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InterBSP:INBR32 -0.69%74 Dividend Payout Ratio is 0.67 as of Mar. 2026, which is 458% above its 10-year median of 0.12. GuruFocus rates BSP:INBR32 with a GF Score™ of 74/100 and a GF Value™ of R$49.46 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,170 Banks companies, Inter ranks better than 80.51% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Inter's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.67.
The historical rank and industry rank for Inter's Dividend Payout Ratio or its related term are showing as below:
BSP:INBR32'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.08 Med: 0.12 Max: 0.18
Current: 0.18
During the past 11 years, the highest Dividend Payout Ratio of Inter was 0.18. The lowest was 0.08. And the median was 0.12.
BSP:INBR32's Dividend Payout Ratio is ranked better than 80.51% of 1170
companies
in the Banks industry
Industry Median: 0.32
vs BSP:INBR32: 0.18
During the past 12 months, Inter's average Dividends Per Share Growth Rate was 0.90% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Inter (BSP:INBR32) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Inter Dividend Payout Ratio Related Terms
Inter Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Inter's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:INBR32 vs EFSC, HAPN, BLX: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, Inter's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Inter Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Inter's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Inter's Dividend Payout Ratio falls into.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Inter's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Inter (BSP:INBR32) has a Dividend Payout Ratio of 0.67 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Inter and its competitors. This is 458% above median its historical median of 0.12. Over the past decade, Inter's Dividend Payout Ratio has ranged from 0.08 to 0.18. According to the industry distribution chart, Inter ranks #228 out of 1170 companies in the Banks industry, placing it in the top 19.5%.
Is Inter's Dividend Payout Ratio too high?
Inter's current Dividend Payout Ratio of 0.67 is 458% above median its 10-year median of 0.12. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 0.18. The Banks industry median Dividend Payout Ratio is 0.32. Inter's value of 0.67 is 109.4% above this industry median. Based on the distribution chart, Inter ranks #228 out of 1170 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Inter has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Inter's Dividend Payout Ratio compare to EFSC and HAPN?
According to the Banks industry distribution chart, Inter ranks #228 out of 1170 companies for Dividend Payout Ratio. This places Inter in the top 20% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. Inter's value of 0.67 is 109.4% above this benchmark. Historically, Inter's own Dividend Payout Ratio has ranged from 0.08 to 0.18 over the past decade. While the company's 10-year median is 0.12 vs. the industry median of 0.32, Inter has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,170 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Inter's current Dividend Payout Ratio of 0.67 is 109.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Inter and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Inter's current Dividend Payout Ratio is 0.67, which is 458% above median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Inter stock overvalued right now?
Based on GuruFocus' analysis, Inter (BSP:INBR32) is currently considered Significantly Undervalued. The stock's GF Value™ is R$49.46, compared to a current price of R$27.25 — trading 44.9% below its estimated fair value. The current Dividend Payout Ratio is 0.67, which is 458% above median its 10-year median of 0.12 and 109.4% above the Banks industry median of 0.32. Inter's overall GF Score™ is 74/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Inter (BSP:INBR32), the current Dividend Payout Ratio is 0.67 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Inter (BSP:INBR32) Overvalued in 2026?
Based on GuruFocus' analysis, Inter stock appears to be undervalued.
The current stock price of R$27.25 is trading 44.9% below its estimated GF Value™ of R$49.46.
GuruFocus considers Inter to be Significantly Undervalued.
Key valuation signals for BSP:INBR32:
Dividend Payout Ratio: 0.67 (458% above median its 10-year median of 0.12)
GF Value™: R$49.46 vs. price of R$27.25 (44.9% below fair value)
Industry Position: 109.4% above the Banks median (#228 of 1170)
No single metric tells the full story. See the BSP:INBR32 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Inter & Co Inc operates as a digital bank. The company's segment includes Banking & Spending; Investments; Insurance Brokerage; and Inter Shop. It generates maximum revenue from the Banking & Spending segment which comprises a wide range of banking products and services, such as checking accounts, cards, deposits, loans and advances, and other services, which are available to the clients by means of Inters mobile application.
74GF Score
Get the complete analysis for BSP:INBR32
Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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