Chubb (XTER:AEX) OCF Margin %: 26.64% (As of Mar. 2026) — 14% Above Median


XTER:AEX Chubb Ltd XTER:AEX
62 GF Score
Price €294.90
GF Value €265.61
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Chubb OCF Margin %?

Chubb XTER:AEX +1.20% 62 OCF Margin % is 26.64% as of Mar. 2026, which is 14% above its 10-year median of 23.40. GuruFocus rates XTER:AEX with a GF Score™ of 62/100 and a GF Value™ of €265.61 (Fairly Valued). The stock has 6 warning signs investors should review. Among 502 Insurance companies, Chubb ranks better than 78.88% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Chubb's Cash Flow from Operations for the three months ended in Mar. 2026 was €3,414 Mil. Chubb's Revenue for the three months ended in Mar. 2026 was €12,815 Mil. Therefore, Chubb's OCF Margin % for the quarter that ended in Mar. 2026 was 26.64%.

As of today, Chubb's current OCF Yield % is 11.69%.

The historical rank and industry rank for Chubb's OCF Margin % or its related term are showing as below:

XTER:AEX' s OCF Margin % Range Over the Past 10 Years
Min: 13.92   Med: 23.4   Max: 28.89
Current: 24.84


During the past 13 years, the highest OCF Margin % of Chubb was 28.89%. The lowest was 13.92%. And the median was 23.40%.

XTER:AEX's OCF Margin % is ranked better than
78.88% of 502 companies
in the Insurance industry
Industry Median: 10.855 vs XTER:AEX: 24.84


Chubb OCF Margin % Related Terms


Chubb OCF Margin % Historical Data

* Premium members only.

The historical data trend for Chubb's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chubb OCF Margin % Chart

Chubb Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 27.29 26.15 25.35 28.89 21.44

Chubb Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.70 23.86 22.46 26.53 26.64

XTER:AEX vs : OCF Margin % Comparison

For the Insurance - Property & Casualty subindustry, Chubb's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chubb OCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Chubb's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Chubb's OCF Margin % falls into.


XTER:AEX
62GF Score
Chubb Ltd XTER:AEX
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Chubb OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Chubb's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=10944.864/51054.682
=21.44 %

Chubb's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=3414.155/12814.975
=26.64 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 26.64% mean?
Chubb (XTER:AEX) has a OCF Margin % of 26.64% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Chubb and its competitors. This is 14% above median its historical median of 23.40. Over the past decade, Chubb's OCF Margin % has ranged from 13.92 to 28.89. According to the industry distribution chart, Chubb ranks #106 out of 502 companies in the Insurance industry, placing it in the top 21.1%.
Is Chubb's OCF Margin % too high?
Chubb's current OCF Margin % of 26.64% is 14% above median its 10-year median of 23.40. Over the past 10 years, this metric has ranged from a low of 13.92 to a high of 28.89. The Insurance industry median OCF Margin % is 10.86. Chubb's value of 26.64% is 145.4% above this industry median. Based on the distribution chart, Chubb ranks #106 out of 502 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Chubb has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Chubb's OCF Margin % compare to ?
According to the Insurance industry distribution chart, Chubb ranks #106 out of 502 companies for OCF Margin %. This places Chubb in the top 21% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 10.86. Chubb's value of 26.64% is 145.4% above this benchmark. Historically, Chubb's own OCF Margin % has ranged from 13.92 to 28.89 over the past decade. While the company's 10-year median is 23.40 vs. the industry median of 10.86, Chubb has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.86, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chubb's current OCF Margin % of 26.64% is 145.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Chubb and its competitors. For the Insurance industry, the median OCF Margin % is 10.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chubb's current OCF Margin % is 26.64%, which is 14% above median its own 10-year median of 23.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chubb stock overvalued right now?
Based on GuruFocus' analysis, Chubb (XTER:AEX) is currently considered Fairly Valued. The stock's GF Value™ is €265.61, compared to a current price of €294.90 — trading 11% above its estimated fair value. The current OCF Margin % is 26.64%, which is 14% above median its 10-year median of 23.40 and 145.4% above the Insurance industry median of 10.86. Chubb's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Chubb (XTER:AEX), the current OCF Margin % is 26.64% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chubb (XTER:AEX) Overvalued in 2026?

Based on GuruFocus' analysis, Chubb stock appears to be overvalued. The current stock price of €294.90 is trading 11% above its estimated GF Value™ of €265.61. GuruFocus considers Chubb to be Fairly Valued.

Key valuation signals for XTER:AEX:

  • OCF Margin %: 26.64% (14% above median its 10-year median of 23.40)
  • GF Value™: €265.61 vs. price of €294.90 (11% above fair value)
  • GF Score™: 62/100 with 6 warning signs
  • Industry Position: 145.4% above the Insurance median (#106 of 502)

No single metric tells the full story. See the XTER:AEX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chubb Business Description

Comparable Companies
Address Baerengasse 32, Zurich, CHE, CH-8001
ACE acquired Chubb in 2016 and assumed the Chubb name. The combination made the new Chubb one of the largest domestic property and casualty insurers, with operations in over 50 countries spanning commercial and personal P&C insurance, reinsurance, and life insurance.
62GF Score

Get the complete analysis for XTER:AEX

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€294.90
Price
€265.61
GF Value