Sun Life Financial (TSX:SLF.PR.C.PFD) OCF Margin %: 24.82% (As of Mar. 2026) — 146% Above Median


TSX:SLF.PR.C.PFD Sun Life Financial Inc TSX:SLF.PR.C.PFD
78 GF Score
Price C$21.90
! 8 Warning Signs
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What is Sun Life Financial OCF Margin %?

Sun Life Financial TSX:SLF.PR.C.PFD +0.18% 78 OCF Margin % is 24.82% as of Mar. 2026, which is 146% above its 10-year median of 10.09. GuruFocus rates TSX:SLF.PR.C.PFD with a GF Score™ of 78/100. The stock has 8 warning signs investors should review. Among 502 Insurance companies, Sun Life Financial ranks better than 60.16% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Sun Life Financial's Cash Flow from Operations for the three months ended in Mar. 2026 was C$2,175.00 Mil. Sun Life Financial's Revenue for the three months ended in Mar. 2026 was C$8,762.00 Mil. Therefore, Sun Life Financial's OCF Margin % for the quarter that ended in Mar. 2026 was 24.82%.

As of today, Sun Life Financial's current OCF Yield % is 8.76%.

The historical rank and industry rank for Sun Life Financial's OCF Margin % or its related term are showing as below:


During the past 13 years, the highest OCF Margin % of Sun Life Financial was 125.72%. The lowest was -5.20%. And the median was 10.09%.

TSX:SLF.PR.C.PFD's OCF Margin % is not ranked *
in the Insurance industry.
Industry Median: 10.855
* Ranked among companies with meaningful OCF Margin % only.

Sun Life Financial OCF Margin % Related Terms

Sun Life Financial OCF Margin % Historical Data

* Premium members only.

The historical data trend for Sun Life Financial's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sun Life Financial OCF Margin % Chart

Sun Life Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -5.20 125.72 15.44 7.34 7.28

Sun Life Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -3.37 8.70 9.52 21.78 24.82
TSX:SLF.PR.C.PFD
78GF Score
Sun Life Financial Inc TSX:SLF.PR.C.PFD
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Sun Life Financial OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Sun Life Financial's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=2799/38447
=7.28 %

Sun Life Financial's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=2175/8762
=24.82 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 24.82% mean?
Sun Life Financial (TSX:SLF.PR.C.PFD) has a OCF Margin % of 24.82% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Sun Life Financial and its competitors. This is 146% above median its historical median of 10.09. According to the industry distribution chart, Sun Life Financial ranks #200 out of 502 companies in the Insurance industry, placing it in the top 39.8%.
Is Sun Life Financial's OCF Margin % too high?
Sun Life Financial's current OCF Margin % of 24.82% is 146% above median its 10-year median of 10.09. The Insurance industry median OCF Margin % is 10.86. Sun Life Financial's value of 24.82% is 128.7% above this industry median. Based on the distribution chart, Sun Life Financial ranks #200 out of 502 companies in the Insurance industry, which is above the industry midpoint. Overall, Sun Life Financial has a GF Score™ of 78/100, reflecting its overall financial health beyond just this single metric.
How does Sun Life Financial's OCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sun Life Financial ranks #200 out of 502 companies for OCF Margin %. This puts Sun Life Financial in the upper half of its industry. The industry median OCF Margin % is 10.86. Sun Life Financial's value of 24.82% is 128.7% above this benchmark. While the company's 10-year median is 10.09 vs. the industry median of 10.86, Sun Life Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.86, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sun Life Financial's current OCF Margin % of 24.82% is 128.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Sun Life Financial and its competitors. For the Insurance industry, the median OCF Margin % is 10.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sun Life Financial's current OCF Margin % is 24.82%, which is 146% above median its own 10-year median of 10.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sun Life Financial stock overvalued right now?
Sun Life Financial (TSX:SLF.PR.C.PFD) has a current OCF Margin % of 24.82%. The current OCF Margin % is 24.82%, which is 146% above median its 10-year median of 10.09 and 128.7% above the Insurance industry median of 10.86. Sun Life Financial's overall GF Score™ is 78/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Sun Life Financial (TSX:SLF.PR.C.PFD), the current OCF Margin % is 24.82% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Sun Life Financial Business Description

Address 1 York Street, 31st Floor, Toronto, ON, CAN, M5J 0B6
Sun Life Financial is one of the Big Three Canadian life insurers. The Canadian business contributed around 35% of its 2025 adjusted earnings. In that segment, the firm provides health, life insurance, and annuity products to individual and group customers. Its US business is mostly group health and contributed about 17% of the firm's adjusted earnings in 2025. Sun Life also offers life insurance and wealth products in several Asian markets with a strong presence in Hong Kong and the Philippines. The Asia segment contributed around 18% of adjusted 2024 earnings. Its asset management business had around CAD 1.2 trillion total assets under management or administration at the end of 2025 and represents around 30% of the firm's earnings.
78GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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