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Hanover BancorpHNVR -0.04%67 OCF Yield % is 14.17 as of Aug. 27, 2026, which is 16% above its 10-year median of 12.26. GuruFocus rates HNVR with a GF Score™ of 67/100 and a GF Value™ of $23.04 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,491 Banks companies, Hanover Bancorp ranks better than 69.22% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Hanover Bancorp OCF Yield % Related Terms
Hanover Bancorp OCF Yield % Historical Data
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The historical data trend for Hanover Bancorp's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Hanover Bancorp's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hanover Bancorp OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Hanover Bancorp's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Hanover Bancorp's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hanover Bancorp (HNVR) has a OCF Yield % of 14.17 as of Aug. 27, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Hanover Bancorp and its competitors. This is 16% above median its historical median of 12.26. Over the past decade, Hanover Bancorp's OCF Yield % has ranged from 1.26 to 19.07. According to the industry distribution chart, Hanover Bancorp ranks #459 out of 1491 companies in the Banks industry, placing it in the top 30.8%.
Is Hanover Bancorp's OCF Yield % too high?
Hanover Bancorp's current OCF Yield % of 14.17 is 16% above median its 10-year median of 12.26. Over the past 10 years, this metric has ranged from a low of 1.26 to a high of 19.07. The Banks industry median OCF Yield % is 9.24. Hanover Bancorp's value of 14.17 is 53.4% above this industry median. Based on the distribution chart, Hanover Bancorp ranks #459 out of 1491 companies in the Banks industry, which is above the industry midpoint. Overall, Hanover Bancorp has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hanover Bancorp's OCF Yield % compare to PFLC and TRCY?
According to the Banks industry distribution chart, Hanover Bancorp ranks #459 out of 1491 companies for OCF Yield %. This puts Hanover Bancorp in the upper half of its industry. The industry median OCF Yield % is 9.24. Hanover Bancorp's value of 14.17 is 53.4% above this benchmark. Historically, Hanover Bancorp's own OCF Yield % has ranged from 1.26 to 19.07 over the past decade. While the company's 10-year median is 12.26 vs. the industry median of 9.24, Hanover Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.24, based on 1,491 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hanover Bancorp's current OCF Yield % of 14.17 is 53.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Hanover Bancorp and its competitors. For the Banks industry, the median OCF Yield % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hanover Bancorp's current OCF Yield % is 14.17, which is 16% above median its own 10-year median of 12.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hanover Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Hanover Bancorp (HNVR) is currently considered Modestly Overvalued. The stock's GF Value™ is $23.04, compared to a current price of $26.94 — trading 16.9% above its estimated fair value. The current OCF Yield % is 14.17, which is 16% above median its 10-year median of 12.26 and 53.4% above the Banks industry median of 9.24. Hanover Bancorp's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Hanover Bancorp (HNVR), the current OCF Yield % is 14.17 as of Aug. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hanover Bancorp (HNVR) Overvalued in 2026?
Based on GuruFocus' analysis, Hanover Bancorp stock appears to be overvalued.
The current stock price of $26.94 is trading 16.9% above its estimated GF Value™ of $23.04.
GuruFocus considers Hanover Bancorp to be Modestly Overvalued.
Key valuation signals for HNVR:
OCF Yield %: 14.17 (16% above median its 10-year median of 12.26)
GF Value™: $23.04 vs. price of $26.94 (16.9% above fair value)
Industry Position: 53.4% above the Banks median (#459 of 1491)
No single metric tells the full story. See the HNVR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hanover Bancorp Inc is a community commercial bank focused on providing personalized and efficient services and products tailored to local needs. The Bank offers a full range of financial services, including a complete suite of consumer, commercial, and municipal banking products such as multifamily and commercial mortgages, government-guaranteed loans, residential loans, business loans, and lines of credit. In addition, it provides customers with access to 24-hour ATM services with no fees, interest-bearing free checking accounts, telephone banking, mobile and internet banking solutions for both consumer and business clients, and safe deposit boxes.
67GF Score
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