ALTA banka AD Bitola (XMAE:STBP.PFD) OCF Margin %: 23.67% (As of Mar. 2025) — 18% Above Median

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What is ALTA banka AD Bitola OCF Margin %?

ALTA banka AD Bitola XMAE:STBP.PFD OCF Margin % is 23.67% as of Mar. 2025, which is 18% above its 10-year median of 20.09. The stock has 3 warning signs investors should review.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. ALTA banka AD Bitola's Cash Flow from Operations for the three months ended in Mar. 2025 was MKD444.26 Mil. ALTA banka AD Bitola's Revenue for the three months ended in Mar. 2025 was MKD1,877.23 Mil. Therefore, ALTA banka AD Bitola's OCF Margin % for the quarter that ended in Mar. 2025 was 23.67%.

As of today, ALTA banka AD Bitola's current OCF Yield % is 5.18%.

The historical rank and industry rank for ALTA banka AD Bitola's OCF Margin % or its related term are showing as below:


During the past 13 years, the highest OCF Margin % of ALTA banka AD Bitola was 102.47%. The lowest was -30.37%. And the median was 20.09%.

XMAE:STBP.PFD's OCF Margin % is not ranked *
in the Banks industry.
Industry Median: 29.53
* Ranked among companies with meaningful OCF Margin % only.

ALTA banka AD Bitola OCF Margin % Related Terms

ALTA banka AD Bitola OCF Margin % Historical Data

* Premium members only.

The historical data trend for ALTA banka AD Bitola's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ALTA banka AD Bitola OCF Margin % Chart

ALTA banka AD Bitola Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20.15 -2.49 -30.37 20.02 80.77

ALTA banka AD Bitola Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Mar25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 103.05 -80.85 152.97 0.00 23.67

ALTA banka AD Bitola OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

ALTA banka AD Bitola's OCF Margin for the fiscal year that ended in Dec. 2024 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2024 )/Revenue (A: Dec. 2024 )
=6242.886/7729.592
=80.77 %

ALTA banka AD Bitola's OCF Margin for the quarter that ended in Mar. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2025 )/Revenue (Q: Mar. 2025 )
=444.258/1877.231
=23.67 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 23.67% mean?
ALTA banka AD Bitola (XMAE:STBP.PFD) has a OCF Margin % of 23.67% as of Mar. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on ALTA banka AD Bitola and its competitors. This is 18% above median its historical median of 20.09.
Is ALTA banka AD Bitola's OCF Margin % too high?
ALTA banka AD Bitola's current OCF Margin % of 23.67% is 18% above median its 10-year median of 20.09. The Banks industry median OCF Margin % is 29.53. ALTA banka AD Bitola's value of 23.67% is 19.8% below this industry median.
How does ALTA banka AD Bitola's OCF Margin % compare to PNC and USB?
ALTA banka AD Bitola's OCF Margin % of 23.67% can be compared against companies in the Banks industry. The industry median OCF Margin % is 29.53. ALTA banka AD Bitola's value of 23.67% is 19.8% below this benchmark. While the company's 10-year median is 20.09 vs. the industry median of 29.53, ALTA banka AD Bitola has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.53, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ALTA banka AD Bitola's current OCF Margin % of 23.67% is 19.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on ALTA banka AD Bitola and its competitors. For the Banks industry, the median OCF Margin % is 29.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ALTA banka AD Bitola's current OCF Margin % is 23.67%, which is 18% above median its own 10-year median of 20.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ALTA banka AD Bitola stock overvalued right now?
ALTA banka AD Bitola (XMAE:STBP.PFD) has a current OCF Margin % of 23.67%. The current OCF Margin % is 23.67%, which is 18% above median its 10-year median of 20.09 and 19.8% below the Banks industry median of 29.53. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For ALTA banka AD Bitola (XMAE:STBP.PFD), the current OCF Margin % is 23.67% as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

ALTA banka AD Bitola Business Description

Address Bulevar Zorana Dindica 121, Belgrade, SRB, 1000
ALTA banka AD Bitola operates as a commercial bank. It serves households and businesses through retail banking and corporate banking segments. Retail banking serves individuals with deposits, loans, mortgages, and payment services, while corporate banking provides businesses with financing, trade finance, and cash management solutions.