Nidaros Sparebank (OSL:NISB) OCF Yield %: 81.22 (As of Jul. 16, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OSL:NISB Nidaros Sparebank OSL:NISB
56 GF Score
Price kr100.20
GF Value kr112.66
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Nidaros Sparebank OCF Yield %?

Nidaros Sparebank OSL:NISB -1.28% 56 OCF Yield % is 81.22 as of Jul. 16, 2026. GuruFocus rates OSL:NISB with a GF Score™ of 56/100 and a GF Value™ of kr112.66 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,500 Banks companies, Nidaros Sparebank ranks better than 92% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Nidaros Sparebank's Trailing 12-Month Cash Flow from Operations is kr0.0 Mil, and Market Cap is kr113.1 Mil. Therefore, Nidaros Sparebank's OCF Yield % for today is 81.22%.

The historical rank and industry rank for Nidaros Sparebank's OCF Yield % or its related term are showing as below:

OSL:NISB' s OCF Yield % Range Over the Past 10 Years
Min: 81.22   Med: 0   Max: 81.22
Current: 81.22


During the past 10 years, the highest OCF Yield % of Nidaros Sparebank was 81.22%. The lowest was 81.22%. And the median was %.

OSL:NISB's OCF Yield % is ranked better than
92% of 1500 companies
in the Banks industry
Industry Median: 9.245 vs OSL:NISB: 81.22

Nidaros Sparebank's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Nidaros Sparebank OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Nidaros Sparebank OCF Yield % Related Terms


Nidaros Sparebank OCF Yield % Historical Data

* Premium members only.

The historical data trend for Nidaros Sparebank's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nidaros Sparebank OCF Yield % Chart

Nidaros Sparebank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -86.26 79.87 13.86 62.43 78.30

Nidaros Sparebank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

OSL:NISB vs PNC: OCF Yield % Comparison

For the Banks - Regional subindustry, Nidaros Sparebank's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nidaros Sparebank OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Nidaros Sparebank's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Nidaros Sparebank's OCF Yield % falls into.


OSL:NISB
56GF Score
Nidaros Sparebank OSL:NISB
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Nidaros Sparebank OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Nidaros Sparebank's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=92.816 / 118.545
=78.30%

Nidaros Sparebank's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=0 * 4 / 119.674
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 81.22 mean?
Nidaros Sparebank (OSL:NISB) has a OCF Yield % of 81.22 as of Jul. 16, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Nidaros Sparebank and its competitors. Over the past decade, Nidaros Sparebank's OCF Yield % has ranged from 81.22 to 81.22. According to the industry distribution chart, Nidaros Sparebank ranks #120 out of 1500 companies in the Banks industry, placing it in the top 8%.
Is Nidaros Sparebank's OCF Yield % too high?
Nidaros Sparebank's current OCF Yield % is 81.22. Over the past 10 years, this metric has ranged from a low of 81.22 to a high of 81.22. The Banks industry median OCF Yield % is 9.25. Nidaros Sparebank's value of 81.22 is 778.5% above this industry median. Based on the distribution chart, Nidaros Sparebank ranks #120 out of 1500 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Nidaros Sparebank has a GF Score™ of 56/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nidaros Sparebank's OCF Yield % compare to PNC?
According to the Banks industry distribution chart, Nidaros Sparebank ranks #120 out of 1500 companies for OCF Yield %. This places Nidaros Sparebank in the top 8% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 9.25. Nidaros Sparebank's value of 81.22 is 778.5% above this benchmark. Historically, Nidaros Sparebank's own OCF Yield % has ranged from 81.22 to 81.22 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.25, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nidaros Sparebank's current OCF Yield % of 81.22 is 778.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Nidaros Sparebank and its competitors. For the Banks industry, the median OCF Yield % is 9.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nidaros Sparebank's current OCF Yield % is 81.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nidaros Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Nidaros Sparebank (OSL:NISB) is currently considered Modestly Undervalued. The stock's GF Value™ is kr112.66, compared to a current price of kr100.20 — trading 11.1% below its estimated fair value. The current OCF Yield % is 81.22 and 778.5% above the Banks industry median of 9.25. Nidaros Sparebank's overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Nidaros Sparebank (OSL:NISB), the current OCF Yield % is 81.22 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nidaros Sparebank (OSL:NISB) Overvalued in 2026?

Based on GuruFocus' analysis, Nidaros Sparebank stock appears to be undervalued. The current stock price of kr100.20 is trading 11.1% below its estimated GF Value™ of kr112.66. GuruFocus considers Nidaros Sparebank to be Modestly Undervalued.

Key valuation signals for OSL:NISB:

  • OCF Yield %: 81.22
  • GF Value™: kr112.66 vs. price of kr100.20 (11.1% below fair value)
  • GF Score™: 56/100 with 3 warning signs
  • Industry Position: 778.5% above the Banks median (#120 of 1500)

No single metric tells the full story. See the OSL:NISB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nidaros Sparebank Business Description

Address Nordalsvegen 2, Klaebu, NOR, 7540
Nidaros Sparebank is a Norway-based financial institution. It offers various financial advisory services including Insurance, Financing, Saving and Retirement, and Other payments.
56GF Score

Get the complete analysis for OSL:NISB

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr100.20
Price
kr112.66
GF Value