Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Nidaros SparebankOSL:NISB -1.28%56 PEG Ratio is 0.78 as of Jul. 16, 2026, which is 11% above its 10-year median of 0.70. GuruFocus rates OSL:NISB with a GF Score™ of 56/100 and a GF Value™ of kr112.66 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,227 Banks companies, Nidaros Sparebank ranks better than 77.1% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Nidaros Sparebank's PEG Ratio or its related term are showing as below:
OSL:NISB'
s PEG Ratio Range Over the Past 10 Years
Min: 0.47 Med: 0.7 Max: 1.41
Current: 0.78
During the past 10 years, Nidaros Sparebank's highest PEG Ratio was 1.41. The lowest was 0.47. And the median was 0.70.
OSL:NISB's PEG Ratio is ranked better than 77.1% of 1227
companies
in the Banks industry
Industry Median: 1.54
vs OSL:NISB: 0.78
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Nidaros Sparebank (OSL:NISB) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Nidaros Sparebank PEG Ratio Related Terms
Nidaros Sparebank PEG Ratio Historical Data
* Premium members only.
The historical data trend for Nidaros Sparebank's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Nidaros Sparebank's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nidaros Sparebank PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Nidaros Sparebank's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Nidaros Sparebank's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Nidaros Sparebank (OSL:NISB) has a PEG Ratio of 0.78 as of Jul. 16, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Nidaros Sparebank and its competitors. This is 11% above median its historical median of 0.70. Over the past decade, Nidaros Sparebank's PEG Ratio has ranged from 0.47 to 1.41. According to the industry distribution chart, Nidaros Sparebank ranks #281 out of 1227 companies in the Banks industry, placing it in the top 22.9%.
Is Nidaros Sparebank's PEG Ratio too high?
Nidaros Sparebank's current PEG Ratio of 0.78 is 11% above median its 10-year median of 0.70. Over the past 10 years, this metric has ranged from a low of 0.47 to a high of 1.41. The Banks industry median PEG Ratio is 1.54. Nidaros Sparebank's value of 0.78 is 49.4% below this industry median. Based on the distribution chart, Nidaros Sparebank ranks #281 out of 1227 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Nidaros Sparebank has a GF Score™ of 56/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nidaros Sparebank's PEG Ratio compare to PNC?
According to the Banks industry distribution chart, Nidaros Sparebank ranks #281 out of 1227 companies for PEG Ratio. This places Nidaros Sparebank in the top 23% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.54. Nidaros Sparebank's value of 0.78 is 49.4% below this benchmark. Historically, Nidaros Sparebank's own PEG Ratio has ranged from 0.47 to 1.41 over the past decade. While the company's 10-year median is 0.70 vs. the industry median of 1.54, Nidaros Sparebank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.54, based on 1,227 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nidaros Sparebank's current PEG Ratio of 0.78 is 49.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Nidaros Sparebank and its competitors. For the Banks industry, the median PEG Ratio is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nidaros Sparebank's current PEG Ratio is 0.78, which is 11% above median its own 10-year median of 0.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nidaros Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Nidaros Sparebank (OSL:NISB) is currently considered Modestly Undervalued. The stock's GF Value™ is kr112.66, compared to a current price of kr100.20 — trading 11.1% below its estimated fair value. The current PEG Ratio is 0.78, which is 11% above median its 10-year median of 0.70 and 49.4% below the Banks industry median of 1.54. Nidaros Sparebank's overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Nidaros Sparebank (OSL:NISB), the current PEG Ratio is 0.78 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nidaros Sparebank (OSL:NISB) Overvalued in 2026?
Based on GuruFocus' analysis, Nidaros Sparebank stock appears to be undervalued.
The current stock price of kr100.20 is trading 11.1% below its estimated GF Value™ of kr112.66.
GuruFocus considers Nidaros Sparebank to be Modestly Undervalued.
Key valuation signals for OSL:NISB:
PEG Ratio: 0.78 (11% above median its 10-year median of 0.70)
GF Value™: kr112.66 vs. price of kr100.20 (11.1% below fair value)
Industry Position: 49.4% below the Banks median (#281 of 1227)
No single metric tells the full story. See the OSL:NISB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nidaros Sparebank is a Norway-based financial institution. It offers various financial advisory services including Insurance, Financing, Saving and Retirement, and Other payments.
56GF Score
Get the complete analysis for OSL:NISB
PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
OSL:NISB has been successfully added to your 
