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First Financial BancorpFRA:FI5 +4.76%65 OCF Yield % is 22.16 as of Jul. 20, 2026, which is 109% above its 10-year median of 10.61. GuruFocus rates FRA:FI5 with a GF Score™ of 65/100 and a GF Value™ of €22.82 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,499 Banks companies, First Financial Bancorp ranks better than 76.92% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
First Financial Bancorp OCF Yield % Related Terms
First Financial Bancorp OCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, First Financial Bancorp's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Financial Bancorp OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, First Financial Bancorp's OCF Yield % distribution charts can be found below:
* The bar in red indicates where First Financial Bancorp's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Financial Bancorp (FRA:FI5) has a OCF Yield % of 22.16 as of Jul. 20, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on First Financial Bancorp and its competitors. This is 109% above median its historical median of 10.61. Over the past decade, First Financial Bancorp's OCF Yield % has ranged from 1.44 to 28.28. According to the industry distribution chart, First Financial Bancorp ranks #346 out of 1499 companies in the Banks industry, placing it in the top 23.1%.
Is First Financial Bancorp's OCF Yield % too high?
First Financial Bancorp's current OCF Yield % of 22.16 is 109% above median its 10-year median of 10.61. Over the past 10 years, this metric has ranged from a low of 1.44 to a high of 28.28. The Banks industry median OCF Yield % is 9.18. First Financial Bancorp's value of 22.16 is 141.4% above this industry median. Based on the distribution chart, First Financial Bancorp ranks #346 out of 1499 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, First Financial Bancorp has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Financial Bancorp's OCF Yield % compare to MCHB and CBU?
According to the Banks industry distribution chart, First Financial Bancorp ranks #346 out of 1499 companies for OCF Yield %. This places First Financial Bancorp in the top 23% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 9.18. First Financial Bancorp's value of 22.16 is 141.4% above this benchmark. Historically, First Financial Bancorp's own OCF Yield % has ranged from 1.44 to 28.28 over the past decade. While the company's 10-year median is 10.61 vs. the industry median of 9.18, First Financial Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.18, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Financial Bancorp's current OCF Yield % of 22.16 is 141.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on First Financial Bancorp and its competitors. For the Banks industry, the median OCF Yield % is 9.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Financial Bancorp's current OCF Yield % is 22.16, which is 109% above median its own 10-year median of 10.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Financial Bancorp stock overvalued right now?
Based on GuruFocus' analysis, First Financial Bancorp (FRA:FI5) is currently considered Significantly Overvalued. The stock's GF Value™ is €22.82, compared to a current price of €30.80 — trading 35% above its estimated fair value. The current OCF Yield % is 22.16, which is 109% above median its 10-year median of 10.61 and 141.4% above the Banks industry median of 9.18. First Financial Bancorp's overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For First Financial Bancorp (FRA:FI5), the current OCF Yield % is 22.16 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Financial Bancorp (FRA:FI5) Overvalued in 2026?
Based on GuruFocus' analysis, First Financial Bancorp stock appears to be overvalued.
The current stock price of €30.80 is trading 35% above its estimated GF Value™ of €22.82.
GuruFocus considers First Financial Bancorp to be Significantly Overvalued.
Key valuation signals for FRA:FI5:
OCF Yield %: 22.16 (109% above median its 10-year median of 10.61)
GF Value™: €22.82 vs. price of €30.80 (35% above fair value)
Industry Position: 141.4% above the Banks median (#346 of 1499)
No single metric tells the full story. See the FRA:FI5 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Financial Bancorp is a mid-sized, regional bank holding company. It engages in the business of commercial banking and other banking and banking-related activities through its subsidiary. The range of banking services provided to individuals and businesses includes commercial lending, real estate lending, and consumer financing. Real estate loans are loans secured by a mortgage lien on the real property of the borrower, which may either be residential property or commercial property. In addition, it offers deposit products that include interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for commercial customers. A full range of trust and wealth management services is also provided through First Financial's Wealth Management line of business.
65GF Score
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