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First NationalFRA:I9G +0.73%64 OCF Yield % is 10.41 as of Aug. 17, 2026, which is 18% below its 10-year median of 12.75. GuruFocus rates FRA:I9G with a GF Score™ of 64/100 and a GF Value™ of €20.70. The stock has 5 warning signs investors should review. Among 1,497 Banks companies, First National ranks better than 56.45% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
First National OCF Yield % Related Terms
First National OCF Yield % Historical Data
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The historical data trend for First National's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:I9G vs ATLO, HWBK, OVLY: OCF Yield % Comparison
For the Banks - Regional subindustry, First National's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First National OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, First National's OCF Yield % distribution charts can be found below:
* The bar in red indicates where First National's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First National (FRA:I9G) has a OCF Yield % of 10.41 as of Aug. 17, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on First National and its competitors. This is 18% below median its historical median of 12.75. According to the industry distribution chart, First National ranks #652 out of 1497 companies in the Banks industry, placing it in the top 43.6%.
Is First National's OCF Yield % too high?
First National's current OCF Yield % of 10.41 is 18% below median its 10-year median of 12.75. The Banks industry median OCF Yield % is 9.13. First National's value of 10.41 is 14% above this industry median. Based on the distribution chart, First National ranks #652 out of 1497 companies in the Banks industry, which is above the industry midpoint. Overall, First National has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does First National's OCF Yield % compare to ATLO and HWBK?
According to the Banks industry distribution chart, First National ranks #652 out of 1497 companies for OCF Yield %. This puts First National in the upper half of its industry. The industry median OCF Yield % is 9.13. First National's value of 10.41 is 14% above this benchmark. While the company's 10-year median is 12.75 vs. the industry median of 9.13, First National has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.13, based on 1,497 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First National's current OCF Yield % of 10.41 is 14% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on First National and its competitors. For the Banks industry, the median OCF Yield % is 9.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First National's current OCF Yield % is 10.41, which is 18% below median its own 10-year median of 12.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First National stock overvalued right now?
First National (FRA:I9G) has a current OCF Yield % of 10.41. The stock's GF Value™ is €20.70, compared to a current price of €27.75 — trading 34.1% above its estimated fair value. The current OCF Yield % is 10.41, which is 18% below median its 10-year median of 12.75 and 14% above the Banks industry median of 9.13. First National's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For First National (FRA:I9G), the current OCF Yield % is 10.41 as of Aug. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First National (FRA:I9G) Overvalued in 2026?
Based on GuruFocus' analysis, First National stock appears to be overvalued.
The current stock price of €27.75 is trading 34.1% above its estimated GF Value™ of €20.70.
Key valuation signals for FRA:I9G:
OCF Yield %: 10.41 (18% below median its 10-year median of 12.75)
GF Value™: €20.70 vs. price of €27.75 (34.1% above fair value)
Industry Position: 14% above the Banks median (#652 of 1497)
No single metric tells the full story. See the FRA:I9G stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First National Corp is a bank holding company of First Bank, which is a commercial bank. Its core offering includes loans, deposits, wealth management, and other products and services. The Company operates through two reportable operating segments: Community Banking and wealth management. The Community Banking segment involves making loans and generating deposits from individuals, businesses, and charitable organizations. Wealth Management Services offers corporate trustee services, trust and estate administration, IRA administration and custody services. The company has revenue from Community Banking segment.
64GF Score
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