Bank Of Chongqing CoFRA:CQN -0.61%68 Pretax Margin % is 33.20% as of Dec. 2025, which is 28% below its 10-year median of 46.30. GuruFocus rates FRA:CQN with a GF Score™ of 68/100 and a GF Value™ of €0.85 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,528 Banks companies, Bank Of Chongqing Co ranks better than 74.87% on this metric.
The historical rank and industry rank for Bank Of Chongqing Co's Pretax Margin % or its related term are showing as below:
FRA:CQN'
s Pretax Margin % Range Over the Past 10 Years
Min: 43.8 Med: 46.3 Max: 48.94
Current: 45.32
FRA:CQN's Pretax Margin % is ranked better than 74.87% of 1528
companies
in the Banks industry
Industry Median: 34.665
vs FRA:CQN: 45.32
Bank Of Chongqing Co (FRA:CQN) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Bank Of Chongqing Co Pretax Margin % Related Terms
Bank Of Chongqing Co Pretax Margin % Historical Data
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The historical data trend for Bank Of Chongqing Co's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Of Chongqing Co Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, Bank Of Chongqing Co's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Of Chongqing Co Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank Of Chongqing Co's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Bank Of Chongqing Co's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Of Chongqing Co (FRA:CQN) has a Pretax Margin % of 33.20% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bank Of Chongqing Co and its competitors. This is 28% below median its historical median of 46.30. Over the past decade, Bank Of Chongqing Co's Pretax Margin % has ranged from 43.80 to 48.94. According to the industry distribution chart, Bank Of Chongqing Co ranks #384 out of 1528 companies in the Banks industry, placing it in the top 25.1%.
Is Bank Of Chongqing Co's Pretax Margin % too high?
Bank Of Chongqing Co's current Pretax Margin % of 33.20% is 28% below median its 10-year median of 46.30. Over the past 10 years, this metric has ranged from a low of 43.80 to a high of 48.94. The Banks industry median Pretax Margin % is 34.67. Bank Of Chongqing Co's value of 33.20% is 4.2% below this industry median. Based on the distribution chart, Bank Of Chongqing Co ranks #384 out of 1528 companies in the Banks industry, which is above the industry midpoint. Overall, Bank Of Chongqing Co has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank Of Chongqing Co's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Bank Of Chongqing Co ranks #384 out of 1528 companies for Pretax Margin %. This puts Bank Of Chongqing Co in the upper half of its industry. The industry median Pretax Margin % is 34.67. Bank Of Chongqing Co's value of 33.20% is 4.2% below this benchmark. Historically, Bank Of Chongqing Co's own Pretax Margin % has ranged from 43.80 to 48.94 over the past decade. While the company's 10-year median is 46.30 vs. the industry median of 34.67, Bank Of Chongqing Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.67, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Of Chongqing Co's current Pretax Margin % of 33.20% is 4.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bank Of Chongqing Co and its competitors. For the Banks industry, the median Pretax Margin % is 34.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Of Chongqing Co's current Pretax Margin % is 33.20%, which is 28% below median its own 10-year median of 46.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Of Chongqing Co stock overvalued right now?
Based on GuruFocus' analysis, Bank Of Chongqing Co (FRA:CQN) is currently considered Fairly Valued. The stock's GF Value™ is €0.85, compared to a current price of €0.81 — trading 4.7% below its estimated fair value. The current Pretax Margin % is 33.20%, which is 28% below median its 10-year median of 46.30 and 4.2% below the Banks industry median of 34.67. Bank Of Chongqing Co's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Bank Of Chongqing Co (FRA:CQN), the current Pretax Margin % is 33.20% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Of Chongqing Co (FRA:CQN) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Of Chongqing Co stock appears to be undervalued.
The current stock price of €0.81 is trading 4.7% below its estimated GF Value™ of €0.85.
GuruFocus considers Bank Of Chongqing Co to be Fairly Valued.
Key valuation signals for FRA:CQN:
Pretax Margin %: 33.20% (28% below median its 10-year median of 46.30)
GF Value™: €0.85 vs. price of €0.81 (4.7% below fair value)
Industry Position: 4.2% below the Banks median (#384 of 1528)
No single metric tells the full story. See the FRA:CQN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Of Chongqing Co Ltd is is engaged in banking business. The company's core businesses consist of the corporate banking business, which provides corporate customers with financial products and services such as deposits and loans; the retail banking business, which provides individual customers with financial products and services; and the treasury business, which is involved in interbank lending and borrowing, bond investment, repurchasing, and foreign currency transactions. The company generates over half of total revenue from the corporate banking business. The company's business is concentrated in Chongqing, and the bank also conducts business through branches in Chengdu, Guiyang, and Xi'an.
68GF Score
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Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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