SPIZF (Sparebanken Norge) OCF Yield %: 26.10 (As of Jun. 29, 2026) — 11% Below Median


SPIZF Sparebanken Norge SPIZF
62 GF Score
Price $20.00
GF Value $18.08
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Sparebanken Norge OCF Yield %?

Sparebanken Norge SPIZF 62 OCF Yield % is 26.10 as of Jun. 29, 2026, which is 11% below its 10-year median of 29.46. GuruFocus rates SPIZF with a GF Score™ of 62/100 and a GF Value™ of $18.08 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,505 Banks companies, Sparebanken Norge ranks better than 79.34% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Sparebanken Norge's Trailing 12-Month Cash Flow from Operations is $843 Mil, and Market Cap is $3,228 Mil. Therefore, Sparebanken Norge's OCF Yield % for today is 26.10%.

The historical rank and industry rank for Sparebanken Norge's OCF Yield % or its related term are showing as below:

SPIZF' s OCF Yield % Range Over the Past 10 Years
Min: 7.51   Med: 29.46   Max: 66.15
Current: 26.1


During the past 13 years, the highest OCF Yield % of Sparebanken Norge was 66.15%. The lowest was 7.51%. And the median was 29.46%.

SPIZF's OCF Yield % is ranked better than
79.34% of 1505 companies
in the Banks industry
Industry Median: 9.32 vs SPIZF: 26.10

Sparebanken Norge's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Sparebanken Norge OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Sparebanken Norge OCF Yield % Related Terms


Sparebanken Norge OCF Yield % Historical Data

* Premium members only.

The historical data trend for Sparebanken Norge's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sparebanken Norge OCF Yield % Chart

Sparebanken Norge Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24.27 23.82 35.47 38.97 22.75

Sparebanken Norge Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 34.03 63.66 47.85 -10.57 32.48

Sparebanken Norge OCF Yield % Competitor Comparison

For the Banks - Regional subindustry, Sparebanken Norge's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sparebanken Norge OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Sparebanken Norge's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Sparebanken Norge's OCF Yield % falls into.


SPIZF
62GF Score
Sparebanken Norge SPIZF
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Sparebanken Norge OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Sparebanken Norge's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=687.451 / 3021.18352
=22.75%

Sparebanken Norge's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=289.379 * 4 / 3563.34658
=32.48%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 26.10 mean?
Sparebanken Norge (SPIZF) has a OCF Yield % of 26.10 as of Jun. 29, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Sparebanken Norge and its competitors. This is 11% below median its historical median of 29.46. Over the past decade, Sparebanken Norge's OCF Yield % has ranged from 7.51 to 66.15. According to the industry distribution chart, Sparebanken Norge ranks #311 out of 1505 companies in the Banks industry, placing it in the top 20.7%.
Is Sparebanken Norge's OCF Yield % too high?
Sparebanken Norge's current OCF Yield % of 26.10 is 11% below median its 10-year median of 29.46. Over the past 10 years, this metric has ranged from a low of 7.51 to a high of 66.15. The Banks industry median OCF Yield % is 9.32. Sparebanken Norge's value of 26.10 is 180% above this industry median. Based on the distribution chart, Sparebanken Norge ranks #311 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Sparebanken Norge has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sparebanken Norge's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, Sparebanken Norge ranks #311 out of 1505 companies for OCF Yield %. This places Sparebanken Norge in the top 21% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 9.32. Sparebanken Norge's value of 26.10 is 180% above this benchmark. Historically, Sparebanken Norge's own OCF Yield % has ranged from 7.51 to 66.15 over the past decade. While the company's 10-year median is 29.46 vs. the industry median of 9.32, Sparebanken Norge has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.32, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sparebanken Norge's current OCF Yield % of 26.10 is 180% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Sparebanken Norge and its competitors. For the Banks industry, the median OCF Yield % is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sparebanken Norge's current OCF Yield % is 26.10, which is 11% below median its own 10-year median of 29.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sparebanken Norge stock overvalued right now?
Based on GuruFocus' analysis, Sparebanken Norge (SPIZF) is currently considered Modestly Overvalued. The stock's GF Value™ is $18.08, compared to a current price of $20.00 — trading 10.6% above its estimated fair value. The current OCF Yield % is 26.10, which is 11% below median its 10-year median of 29.46 and 180% above the Banks industry median of 9.32. Sparebanken Norge's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Sparebanken Norge (SPIZF), the current OCF Yield % is 26.10 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sparebanken Norge (SPIZF) Overvalued in 2026?

Based on GuruFocus' analysis, Sparebanken Norge stock appears to be overvalued. The current stock price of $20.00 is trading 10.6% above its estimated GF Value™ of $18.08. GuruFocus considers Sparebanken Norge to be Modestly Overvalued.

Key valuation signals for SPIZF:

  • OCF Yield %: 26.10 (11% below median its 10-year median of 29.46)
  • GF Value™: $18.08 vs. price of $20.00 (10.6% above fair value)
  • GF Score™: 62/100 with 4 warning signs
  • Industry Position: 180% above the Banks median (#311 of 1505)

No single metric tells the full story. See the SPIZF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sparebanken Norge Business Description

Address Jonsvollsgaten 2, Bergen, NOR, 5011
Sparebanken Norge is a financial services company engaged in providing banking services. In addition, the Group delivers a wide range of banking services across savings, investments, payments, and insurance, as well as digital self-service solutions and personal advisory services, both in person and online. The group operates in five reportable segments: Corporate Market, Retail Market, Bulder, Estate Agency, and Brage Finans. The majority of its revenue is generated from the Retail market segment.
62GF Score

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OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.00
Price
$18.08
GF Value