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Selective Insurance GroupSIGI +1.24%82 OCF Yield % is 21.41 as of Aug. 04, 2026, which is 58% above its 10-year median of 13.56. GuruFocus rates SIGI with a GF Score™ of 82/100 and a GF Value™ of $100.41 (Fairly Valued). The stock has 6 warning signs investors should review. Among 503 Insurance companies, Selective Insurance Group ranks better than 81.91% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Selective Insurance Group OCF Yield % Related Terms
Selective Insurance Group OCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Selective Insurance Group's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Selective Insurance Group OCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Selective Insurance Group's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Selective Insurance Group's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Selective Insurance Group (SIGI) has a OCF Yield % of 21.41 as of Aug. 04, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Selective Insurance Group and its competitors. This is 58% above median its historical median of 13.56. Over the past decade, Selective Insurance Group's OCF Yield % has ranged from 9.60 to 27.46. According to the industry distribution chart, Selective Insurance Group ranks #91 out of 503 companies in the Insurance industry, placing it in the top 18.1%.
Is Selective Insurance Group's OCF Yield % too high?
Selective Insurance Group's current OCF Yield % of 21.41 is 58% above median its 10-year median of 13.56. Over the past 10 years, this metric has ranged from a low of 9.60 to a high of 27.46. The Insurance industry median OCF Yield % is 8.27. Selective Insurance Group's value of 21.41 is 158.9% above this industry median. Based on the distribution chart, Selective Insurance Group ranks #91 out of 503 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Selective Insurance Group has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Selective Insurance Group's OCF Yield % compare to RLI and MCY?
According to the Insurance industry distribution chart, Selective Insurance Group ranks #91 out of 503 companies for OCF Yield %. This places Selective Insurance Group in the top 18% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 8.27. Selective Insurance Group's value of 21.41 is 158.9% above this benchmark. Historically, Selective Insurance Group's own OCF Yield % has ranged from 9.60 to 27.46 over the past decade. While the company's 10-year median is 13.56 vs. the industry median of 8.27, Selective Insurance Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for an Insurance company?
The median OCF Yield % among Insurance companies is 8.27, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Selective Insurance Group's current OCF Yield % of 21.41 is 158.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Selective Insurance Group and its competitors. For the Insurance industry, the median OCF Yield % is 8.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Selective Insurance Group's current OCF Yield % is 21.41, which is 58% above median its own 10-year median of 13.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Selective Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Selective Insurance Group (SIGI) is currently considered Fairly Valued. The stock's GF Value™ is $100.41, compared to a current price of $96.60 — trading 3.8% below its estimated fair value. The current OCF Yield % is 21.41, which is 58% above median its 10-year median of 13.56 and 158.9% above the Insurance industry median of 8.27. Selective Insurance Group's overall GF Score™ is 82/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Selective Insurance Group (SIGI), the current OCF Yield % is 21.41 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Selective Insurance Group (SIGI) Overvalued in 2026?
Based on GuruFocus' analysis, Selective Insurance Group stock appears to be undervalued.
The current stock price of $96.60 is trading 3.8% below its estimated GF Value™ of $100.41.
GuruFocus considers Selective Insurance Group to be Fairly Valued.
Key valuation signals for SIGI:
OCF Yield %: 21.41 (58% above median its 10-year median of 13.56)
GF Value™: $100.41 vs. price of $96.60 (3.8% below fair value)
Industry Position: 158.9% above the Insurance median (#91 of 503)
No single metric tells the full story. See the SIGI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Selective Insurance Group Inc is a regional property-casualty insurer based in New Jersey, with its operations focused in the New York metropolitan area. The Company has four operating segments: Standard Commercial Lines, Standard Personal Lines, E&S Lines, and Investments. Majority of revenue is gained from Standard Commercial Lines segment, which comprises of property and casualty insurance products and services provided in the standard marketplace to commercial enterprises, which are typically businesses, non-profit organizations, and local government agencies.
82GF Score
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