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Hanover BancorpHNVR -0.04%67 3-Year Share Buyback Ratio is 0.70 as of Jun. 2026, which is 250% above its 10-year median of 0.20. GuruFocus rates HNVR with a GF Score™ of 67/100 and a GF Value™ of $23.04 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,043 Banks companies, Hanover Bancorp ranks better than 73.25% on this metric.
Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Hanover Bancorp's current 3-Year Share Buyback Ratio was 0.70%.
The historical rank and industry rank for Hanover Bancorp's 3-Year Share Buyback Ratio or its related term are showing as below:
HNVR'
s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: 0.1 Med: 0.2 Max: 0.7
Current: 0.7
During the past 6 years, Hanover Bancorp's highest 3-Year Share Buyback Ratio was 0.70%. The lowest was 0.10%. And the median was 0.20%.
HNVR's 3-Year Share Buyback Ratio is ranked better than 73.25% of 1043
companies
in the Banks industry
Industry Median: -0.2
vs HNVR: 0.70
Hanover Bancorp (NAS:HNVR) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
Hanover Bancorp 3-Year Share Buyback Ratio Related Terms
HNVR vs PFLC, TRCY, MSWV: 3-Year Share Buyback Ratio Comparison
For the Banks - Regional subindustry, Hanover Bancorp's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hanover Bancorp 3-Year Share Buyback Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Hanover Bancorp's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where Hanover Bancorp's 3-Year Share Buyback Ratio falls into.
Hanover Bancorp 3-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of 0.70 mean?
Hanover Bancorp (HNVR) has a 3-Year Share Buyback Ratio of 0.70 as of Jun. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Hanover Bancorp and its competitors. This is 250% above median its historical median of 0.20. Over the past decade, Hanover Bancorp's 3-Year Share Buyback Ratio has ranged from 0.10 to 0.70. According to the industry distribution chart, Hanover Bancorp ranks #279 out of 1043 companies in the Banks industry, placing it in the top 26.7%.
Is Hanover Bancorp's 3-Year Share Buyback Ratio too high?
Hanover Bancorp's current 3-Year Share Buyback Ratio of 0.70 is 250% above median its 10-year median of 0.20. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.70. Based on the distribution chart, Hanover Bancorp ranks #279 out of 1043 companies in the Banks industry, which is above the industry midpoint. Overall, Hanover Bancorp has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hanover Bancorp's 3-Year Share Buyback Ratio compare to PFLC and TRCY?
According to the Banks industry distribution chart, Hanover Bancorp ranks #279 out of 1043 companies for 3-Year Share Buyback Ratio. This puts Hanover Bancorp in the upper half of its industry. Historically, Hanover Bancorp's own 3-Year Share Buyback Ratio has ranged from 0.10 to 0.70 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Hanover Bancorp and its competitors. Hanover Bancorp's current 3-Year Share Buyback Ratio is 0.70, which is 250% above median its own 10-year median of 0.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hanover Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Hanover Bancorp (HNVR) is currently considered Modestly Overvalued. The stock's GF Value™ is $23.04, compared to a current price of $26.94 — trading 16.9% above its estimated fair value. The current 3-Year Share Buyback Ratio is 0.70, which is 250% above median its 10-year median of 0.20. Hanover Bancorp's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Hanover Bancorp (HNVR), the current 3-Year Share Buyback Ratio is 0.70 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hanover Bancorp (HNVR) Overvalued in 2026?
Based on GuruFocus' analysis, Hanover Bancorp stock appears to be overvalued.
The current stock price of $26.94 is trading 16.9% above its estimated GF Value™ of $23.04.
GuruFocus considers Hanover Bancorp to be Modestly Overvalued.
Key valuation signals for HNVR:
3-Year Share Buyback Ratio: 0.70 (250% above median its 10-year median of 0.20)
GF Value™: $23.04 vs. price of $26.94 (16.9% above fair value)
No single metric tells the full story. See the HNVR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hanover Bancorp Inc is a community commercial bank focused on providing personalized and efficient services and products tailored to local needs. The Bank offers a full range of financial services, including a complete suite of consumer, commercial, and municipal banking products such as multifamily and commercial mortgages, government-guaranteed loans, residential loans, business loans, and lines of credit. In addition, it provides customers with access to 24-hour ATM services with no fees, interest-bearing free checking accounts, telephone banking, mobile and internet banking solutions for both consumer and business clients, and safe deposit boxes.
67GF Score
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