Bank Of Chongqing Co (FRA:CQN) Dividend Payout Ratio: 1.25 (As of Dec. 2025) — 363% Above Median

What is Bank Of Chongqing Co Dividend Payout Ratio?

Bank Of Chongqing Co FRA:CQN +0.62% 69 Dividend Payout Ratio is 1.25 as of Dec. 2025, which is 363% above its 10-year median of 0.27. GuruFocus rates FRA:CQN with a GF Score™ of 69/100 and a GF Value™ of €0.87 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,174 Banks companies, Bank Of Chongqing Co ranks worse than 50.77% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Bank Of Chongqing Co's Dividend Payout Ratio for the months ended in Dec. 2025 was 1.25.

The historical rank and industry rank for Bank Of Chongqing Co's Dividend Payout Ratio or its related term are showing as below:

FRA:CQN' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.11 Med: 0.27 Max: 0.53
Current: 0.32

During the past 13 years, the highest Dividend Payout Ratio of Bank Of Chongqing Co was 0.53. The lowest was 0.11. And the median was 0.27.

FRA:CQN's Dividend Payout Ratio is ranked worse than
50.77% of 1174 companies
in the Banks industry
Industry Median: 0.32 vs FRA:CQN: 0.32

As of today (2026-07-07), the Dividend Yield % of Bank Of Chongqing Co is 2.51%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Bank Of Chongqing Co was 12.69%. The lowest was 2.51%. And the median was 9.72%.

Bank Of Chongqing Co's Dividends per Share for the months ended in Dec. 2025 was €0.02.

During the past 12 months, Bank Of Chongqing Co's average Dividends Per Share Growth Rate was -26.10% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 1.90% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 10.30% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 8.20% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Bank Of Chongqing Co was 48.20% per year. The lowest was -25.20% per year. And the median was 6.20% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Bank Of Chongqing Co (FRA:CQN) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Bank Of Chongqing Co Dividend Payout Ratio Related Terms

Bank Of Chongqing Co Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Bank Of Chongqing Co's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Of Chongqing Co Dividend Payout Ratio Chart

Bank Of Chongqing Co Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Dividend Payout Ratio

Get a 7-Day Free Trial

0.29

0.35

0.37

0.54

0.35

Bank Of Chongqing Co Quarterly Data
	Dec20	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25
Dividend Payout Ratio	Get a 7-Day Free Trial															1.69	0.00	0.71	0.00	1.25

Bank Of Chongqing Co Dividend Payout Ratio Competitor Comparison

For the Banks - Regional subindustry, Bank Of Chongqing Co's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank Of Chongqing Co Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank Of Chongqing Co's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Bank Of Chongqing Co's Dividend Payout Ratio falls into.

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69GF Score

Bank Of Chongqing Co Ltd FRA:CQN

Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.

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Bank Of Chongqing Co Dividend Payout Ratio Calculation

Bank Of Chongqing Co's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio	=	Dividends per Share (A: Dec. 2025 )	/	EPS without NRI (A: Dec. 2025 )
	=	0.051	/	0.146
	=	0.35

Bank Of Chongqing Co's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio	=	Dividends per Share (Q: Dec. 2025 )	/	EPS without NRI (Q: Dec. 2025 )
	=	0.02	/	0.016
	=	1.25

Frequently Asked Questions Learn more about Dividend Payout Ratio →

What does a Dividend Payout Ratio of 1.25 mean?

Bank Of Chongqing Co (FRA:CQN) has a Dividend Payout Ratio of 1.25 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Bank Of Chongqing Co and its competitors. This is 363% above median its historical median of 0.27. Over the past decade, Bank Of Chongqing Co's Dividend Payout Ratio has ranged from 0.11 to 0.53. According to the industry distribution chart, Bank Of Chongqing Co ranks #596 out of 1174 companies in the Banks industry, placing it in the top 50.8%.

