SEBNF (Seven Bank) Asset Turnover: 0.02 (As of Mar. 2026)


SEBNF Seven Bank Ltd SEBNF
72 GF Score
Price $1.78
GF Value $2.31
! 2 Warning Signs
View Full Analysis

What is Seven Bank Asset Turnover?

Seven Bank SEBNF 72 Asset Turnover is 0.02 as of Mar. 2026. GuruFocus rates SEBNF with a GF Score™ of 72/100 and a GF Value™ of $2.31. The stock has 2 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. Seven Bank's Revenue for the three months ended in Mar. 2026 was $222 Mil. Seven Bank's Total Assets for the quarter that ended in Mar. 2026 was $10,231 Mil. Therefore, Seven Bank's Asset Turnover for the quarter that ended in Mar. 2026 was 0.02.

Asset Turnover is linked to ROE % through Du Pont Formula. Seven Bank's annualized ROE % for the quarter that ended in Mar. 2026 was 6.73%. It is also linked to ROA % through Du Pont Formula. Seven Bank's annualized ROA % for the quarter that ended in Mar. 2026 was 1.16%.


Seven Bank  (OTCPK:SEBNF) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

Seven Bank's annulized ROE % for the quarter that ended in Mar. 2026 is

ROE %**(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=118.5/1761.215
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(118.5 / 889.472)*(889.472 / 10230.81)*(10230.81/ 1761.215)
=Net Margin %*Asset Turnover*Equity Multiplier
=13.32 %*0.0869*5.809
=ROA %*Equity Multiplier
=1.16 %*5.809
=6.73 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

Seven Bank's annulized ROA % for the quarter that ended in Mar. 2026 is

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=118.5/10230.81
=(Net Income / Revenue)*(Revenue / Total Assets)
=(118.5 / 889.472)*(889.472 / 10230.81)
=Net Margin %*Asset Turnover
=13.32 %*0.0869
=1.16 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


Seven Bank Asset Turnover Related Terms


Seven Bank Asset Turnover Historical Data

* Premium members only.

The historical data trend for Seven Bank's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Seven Bank Asset Turnover Chart

Seven Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.08 0.08 0.09 0.10 0.10

Seven Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 0.03 0.03 0.03 0.02

Seven Bank Asset Turnover Competitor Comparison

For the Banks - Regional subindustry, Seven Bank's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Seven Bank Asset Turnover vs Banks Industry

For the Banks industry and Financial Services sector, Seven Bank's Asset Turnover distribution charts can be found below:

* The bar in red indicates where Seven Bank's Asset Turnover falls into.


SEBNF
72GF Score
Seven Bank Ltd SEBNF
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Seven Bank Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

Seven Bank's Asset Turnover for the fiscal year that ended in Mar. 2026 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Mar. 2026 )/( (Total Assets (A: Mar. 2025 )+Total Assets (A: Mar. 2026 ))/ count )
=1017.924/( (10036.234+9741.093)/ 2 )
=1017.924/9888.6635
=0.10

Seven Bank's Asset Turnover for the quarter that ended in Mar. 2026 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=222.368/( (10720.527+9741.093)/ 2 )
=222.368/10230.81
=0.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.02 mean?
Seven Bank (SEBNF) has a Asset Turnover of 0.02 as of Mar. 2026. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Seven Bank and its competitors.
Is Seven Bank's Asset Turnover too high?
Seven Bank's current Asset Turnover is 0.02. Overall, Seven Bank has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Seven Bank's Asset Turnover compare to competitors?
Seven Bank's Asset Turnover of 0.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Banks company?
A good Asset Turnover depends on the Banks industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Seven Bank and its competitors. Seven Bank's current Asset Turnover is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Seven Bank stock overvalued right now?
Seven Bank (SEBNF) has a current Asset Turnover of 0.02. The stock's GF Value™ is $2.31, compared to a current price of $1.78 — trading 22.9% below its estimated fair value. The current Asset Turnover is 0.02. Seven Bank's overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For Seven Bank (SEBNF), the current Asset Turnover is 0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Seven Bank (SEBNF) Overvalued in 2026?

Based on GuruFocus' analysis, Seven Bank stock appears to be undervalued. The current stock price of $1.78 is trading 22.9% below its estimated GF Value™ of $2.31.

Key valuation signals for SEBNF:

  • Asset Turnover: 0.02
  • GF Value™: $2.31 vs. price of $1.78 (22.9% below fair value)
  • GF Score™: 72/100 with 2 warning signs

No single metric tells the full story. See the SEBNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Seven Bank Business Description

Address 6-1 Marunouchi 1-chome, Chiyoda-ku, Tokyo, JPN, 100-0005
Seven Bank Ltd is a Japan-based business bank. It operates a network of ATMs in partnership with financial institutions across Japan. The company's business segments include the ATM Services segment and the Financial Services segment. The ATM Services segment, provides deposits, withdrawals, and bank transfers at more than 22,000 Seven Bank ATMs nationwide using the cards of more than 590 partner institutions. The Financial Services segment provides convenient account-related services, such as ordinary deposits, time deposits, personal loans and international money transfers, which are accessible from not only Seven Bank ATMs but also personal computers and smartphones. Also, the company provides ATM services overseas and back-office support on commission through its subsidiaries.
72GF Score

Get the complete analysis for SEBNF

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.78
Price
$2.31
GF Value