SPIZF (Sparebanken Norge) Tariff Resilience Score: 9/10 (As of Jul. 03, 2026)


SPIZF Sparebanken Norge SPIZF
61 GF Score
Price $20.00
GF Value $17.26
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Sparebanken Norge Tariff Resilience Score?

Sparebanken Norge SPIZF 61 Tariff Resilience Score is 9 as of Jul. 03, 2026. GuruFocus rates SPIZF with a GF Score™ of 61/100 and a GF Value™ of $17.26 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,607 Banks companies, Sparebanken Norge ranks better than 99.25% on this metric.

Sparebanken Norge has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

Sparebanken Norge has As a financial institution, Sparebanken Norge has minimal direct exposure to tariffs. Its operations are primarily domestic, and it is not reliant on physical goods, making it highly resilient to tariff changes.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Sparebanken Norge might have Highly Resilient.

Sparebanken Norge  (OTCPK:SPIZF) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Sparebanken Norge Tariff Resilience Score Related Terms

Sparebanken Norge Tariff Resilience Score Competitor Comparison

For the Banks - Regional subindustry, Sparebanken Norge's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Sparebanken Norge Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Sparebanken Norge's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Sparebanken Norge's Tariff Resilience Score falls into.


SPIZF
61GF Score
Sparebanken Norge SPIZF
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
Sparebanken Norge (SPIZF) has a Tariff Resilience Score of 9 as of Jul. 03, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Sparebanken Norge ranks #12 out of 1607 companies in the Banks industry, placing it in the top 0.7%.
Is Sparebanken Norge's Tariff Resilience Score too high?
Sparebanken Norge's current Tariff Resilience Score is 9. Based on the distribution chart, Sparebanken Norge ranks #12 out of 1607 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Sparebanken Norge has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sparebanken Norge's Tariff Resilience Score compare to competitors?
According to the Banks industry distribution chart, Sparebanken Norge ranks #12 out of 1607 companies for Tariff Resilience Score. This places Sparebanken Norge in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Sparebanken Norge's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sparebanken Norge stock overvalued right now?
Based on GuruFocus' analysis, Sparebanken Norge (SPIZF) is currently considered Modestly Overvalued. The stock's GF Value™ is $17.26, compared to a current price of $20.00 — trading 15.9% above its estimated fair value. The current Tariff Resilience Score is 9. Sparebanken Norge's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Sparebanken Norge (SPIZF), the current Tariff Resilience Score is 9 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sparebanken Norge (SPIZF) Overvalued in 2026?

Based on GuruFocus' analysis, Sparebanken Norge stock appears to be overvalued. The current stock price of $20.00 is trading 15.9% above its estimated GF Value™ of $17.26. GuruFocus considers Sparebanken Norge to be Modestly Overvalued.

Key valuation signals for SPIZF:

  • Tariff Resilience Score: 9
  • GF Value™: $17.26 vs. price of $20.00 (15.9% above fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the SPIZF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sparebanken Norge Business Description

Address Jonsvollsgaten 2, Bergen, NOR, 5011
Sparebanken Norge is a financial services company engaged in providing banking services. In addition, the Group delivers a wide range of banking services across savings, investments, payments, and insurance, as well as digital self-service solutions and personal advisory services, both in person and online. The group operates in five reportable segments: Corporate Market, Retail Market, Bulder, Estate Agency, and Brage Finans. The majority of its revenue is generated from the Retail market segment.
61GF Score

Get the complete analysis for SPIZF

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.00
Price
$17.26
GF Value