Bank of Montreal (HAM:BZZ) ROE % Adjusted to Book Value: 7.28% (As of Apr. 2026)


HAM:BZZ Bank of Montreal HAM:BZZ
52 GF Score
Price €152.36
GF Value €98.77
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Bank of Montreal ROE % Adjusted to Book Value?

Bank of Montreal HAM:BZZ -2.31% 52 ROE % Adjusted to Book Value is 7.28% as of Apr. 2026. GuruFocus rates HAM:BZZ with a GF Score™ of 52/100 and a GF Value™ of €98.77 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Bank of Montreal's ROE % for the quarter that ended in Apr. 2026 was 12.30%. Bank of Montreal's PB Ratio for the quarter that ended in Apr. 2026 was 1.69. Bank of Montreal's ROE % Adjusted to Book Value for the quarter that ended in Apr. 2026 was 7.28%.


Bank of Montreal ROE % Adjusted to Book Value Related Terms


Bank of Montreal ROE % Adjusted to Book Value Historical Data

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The historical data trend for Bank of Montreal's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Montreal ROE % Adjusted to Book Value Chart

Bank of Montreal Annual Data
Trend Oct16 Oct17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Bank of Montreal Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 7.28

HAM:BZZ vs JPM, BAC, WFC: ROE % Adjusted to Book Value Comparison

For the Banks - Diversified subindustry, Bank of Montreal's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Montreal ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Montreal's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Bank of Montreal's ROE % Adjusted to Book Value falls into.


HAM:BZZ
52GF Score
Bank of Montreal HAM:BZZ
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of Montreal ROE % Adjusted to Book Value Calculation

Bank of Montreal's ROE % Adjusted to Book Value for the fiscal year that ended in Oct. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=9.70% / N/A
=N/A

Bank of Montreal's ROE % Adjusted to Book Value for the quarter that ended in Apr. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=12.30% / 1.69
=7.28%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 7.28% mean?
Bank of Montreal (HAM:BZZ) has a ROE % Adjusted to Book Value of 7.28% as of Apr. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Bank of Montreal and its competitors.
Is Bank of Montreal's ROE % Adjusted to Book Value too high?
Bank of Montreal's current ROE % Adjusted to Book Value is 7.28%. Overall, Bank of Montreal has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Montreal's ROE % Adjusted to Book Value compare to JPM and BAC?
Bank of Montreal's ROE % Adjusted to Book Value of 7.28% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Bank of Montreal and its competitors. Bank of Montreal's current ROE % Adjusted to Book Value is 7.28%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Montreal stock overvalued right now?
Based on GuruFocus' analysis, Bank of Montreal (HAM:BZZ) is currently considered Significantly Overvalued. The stock's GF Value™ is €98.77, compared to a current price of €152.36 — trading 54.3% above its estimated fair value. The current ROE % Adjusted to Book Value is 7.28%. Bank of Montreal's overall GF Score™ is 52/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Bank of Montreal (HAM:BZZ), the current ROE % Adjusted to Book Value is 7.28% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Montreal (HAM:BZZ) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Montreal stock appears to be overvalued. The current stock price of €152.36 is trading 54.3% above its estimated GF Value™ of €98.77. GuruFocus considers Bank of Montreal to be Significantly Overvalued.

Key valuation signals for HAM:BZZ:

  • ROE % Adjusted to Book Value: 7.28%
  • GF Value™: €98.77 vs. price of €152.36 (54.3% above fair value)
  • GF Score™: 52/100 with 8 warning signs

No single metric tells the full story. See the HAM:BZZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Montreal Business Description

Address 129 rue Saint Jacques, Montreal, QC, CAN, H2Y 1L6
Bank of Montreal is a diversified financial services provider based in North America with over CAD 1.47 trillion in assets by the end of fiscal 2025. BMO operates four business segments: Canadian personal and commercial banking, US personal and commercial banking, wealth management, and capital markets. About 60% of BMO's earnings are generated in Canada and 40% in the US.
52GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€152.36
Price
€98.77
GF Value