First Citizens BancSharesFCNCP.PFD -0.90%73 OCF Yield % is 12.38 as of Jun. 24, 2026, which is 25% above its 10-year median of 9.89. GuruFocus rates FCNCP.PFD with a GF Score™ of 73/100. The stock has 4 warning signs investors should review. Among 1,502 Banks companies, First Citizens BancShares ranks better than 62.98% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
First Citizens BancShares OCF Yield % Related Terms
First Citizens BancShares OCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, First Citizens BancShares's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Citizens BancShares OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, First Citizens BancShares's OCF Yield % distribution charts can be found below:
* The bar in red indicates where First Citizens BancShares's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Citizens BancShares (FCNCP.PFD) has a OCF Yield % of 12.38 as of Jun. 24, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on First Citizens BancShares and its competitors. This is 25% above median its historical median of 9.89. According to the industry distribution chart, First Citizens BancShares ranks #556 out of 1502 companies in the Banks industry, placing it in the top 37%.
Is First Citizens BancShares' OCF Yield % too high?
First Citizens BancShares' current OCF Yield % of 12.38 is 25% above median its 10-year median of 9.89. The Banks industry median OCF Yield % is 9.28. First Citizens BancShares' value of 12.38 is 33.5% above this industry median. Based on the distribution chart, First Citizens BancShares ranks #556 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, First Citizens BancShares has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does First Citizens BancShares' OCF Yield % compare to KEY and RF?
According to the Banks industry distribution chart, First Citizens BancShares ranks #556 out of 1502 companies for OCF Yield %. This puts First Citizens BancShares in the upper half of its industry. The industry median OCF Yield % is 9.28. First Citizens BancShares' value of 12.38 is 33.5% above this benchmark. While the company's 10-year median is 9.89 vs. the industry median of 9.28, First Citizens BancShares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.28, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Citizens BancShares's current OCF Yield % of 12.38 is 33.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on First Citizens BancShares and its competitors. For the Banks industry, the median OCF Yield % is 9.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Citizens BancShares's current OCF Yield % is 12.38, which is 25% above median its own 10-year median of 9.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Citizens BancShares stock overvalued right now?
First Citizens BancShares (FCNCP.PFD) has a current OCF Yield % of 12.38. The current OCF Yield % is 12.38, which is 25% above median its 10-year median of 9.89 and 33.5% above the Banks industry median of 9.28. First Citizens BancShares' overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For First Citizens BancShares (FCNCP.PFD), the current OCF Yield % is 12.38 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
First Citizens is a US regional bank with total assets of around $236 billion as of March 31, 2026. Headquartered in Raleigh, North Carolina, First Citizens' largest markets are North Carolina, South Carolina, and California. The bank has a track record of acquiring troubled banks from the FDIC, such as Silicon Valley Bridge Bank in 2023, which doubled its asset base. First Citizens offers products and services across retail, commercial, wealth management, and railcar leasing. First Citizens derived over 95% of its earnings from banking and less than 5% from railcar leasing in 2025.
73GF Score
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