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InterBSP:INBR32 +2.46%74 PEG Ratio is 0.10 as of Jul. 29, 2026, which is 55% below its 10-year median of 0.22. GuruFocus rates BSP:INBR32 with a GF Score™ of 74/100 and a GF Value™ of R$51.19 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,231 Banks companies, Inter ranks better than 98.13% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Inter's PE Ratio without NRI is 8.98. Inter's 5-Year Book Value growth rate is 89.60%. Therefore, Inter's PEG Ratio for today is 0.10.
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Inter's PEG Ratio or its related term are showing as below:
BSP:INBR32'
s PEG Ratio Range Over the Past 10 Years
Min: 0.11 Med: 0.22 Max: 2.24
Current: 0.11
During the past 11 years, Inter's highest PEG Ratio was 2.24. The lowest was 0.11. And the median was 0.22.
BSP:INBR32's PEG Ratio is ranked better than 98.13% of 1231
companies
in the Banks industry
Industry Median: 1.56
vs BSP:INBR32: 0.11
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Inter (BSP:INBR32) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Inter PEG Ratio Related Terms
Inter PEG Ratio Historical Data
* Premium members only.
The historical data trend for Inter's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:INBR32 vs BANR, NWBI, SYBT: PEG Ratio Comparison
For the Banks - Regional subindustry, Inter's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Inter PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Inter's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Inter's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Inter (BSP:INBR32) has a PEG Ratio of 0.10 as of Jul. 29, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Inter and its competitors. This is 55% below median its historical median of 0.22. Over the past decade, Inter's PEG Ratio has ranged from 0.11 to 2.24. According to the industry distribution chart, Inter ranks #23 out of 1231 companies in the Banks industry, placing it in the top 1.9%.
Is Inter's PEG Ratio too high?
Inter's current PEG Ratio of 0.10 is 55% below median its 10-year median of 0.22. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 2.24. The Banks industry median PEG Ratio is 1.56. Inter's value of 0.10 is 93.6% below this industry median. Based on the distribution chart, Inter ranks #23 out of 1231 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Inter has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Inter's PEG Ratio compare to BANR and NWBI?
According to the Banks industry distribution chart, Inter ranks #23 out of 1231 companies for PEG Ratio. This places Inter in the top 2% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.56. Inter's value of 0.10 is 93.6% below this benchmark. Historically, Inter's own PEG Ratio has ranged from 0.11 to 2.24 over the past decade. While the company's 10-year median is 0.22 vs. the industry median of 1.56, Inter has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.56, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Inter's current PEG Ratio of 0.10 is 93.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Inter and its competitors. For the Banks industry, the median PEG Ratio is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Inter's current PEG Ratio is 0.10, which is 55% below median its own 10-year median of 0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Inter stock overvalued right now?
Based on GuruFocus' analysis, Inter (BSP:INBR32) is currently considered Significantly Undervalued. The stock's GF Value™ is R$51.19, compared to a current price of R$28.76 — trading 43.8% below its estimated fair value. The current PEG Ratio is 0.10, which is 55% below median its 10-year median of 0.22 and 93.6% below the Banks industry median of 1.56. Inter's overall GF Score™ is 74/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Inter (BSP:INBR32), the current PEG Ratio is 0.10 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Inter (BSP:INBR32) Overvalued in 2026?
Based on GuruFocus' analysis, Inter stock appears to be undervalued.
The current stock price of R$28.76 is trading 43.8% below its estimated GF Value™ of R$51.19.
GuruFocus considers Inter to be Significantly Undervalued.
Key valuation signals for BSP:INBR32:
PEG Ratio: 0.10 (55% below median its 10-year median of 0.22)
GF Value™: R$51.19 vs. price of R$28.76 (43.8% below fair value)
Industry Position: 93.6% below the Banks median (#23 of 1231)
No single metric tells the full story. See the BSP:INBR32 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Inter & Co Inc operates as a digital bank. The company's segment includes Banking & Spending; Investments; Insurance Brokerage; and Inter Shop. It generates maximum revenue from the Banking & Spending segment which comprises a wide range of banking products and services, such as checking accounts, cards, deposits, loans and advances, and other services, which are available to the clients by means of Inters mobile application.
74GF Score
Get the complete analysis for BSP:INBR32
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