Seven BankSEBNF 76 Dividend Payout Ratio is 1.30 as of Mar. 2026, which is 124% above its 10-year median of 0.58. GuruFocus rates SEBNF with a GF Score™ of 76/100 and a GF Value™ of $2.31. The stock has 2 warning signs investors should review. Among 1,172 Banks companies, Seven Bank ranks worse than 87.63% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Seven Bank's Dividend Payout Ratio for the
months ended in Mar. 2026 was 1.30.
The historical rank and industry rank for Seven Bank's Dividend Payout Ratio or its related term are showing as below:
During the past 13 years, the highest Dividend Payout Ratio of Seven Bank was 0.67. The lowest was 0.43. And the median was 0.58.
SEBNF's Dividend Payout Ratio is not ranked *
in the Banks industry.
Industry Median: 0.32 * Ranked among companies with meaningful Dividend Payout Ratio only.
During the past 10 years, the average Dividends Per Share Growth Rate was 2.20% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Seven Bank was 15.40% per year. The lowest was 0.00% per year. And the median was 6.30% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Seven Bank (OTCPK:SEBNF) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Seven Bank Dividend Payout Ratio Related Terms
Seven Bank Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Seven Bank's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Seven Bank Dividend Payout Ratio Competitor Comparison
For the Banks - Regional subindustry, Seven Bank's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Seven Bank Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Seven Bank's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Seven Bank's Dividend Payout Ratio falls into.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Seven Bank's Dividend Payout Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Seven Bank (SEBNF) has a Dividend Payout Ratio of 1.30 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Seven Bank and its competitors. This is 124% above median its historical median of 0.58. Over the past decade, Seven Bank's Dividend Payout Ratio has ranged from 0.43 to 0.67. According to the industry distribution chart, Seven Bank ranks #1027 out of 1172 companies in the Banks industry, placing it in the top 87.6%.
Is Seven Bank's Dividend Payout Ratio too high?
Seven Bank's current Dividend Payout Ratio of 1.30 is 124% above median its 10-year median of 0.58. Over the past 10 years, this metric has ranged from a low of 0.43 to a high of 0.67. The Banks industry median Dividend Payout Ratio is 0.32. Seven Bank's value of 1.30 is 306.3% above this industry median. Based on the distribution chart, Seven Bank ranks #1027 out of 1172 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Seven Bank has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does Seven Bank's Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, Seven Bank ranks #1027 out of 1172 companies for Dividend Payout Ratio. This places Seven Bank in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Seven Bank's value of 1.30 is 306.3% above this benchmark. Historically, Seven Bank's own Dividend Payout Ratio has ranged from 0.43 to 0.67 over the past decade. While the company's 10-year median is 0.58 vs. the industry median of 0.32, Seven Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,172 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Seven Bank's current Dividend Payout Ratio of 1.30 is 306.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Seven Bank and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Seven Bank's current Dividend Payout Ratio is 1.30, which is 124% above median its own 10-year median of 0.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Seven Bank stock overvalued right now?
Seven Bank (SEBNF) has a current Dividend Payout Ratio of 1.30. The stock's GF Value™ is $2.31, compared to a current price of $1.78 — trading 22.9% below its estimated fair value. The current Dividend Payout Ratio is 1.30, which is 124% above median its 10-year median of 0.58 and 306.3% above the Banks industry median of 0.32. Seven Bank's overall GF Score™ is 76/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Seven Bank (SEBNF), the current Dividend Payout Ratio is 1.30 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Seven Bank (SEBNF) Overvalued in 2026?
Based on GuruFocus' analysis, Seven Bank stock appears to be undervalued.
The current stock price of $1.78 is trading 22.9% below its estimated GF Value™ of $2.31.
Key valuation signals for SEBNF:
Dividend Payout Ratio: 1.30 (124% above median its 10-year median of 0.58)
GF Value™: $2.31 vs. price of $1.78 (22.9% below fair value)
Industry Position: 306.3% above the Banks median (#1027 of 1172)
No single metric tells the full story. See the SEBNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Seven Bank Ltd is a Japan-based business bank. It operates a network of ATMs in partnership with financial institutions across Japan. The company's business segments include the ATM Services segment and the Financial Services segment. The ATM Services segment, provides deposits, withdrawals, and bank transfers at more than 22,000 Seven Bank ATMs nationwide using the cards of more than 590 partner institutions. The Financial Services segment provides convenient account-related services, such as ordinary deposits, time deposits, personal loans and international money transfers, which are accessible from not only Seven Bank ATMs but also personal computers and smartphones. Also, the company provides ATM services overseas and back-office support on commission through its subsidiaries.
76GF Score
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