48%. The lowest was 12.09%. And the median was 34.08%.

TFCpH.PFD's OCF Margin % is not ranked *
in the Banks industry.
Industry Median: 29.44
* Ranked among companies with meaningful OCF Margin % only.

Truist Financial OCF Margin % Related Terms

Truist Financial OCF Margin % Historical Data

* Premium members only.

The historical data trend for Truist Financial's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Truist Financial OCF Margin % Chart

Truist Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 35.40 55.48 43.11 16.30 28.24

Truist Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.23 18.33 28.86 49.22 13.18
TFCPH.PFD
60GF Score
Truist Financial Corp TFCPH.PFD
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Truist Financial OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Truist Financial's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=5739/20319
=28.24 %

Truist Financial's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=679/5152
=13.18 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 13.18% mean?
Truist Financial (TFCPH.PFD) has a OCF Margin % of 13.18% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Truist Financial and its competitors. This is 61% below median its historical median of 34.08. Over the past decade, Truist Financial's OCF Margin % has ranged from 12.09 to 55.48. According to the industry distribution chart, Truist Financial ranks #806 out of 1500 companies in the Banks industry, placing it in the top 53.7%.
Is Truist Financial's OCF Margin % too high?
Truist Financial's current OCF Margin % of 13.18% is 61% below median its 10-year median of 34.08. Over the past 10 years, this metric has ranged from a low of 12.09 to a high of 55.48. The Banks industry median OCF Margin % is 29.44. Truist Financial's value of 13.18% is 55.2% below this industry median. Based on the distribution chart, Truist Financial ranks #806 out of 1500 companies in the Banks industry, which is below the industry midpoint. Overall, Truist Financial has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Truist Financial's OCF Margin % compare to NU and FITB?
According to the Banks industry distribution chart, Truist Financial ranks #806 out of 1500 companies for OCF Margin %. This places Truist Financial in the lower half of its industry. The industry median OCF Margin % is 29.44. Truist Financial's value of 13.18% is 55.2% below this benchmark. Historically, Truist Financial's own OCF Margin % has ranged from 12.09 to 55.48 over the past decade. While the company's 10-year median is 34.08 vs. the industry median of 29.44, Truist Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Truist Financial's current OCF Margin % of 13.18% is 55.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Truist Financial and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Truist Financial's current OCF Margin % is 13.18%, which is 61% below median its own 10-year median of 34.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Truist Financial stock overvalued right now?
Truist Financial (TFCPH.PFD) has a current OCF Margin % of 13.18%. The current OCF Margin % is 13.18%, which is 61% below median its 10-year median of 34.08 and 55.2% below the Banks industry median of 29.44. Truist Financial's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Truist Financial (TFCPH.PFD), the current OCF Margin % is 13.18% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Truist Financial Business Description

Address 214 North Tryon Street, Charlotte, NC, USA, 28202
Truist Financial is one of the three super-regional banks in the US, with around $550 billion in assets as of the first quarter of 2026. Truist emerged from the combination of BB&T and SunTrust in 2019. Based in Charlotte, North Carolina, the bank's footprint is largely in the Mid-Atlantic and Southeast. Apart from retail and commercial banking operations, the bank also offers online and point-of-sale consumer lending, cards, wealth management, investment banking, and other banking services.
60GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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