What is Powszechny Zaklad Ubezpieczen OCF Yield %?
Powszechny Zaklad UbezpieczenSTU:7PZ +0.54%89 OCF Yield % is 12.05 as of Jul. 05, 2026, which is 53% below its 10-year median of 25.39. GuruFocus rates STU:7PZ with a GF Score™ of 89/100 and a GF Value™ of €14.11 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 506 Insurance companies, Powszechny Zaklad Ubezpieczen ranks better than 63.04% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Powszechny Zaklad Ubezpieczen OCF Yield % Related Terms
Powszechny Zaklad Ubezpieczen OCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Powszechny Zaklad Ubezpieczen's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Powszechny Zaklad Ubezpieczen OCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Powszechny Zaklad Ubezpieczen's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Powszechny Zaklad Ubezpieczen's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Powszechny Zaklad Ubezpieczen (STU:7PZ) has a OCF Yield % of 12.05 as of Jul. 05, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Powszechny Zaklad Ubezpieczen and its competitors. This is 53% below median its historical median of 25.39. Over the past decade, Powszechny Zaklad Ubezpieczen's OCF Yield % has ranged from 1.03 to 165.81. According to the industry distribution chart, Powszechny Zaklad Ubezpieczen ranks #187 out of 506 companies in the Insurance industry, placing it in the top 37%.
Is Powszechny Zaklad Ubezpieczen's OCF Yield % too high?
Powszechny Zaklad Ubezpieczen's current OCF Yield % of 12.05 is 53% below median its 10-year median of 25.39. Over the past 10 years, this metric has ranged from a low of 1.03 to a high of 165.81. The Insurance industry median OCF Yield % is 8.08. Powszechny Zaklad Ubezpieczen's value of 12.05 is 49.1% above this industry median. Based on the distribution chart, Powszechny Zaklad Ubezpieczen ranks #187 out of 506 companies in the Insurance industry, which is above the industry midpoint. Overall, Powszechny Zaklad Ubezpieczen has a GF Score™ of 89/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Powszechny Zaklad Ubezpieczen's OCF Yield % compare to CB and PGR?
According to the Insurance industry distribution chart, Powszechny Zaklad Ubezpieczen ranks #187 out of 506 companies for OCF Yield %. This puts Powszechny Zaklad Ubezpieczen in the upper half of its industry. The industry median OCF Yield % is 8.08. Powszechny Zaklad Ubezpieczen's value of 12.05 is 49.1% above this benchmark. Historically, Powszechny Zaklad Ubezpieczen's own OCF Yield % has ranged from 1.03 to 165.81 over the past decade. While the company's 10-year median is 25.39 vs. the industry median of 8.08, Powszechny Zaklad Ubezpieczen has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for an Insurance company?
The median OCF Yield % among Insurance companies is 8.08, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Powszechny Zaklad Ubezpieczen's current OCF Yield % of 12.05 is 49.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Powszechny Zaklad Ubezpieczen and its competitors. For the Insurance industry, the median OCF Yield % is 8.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Powszechny Zaklad Ubezpieczen's current OCF Yield % is 12.05, which is 53% below median its own 10-year median of 25.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Powszechny Zaklad Ubezpieczen stock overvalued right now?
Based on GuruFocus' analysis, Powszechny Zaklad Ubezpieczen (STU:7PZ) is currently considered Modestly Overvalued. The stock's GF Value™ is €14.11, compared to a current price of €15.80 — trading 12% above its estimated fair value. The current OCF Yield % is 12.05, which is 53% below median its 10-year median of 25.39 and 49.1% above the Insurance industry median of 8.08. Powszechny Zaklad Ubezpieczen's overall GF Score™ is 89/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Powszechny Zaklad Ubezpieczen (STU:7PZ), the current OCF Yield % is 12.05 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Powszechny Zaklad Ubezpieczen (STU:7PZ) Overvalued in 2026?
Based on GuruFocus' analysis, Powszechny Zaklad Ubezpieczen stock appears to be overvalued.
The current stock price of €15.80 is trading 12% above its estimated GF Value™ of €14.11.
GuruFocus considers Powszechny Zaklad Ubezpieczen to be Modestly Overvalued.
Key valuation signals for STU:7PZ:
OCF Yield %: 12.05 (53% below median its 10-year median of 25.39)
GF Value™: €14.11 vs. price of €15.80 (12% above fair value)
Industry Position: 49.1% above the Insurance median (#187 of 506)
No single metric tells the full story. See the STU:7PZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Powszechny Zaklad Ubezpieczen Business Description
Powszechny Zaklad Ubezpieczen SA is a property and casualty insurance company that operates in the Central and Eastern European region with an emphasis on the Polish market. The company's main strategic objectives include stable financial results, broad growth, and innovation. The vast majority of Powszechny's revenue is generated from gross written premiums, followed by results of its investment activities. The company serves clients through its own agency network along with sales through external agency centers.
89GF Score
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