Bank of MontrealHAM:BZZ -2.31%52 OCF Yield % is 11.26 as of Jul. 05, 2026, which is 19% below its 10-year median of 13.83. GuruFocus rates HAM:BZZ with a GF Score™ of 52/100 and a GF Value™ of €98.77 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,502 Banks companies, Bank of Montreal ranks better than 59.25% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Bank of Montreal OCF Yield % Related Terms
Bank of Montreal OCF Yield % Historical Data
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The historical data trend for Bank of Montreal's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Diversified subindustry, Bank of Montreal's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Montreal OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Montreal's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Bank of Montreal's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Montreal (HAM:BZZ) has a OCF Yield % of 11.26 as of Jul. 05, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Bank of Montreal and its competitors. This is 19% below median its historical median of 13.83. According to the industry distribution chart, Bank of Montreal ranks #612 out of 1502 companies in the Banks industry, placing it in the top 40.7%.
Is Bank of Montreal's OCF Yield % too high?
Bank of Montreal's current OCF Yield % of 11.26 is 19% below median its 10-year median of 13.83. The Banks industry median OCF Yield % is 9.24. Bank of Montreal's value of 11.26 is 21.9% above this industry median. Based on the distribution chart, Bank of Montreal ranks #612 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of Montreal has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Montreal's OCF Yield % compare to JPM and BAC?
According to the Banks industry distribution chart, Bank of Montreal ranks #612 out of 1502 companies for OCF Yield %. This puts Bank of Montreal in the upper half of its industry. The industry median OCF Yield % is 9.24. Bank of Montreal's value of 11.26 is 21.9% above this benchmark. While the company's 10-year median is 13.83 vs. the industry median of 9.24, Bank of Montreal has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.24, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Montreal's current OCF Yield % of 11.26 is 21.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Bank of Montreal and its competitors. For the Banks industry, the median OCF Yield % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Montreal's current OCF Yield % is 11.26, which is 19% below median its own 10-year median of 13.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Montreal stock overvalued right now?
Based on GuruFocus' analysis, Bank of Montreal (HAM:BZZ) is currently considered Significantly Overvalued. The stock's GF Value™ is €98.77, compared to a current price of €152.36 — trading 54.3% above its estimated fair value. The current OCF Yield % is 11.26, which is 19% below median its 10-year median of 13.83 and 21.9% above the Banks industry median of 9.24. Bank of Montreal's overall GF Score™ is 52/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Bank of Montreal (HAM:BZZ), the current OCF Yield % is 11.26 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Montreal (HAM:BZZ) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Montreal stock appears to be overvalued.
The current stock price of €152.36 is trading 54.3% above its estimated GF Value™ of €98.77.
GuruFocus considers Bank of Montreal to be Significantly Overvalued.
Key valuation signals for HAM:BZZ:
OCF Yield %: 11.26 (19% below median its 10-year median of 13.83)
GF Value™: €98.77 vs. price of €152.36 (54.3% above fair value)
Industry Position: 21.9% above the Banks median (#612 of 1502)
No single metric tells the full story. See the HAM:BZZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Montreal is a diversified financial services provider based in North America with over CAD 1.47 trillion in assets by the end of fiscal 2025. BMO operates four business segments: Canadian personal and commercial banking, US personal and commercial banking, wealth management, and capital markets. About 60% of BMO's earnings are generated in Canada and 40% in the US.
52GF Score
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