Is Bank Of Chongqing Co's Dividend Payout Ratio too high?

Bank Of Chongqing Co's current Dividend Payout Ratio of 1.25 is 363% above median its 10-year median of 0.27. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 0.53. The Banks industry median Dividend Payout Ratio is 0.32. Bank Of Chongqing Co's value of 1.25 is 290.6% above this industry median. Based on the distribution chart, Bank Of Chongqing Co ranks #596 out of 1174 companies in the Banks industry, which is below the industry midpoint. Overall, Bank Of Chongqing Co has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does Bank Of Chongqing Co's Dividend Payout Ratio compare to competitors?

According to the Banks industry distribution chart, Bank Of Chongqing Co ranks #596 out of 1174 companies for Dividend Payout Ratio. This places Bank Of Chongqing Co in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Bank Of Chongqing Co's value of 1.25 is 290.6% above this benchmark. Historically, Bank Of Chongqing Co's own Dividend Payout Ratio has ranged from 0.11 to 0.53 over the past decade. While the company's 10-year median is 0.27 vs. the industry median of 0.32, Bank Of Chongqing Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Dividend Payout Ratio for a Banks company?

The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,174 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Of Chongqing Co's current Dividend Payout Ratio of 1.25 is 290.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Dividend Payout Ratio mean?

A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Bank Of Chongqing Co and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Of Chongqing Co's current Dividend Payout Ratio is 1.25, which is 363% above median its own 10-year median of 0.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Bank Of Chongqing Co stock overvalued right now?

Based on GuruFocus' analysis, Bank Of Chongqing Co (FRA:CQN) is currently considered Fairly Valued. The stock's GF Value™ is €0.87, compared to a current price of €0.82 — trading 6.3% below its estimated fair value. The current Dividend Payout Ratio is 1.25, which is 363% above median its 10-year median of 0.27 and 290.6% above the Banks industry median of 0.32. Bank Of Chongqing Co's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Dividend Payout Ratio calculated?

Dividend Payout Ratio is calculated from a company's financial statements. For Bank Of Chongqing Co (FRA:CQN), the current Dividend Payout Ratio is 1.25 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Of Chongqing Co (FRA:CQN) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Of Chongqing Co stock appears to be undervalued. The current stock price of €0.82 is trading 6.3% below its estimated GF Value™ of €0.87. GuruFocus considers Bank Of Chongqing Co to be Fairly Valued.

Key valuation signals for FRA:CQN:

Dividend Payout Ratio: 1.25 (363% above median its 10-year median of 0.27)
GF Value™: €0.87 vs. price of €0.82 (6.3% below fair value)
GF Score™: 69/100 with 4 warning signs
Industry Position: 290.6% above the Banks median (#596 of 1174)

No single metric tells the full story. See the FRA:CQN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank Of Chongqing Co Business Description

Industry Financial Services Banks

Comparable Companies HKSE:09889 HKSE:01551 HKSE:03866 HKSE:09677 HKSE:00023 HKSE:02356 HKSE:06196 HKSE:06199 HKSE:01578 HKSE:09668 SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Other Exchanges 01963:Hong Kong CQN:Germany 601963:China

Address 33 Hysan Avenue, Room 1918, 19th Floor, Lee Garden One, Causeway Bay, Hong Kong, HKG

Website https://www.cqcbank.com

Bank Of Chongqing Co Ltd is is engaged in banking business. The company's core businesses consist of the corporate banking business, which provides corporate customers with financial products and services such as deposits and loans; the retail banking business, which provides individual customers with financial products and services; and the treasury business, which is involved in interbank lending and borrowing, bond investment, repurchasing, and foreign currency transactions. The company generates over half of total revenue from the corporate banking business. The company's business is concentrated in Chongqing, and the bank also conducts business through branches in Chengdu, Guiyang, and Xi'an.

69GF Score

Get the complete analysis for FRA:CQN

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.82

Price

€0.87

GF Value

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