FANDF (Firstrand) OCF Yield %: 3.38 (As of Jun. 24, 2026) — 19% Above Median


FANDF Firstrand Ltd FANDF
84 GF Score
Price $5.60
GF Value $5.03
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Firstrand OCF Yield %?

Firstrand FANDF 84 OCF Yield % is 3.38 as of Jun. 24, 2026, which is 19% above its 10-year median of 2.84. GuruFocus rates FANDF with a GF Score™ of 84/100 and a GF Value™ of $5.03 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,502 Banks companies, Firstrand ranks worse than 70.17% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Firstrand's Trailing 12-Month Cash Flow from Operations is $1,140 Mil, and Market Cap is $33,729 Mil. Therefore, Firstrand's OCF Yield % for today is 3.38%.

The historical rank and industry rank for Firstrand's OCF Yield % or its related term are showing as below:

FANDF' s OCF Yield % Range Over the Past 10 Years
Min: -3.09   Med: 2.84   Max: 19.66
Current: 3.38


During the past 13 years, the highest OCF Yield % of Firstrand was 19.66%. The lowest was -3.09%. And the median was 2.84%.

FANDF's OCF Yield % is ranked worse than
70.17% of 1502 companies
in the Banks industry
Industry Median: 9.275 vs FANDF: 3.38

Firstrand's OCF Margin % for the quarter that ended in Dec. 2025 was %.


Firstrand OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Firstrand OCF Yield % Related Terms


Firstrand OCF Yield % Historical Data

* Premium members only.

The historical data trend for Firstrand's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Firstrand OCF Yield % Chart

Firstrand Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.12 2.74 13.90 4.83 1.56

Firstrand Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -7.52 17.42 7.39 -4.26 11.36

FANDF vs JPM, BAC, WFC: OCF Yield % Comparison

For the Banks - Diversified subindustry, Firstrand's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Firstrand OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Firstrand's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Firstrand's OCF Yield % falls into.


FANDF
84GF Score
Firstrand Ltd FANDF
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Firstrand OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Firstrand's OCF Yield % for the fiscal year that ended in Jun. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=356.794 / 22918.613185
=1.56%

Firstrand's annualized OCF Yield % for the quarter that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=1627.606 * 2 / 28662.62885
=11.36%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 3.38 mean?
Firstrand (FANDF) has a OCF Yield % of 3.38 as of Jun. 24, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Firstrand and its competitors. This is 19% above median its historical median of 2.84. According to the industry distribution chart, Firstrand ranks #1054 out of 1502 companies in the Banks industry, placing it in the top 70.2%.
Is Firstrand's OCF Yield % too high?
Firstrand's current OCF Yield % of 3.38 is 19% above median its 10-year median of 2.84. The Banks industry median OCF Yield % is 9.28. Firstrand's value of 3.38 is 63.6% below this industry median. Based on the distribution chart, Firstrand ranks #1054 out of 1502 companies in the Banks industry, which is below the industry midpoint. Overall, Firstrand has a GF Score™ of 84/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Firstrand's OCF Yield % compare to JPM and BAC?
According to the Banks industry distribution chart, Firstrand ranks #1054 out of 1502 companies for OCF Yield %. This places Firstrand in the lower half of its industry. The industry median OCF Yield % is 9.28. Firstrand's value of 3.38 is 63.6% below this benchmark. While the company's 10-year median is 2.84 vs. the industry median of 9.28, Firstrand has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.28, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Firstrand's current OCF Yield % of 3.38 is 63.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Firstrand and its competitors. For the Banks industry, the median OCF Yield % is 9.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Firstrand's current OCF Yield % is 3.38, which is 19% above median its own 10-year median of 2.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Firstrand stock overvalued right now?
Based on GuruFocus' analysis, Firstrand (FANDF) is currently considered Modestly Overvalued. The stock's GF Value™ is $5.03, compared to a current price of $5.60 — trading 11.3% above its estimated fair value. The current OCF Yield % is 3.38, which is 19% above median its 10-year median of 2.84 and 63.6% below the Banks industry median of 9.28. Firstrand's overall GF Score™ is 84/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Firstrand (FANDF), the current OCF Yield % is 3.38 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Firstrand (FANDF) Overvalued in 2026?

Based on GuruFocus' analysis, Firstrand stock appears to be overvalued. The current stock price of $5.60 is trading 11.3% above its estimated GF Value™ of $5.03. GuruFocus considers Firstrand to be Modestly Overvalued.

Key valuation signals for FANDF:

  • OCF Yield %: 3.38 (19% above median its 10-year median of 2.84)
  • GF Value™: $5.03 vs. price of $5.60 (11.3% above fair value)
  • GF Score™: 84/100 with 4 warning signs
  • Industry Position: 63.6% below the Banks median (#1054 of 1502)

No single metric tells the full story. See the FANDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Firstrand Business Description

Address Corner Fredman Drive and Rivonia Road, 4 Merchant Place, C Low, Sandton, Johannesburg, GT, ZAF, 2196
Firstrand Ltd wholly owns FirstRand Bank, a full-service bank providing a comprehensive range of retail, commercial, corporate and investment banking services in South Africa and offers niche products. The bank has three divisions, which are separately branded: First National Bank (FNB), WesBank and Rand Merchant Bank (RMB). The firm's reportable segment includes Retail and commercial segment, Corporate and institutional segment, Centre (including group treasury), Firstrand Bank Normalised, and Normalised adjustments.
84GF Score

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OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.60
Price
$5.03
GF Value