ZhongAn Online P&C Insurance Co (STU:1ZO) Other Operating Expense

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:1ZO ZhongAn Online P&C Insurance Co Ltd STU:1ZO
73 GF Score
Price €1.10
GF Value €1.56
Valuation Modestly Undervalued
! 2 Warning Signs
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What is ZhongAn Online P&C Insurance Co Other Operating Expense?

Other Operating Expense does not apply to banks and insurance companies.

STU:1ZO
73GF Score
ZhongAn Online P&C Insurance Co Ltd STU:1ZO
Other Operating Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Is ZhongAn Online P&C Insurance Co (STU:1ZO) Overvalued in 2026?

Based on GuruFocus' analysis, ZhongAn Online P&C Insurance Co stock appears to be undervalued. The current stock price of €1.10 is trading 29.3% below its estimated GF Value™ of €1.56. GuruFocus considers ZhongAn Online P&C Insurance Co to be Modestly Undervalued.

Key valuation signals for STU:1ZO:

  • Other Operating Expense:
  • GF Value™: €1.56 vs. price of €1.10 (29.3% below fair value)
  • GF Score™: 73/100 with 2 warning signs

No single metric tells the full story. See the STU:1ZO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ZhongAn Online P&C Insurance Co Business Description

Other Exchanges ZZHGY:USA06060:Hong Kong
Address 219 Yuanmingyuan Road, Shanghai, CHN
ZhongAn Online P&C Insurance Co Ltd is a China-based internet insurance company founded in 2013 by Ant Group, Tencent, and Ping An. It operates as a pure online property and casualty insurer, distributing products through digital ecosystems and partners rather than traditional agents. Its insurance offerings include health, accident, auto, travel, and e-commerce-related coverages, as well as credit and guarantee insurance. The company also operates technology and banking segments: it provides insurance technology solutions to other insurers and financial institutions, and holds a virtual banking license through ZhongAn Bank. Revenue comes primarily from premiums written through its online channels, supplemented by technology service fees. Its customers are individual consumers and businesses across mainland China, and it has expanded its technology exports to markets in Asia and beyond.
73GF Score

Get the complete analysis for STU:1ZO

Other Operating Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.10
Price
€1.56
GF Value