Business Description
Capitec Ltd
ISIN : ZAE000035861
Share Class Description:
JSE:CPI: Ordinary SharesTotal Employee Number:
17,672Description
Capitec Ltd, formerly Capitec Bank Holdings Ltd, is a bank holding company along with its subsidiary, which conducts personal and business banking, online consumer lending, rental financing, holds an insurance cell captive, and has an insurance licence for life products. Its segments are Personal Banking, Business Banking, and the Insurance business.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 8.14 | |||||
Equity-to-Asset | 0.23 | |||||
Debt-to-Equity | 0.06 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 8/9 | |||||
Beneish M-Score | -2.25 | |||||
WACC vs ROIC | ||||||
Growth Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 20.5 | |||||
3-Year EPS without NRI Growth Rate | 22.5 | |||||
3-Year FCF Growth Rate | 79.2 | |||||
3-Year Book Growth Rate | 16.2 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 18.39 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 14.59 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 29.26 | |||||
9-Day RSI | 35.65 | |||||
14-Day RSI | 40.99 | |||||
3-1 Month Momentum % | 2.69 | |||||
6-1 Month Momentum % | -2.43 | |||||
12-1 Month Momentum % | 28.2 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 1.73 | |||||
Dividend Payout Ratio | 0.48 | |||||
3-Year Dividend Growth Rate | 22.4 | |||||
Forward Dividend Yield % | 1.73 | |||||
5-Year Yield-on-Cost % | 1.7 | |||||
Shareholder Yield % | 2.04 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 32.31 | |||||
FCF Margin % | 34.16 | |||||
OCF Margin % | 36.34 | |||||
ROE % | 30.77 | |||||
ROA % | 6.71 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 5 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 31.78 | |||||
Forward PE Ratio | 27 | |||||
PE Ratio without NRI | 31.74 | |||||
Shiller PE Ratio | 56.87 | |||||
Price-to-Owner-Earnings | 78.65 | |||||
PEG Ratio | 2.25 | |||||
PS Ratio | 10.26 | |||||
PB Ratio | 9 | |||||
Price-to-Tangible-Book | 9.23 | |||||
Price-to-Free-Cash-Flow | 30.03 | |||||
Price-to-Operating-Cash-Flow | 28.23 | |||||
EV-to-Revenue | 9.77 | |||||
EV-to-FCF | 29.15 | |||||
Price-to-GF-Value | 1.06 | |||||
Price-to-Projected-FCF | 1.8 | |||||
Price-to-DCF (Earnings Based) | 1.73 | |||||
Price-to-DCF (FCF Based) | 3.16 | |||||
Price-to-Median-PS-Value | 1.34 | |||||
Price-to-Peter-Lynch-Fair-Value | 2.25 | |||||
Price-to-Graham-Number | 3.61 | |||||
FCF Yield % | 3.33 | |||||
Forward Rate of Return (Yacktman) % | 17.24 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Capitec Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil R) | 52,093.645 | ||
| EPS (TTM) (R) | 145.43 | ||
| Beta | 0.9691 | ||
| 3-Year Sharpe Ratio | 1 | ||
| 3-Year Sortino Ratio | 1.86 | ||
| Volatility % | 22.14 | ||
| 14-Day RSI | 40.99 | ||
| 14-Day ATR (R) | 95.109681 | ||
| 20-Day SMA (R) | 4755.7425 | ||
| 12-1 Month Momentum % | 28.2 | ||
| 52-Week Range (R) | 3360 - 4911.85 | ||
| Shares Outstanding (Mil) | 115.82 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 8 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Capitec Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Capitec Ltd Stock Events
| Event | Date | Price (R) | ||
|---|---|---|---|---|
| ZAR 53.600000 Cash Dividend | 2026-05-13 | 4,340.07 (-0.23%) | ||
| ZAR 26.200000 Cash Dividend | 2025-10-22 | 4,046.09 (+0.71%) | ||
| ZAR 44.250000 Cash Dividend | 2025-05-14 | 3,497.04 (+0.89%) | ||
| ZAR 20.850000 Cash Dividend | 2024-10-16 | 3,284.64 (+1.60%) |
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Capitec Ltd Frequently Asked Questions
What is Capitec Ltd(JSE:CPI)'s stock price today?
The current price of JSE:CPI is R4621.06. The 52 week high of JSE:CPI is R4911.85 and 52 week low is R3360.00.
When is next earnings date of Capitec Ltd(JSE:CPI)?
The next earnings date of Capitec Ltd(JSE:CPI) is .
Does Capitec Ltd(JSE:CPI) pay dividends? If so, how much?
The Dividend Yield %  of Capitec Ltd(JSE:CPI) is 1.73% (As of Today), Highest Dividend Payout Ratio of Capitec Ltd(JSE:CPI) was 0.49. The lowest was 0.35. And the median was 0.38. The  Forward Dividend Yield % of Capitec Ltd(JSE:CPI) is 1.73%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Capitec Ltd
No articles.
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