Ellington Financial (STU:1EL) Dividend Payout Ratio: 0.48 (As of Mar. 2026) — 59% Below Median

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Ellington Financial Inc STU:1EL

58 GF Score

Price €11.80

GF Value €9.99

Valuation Modestly Overvalued

8 Warning Signs

View Full Analysis

What is Ellington Financial Dividend Payout Ratio?

Ellington Financial STU:1EL -0.84% 58 Dividend Payout Ratio is 0.48 as of Mar. 2026, which is 59% below its 10-year median of 1.18. GuruFocus rates STU:1EL with a GF Score™ of 58/100 and a GF Value™ of €9.99 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 714 REITs companies, Ellington Financial ranks better than 60.92% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Ellington Financial's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.48.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Ellington Financial Inc is 0.89, which seems too high.

The historical rank and industry rank for Ellington Financial's Dividend Payout Ratio or its related term are showing as below:

STU:1EL' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.64 Med: 1.18 Max: 3.23
Current: 0.89

During the past 13 years, the highest Dividend Payout Ratio of Ellington Financial was 3.23. The lowest was 0.64. And the median was 1.18.

STU:1EL's Dividend Payout Ratio is ranked better than
60.92% of 714 companies
in the REITs industry
Industry Median: 0.99 vs STU:1EL: 0.89

As of today (2026-07-14), the Dividend Yield % of Ellington Financial is 11.26%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Ellington Financial was 43.85%. The lowest was 5.71%. And the median was 11.74%.

Ellington Financial's Dividends per Share for the months ended in Mar. 2026 was €0.34.

During the past 3 years, the average Dividends Per Share Growth Rate was -4.70% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 2.90% per year. During the past 10 years, the average Dividends Per Share Growth Rate was -2.60% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Ellington Financial was 56.70% per year. The lowest was -17.00% per year. And the median was -0.80% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Ellington Financial (STU:1EL) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Ellington Financial Dividend Payout Ratio Related Terms

Ellington Financial Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Ellington Financial's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ellington Financial Dividend Payout Ratio Chart

Ellington Financial Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Dividend Payout Ratio

Get a 7-Day Free Trial

0.00

0.93

1.12

1.23

Ellington Financial Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Dividend Payout Ratio	Get a 7-Day Free Trial															1.09	0.84	1.21	2.52	0.48

STU:1EL vs ARI, ORC, LADR: Dividend Payout Ratio Comparison

For the REIT - Mortgage subindustry, Ellington Financial's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Ellington Financial Dividend Payout Ratio vs REITs Industry

For the REITs industry and Real Estate sector, Ellington Financial's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Ellington Financial's Dividend Payout Ratio falls into.

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58GF Score

Ellington Financial Inc STU:1EL

Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.

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Ellington Financial Dividend Payout Ratio Calculation

Ellington Financial's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio	=	Dividends per Share (A: Dec. 2025 )	/	EPS without NRI (A: Dec. 2025 )
	=	1.332	/	1.08
	=	1.23

Ellington Financial's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio	=	Dividends per Share (Q: Mar. 2026 )	/	EPS without NRI (Q: Mar. 2026 )
	=	0.337	/	0.697
	=	0.48

Frequently Asked Questions Learn more about Dividend Payout Ratio →

What does a Dividend Payout Ratio of 0.48 mean?

Ellington Financial (STU:1EL) has a Dividend Payout Ratio of 0.48 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Ellington Financial and its competitors. This is 59% below median its historical median of 1.18. Over the past decade, Ellington Financial's Dividend Payout Ratio has ranged from 0.64 to 3.23. According to the industry distribution chart, Ellington Financial ranks #279 out of 714 companies in the REITs industry, placing it in the top 39.1%.

Is Ellington Financial's Dividend Payout Ratio too high?

Ellington Financial's current Dividend Payout Ratio of 0.48 is 59% below median its 10-year median of 1.18. Over the past 10 years, this metric has ranged from a low of 0.64 to a high of 3.23. The REITs industry median Dividend Payout Ratio is 0.99. Ellington Financial's value of 0.48 is 51.5% below this industry median. Based on the distribution chart, Ellington Financial ranks #279 out of 714 companies in the REITs industry, which is above the industry midpoint. Overall, Ellington Financial has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Ellington Financial's Dividend Payout Ratio compare to ARI and ORC?

According to the REITs industry distribution chart, Ellington Financial ranks #279 out of 714 companies for Dividend Payout Ratio. This puts Ellington Financial in the upper half of its industry. The industry median Dividend Payout Ratio is 0.99. Ellington Financial's value of 0.48 is 51.5% below this benchmark. Historically, Ellington Financial's own Dividend Payout Ratio has ranged from 0.64 to 3.23 over the past decade. While the company's 10-year median is 1.18 vs. the industry median of 0.99, Ellington Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Dividend Payout Ratio for a REITs company?

The median Dividend Payout Ratio among REITs companies is 0.99, based on 714 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ellington Financial's current Dividend Payout Ratio of 0.48 is 51.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Dividend Payout Ratio mean?

A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Ellington Financial and its competitors. For the REITs industry, the median Dividend Payout Ratio is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ellington Financial's current Dividend Payout Ratio is 0.48, which is 59% below median its own 10-year median of 1.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Ellington Financial stock overvalued right now?

Based on GuruFocus' analysis, Ellington Financial (STU:1EL) is currently considered Modestly Overvalued. The stock's GF Value™ is €9.99, compared to a current price of €11.80 — trading 18.1% above its estimated fair value. The current Dividend Payout Ratio is 0.48, which is 59% below median its 10-year median of 1.18 and 51.5% below the REITs industry median of 0.99. Ellington Financial's overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Dividend Payout Ratio calculated?

Dividend Payout Ratio is calculated from a company's financial statements. For Ellington Financial (STU:1EL), the current Dividend Payout Ratio is 0.48 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ellington Financial (STU:1EL) Overvalued in 2026?

Based on GuruFocus' analysis, Ellington Financial stock appears to be overvalued. The current stock price of €11.80 is trading 18.1% above its estimated GF Value™ of €9.99. GuruFocus considers Ellington Financial to be Modestly Overvalued.

Key valuation signals for STU:1EL:

Dividend Payout Ratio: 0.48 (59% below median its 10-year median of 1.18)
GF Value™: €9.99 vs. price of €11.80 (18.1% above fair value)
GF Score™: 58/100 with 8 warning signs
Industry Position: 51.5% below the REITs median (#279 of 714)

No single metric tells the full story. See the STU:1EL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ellington Financial Business Description

Industry Real Estate REITs

Comparable Companies ARI ORC LADR TWO ARR CIM ABR MFA PMT ADAM NLY AGNC STWD RITM BXMT DX BSP:KNCR11 IVR BRSP TRTX

Other Exchanges EFC:USA 1EL:Germany

Address 53 Forest Avenue, Old Greenwich, CT, USA, 06870

Website http://www.ellingtonfinancial.com

Ellington Financial Inc is a specialty finance company. Its primary investment objective is to generate attractive, risk-adjusted total returns for its shareholders by making investments. The company has two reportable segments; The Investment Portfolio Segment is focused on investing in a diverse array of financial assets, including residential and commercial mortgage loans, residential mortgage-backed securities, non-mortgage- and mortgage-related derivatives, debt and equity investments in loan origination companies, and other strategic investments, and The Longbridge Segment is focused on the origination and servicing of reverse mortgage loans. It acquires reverse mortgage loans both through its origination activities and through secondary market purchases.

58GF Score

Get the complete analysis for STU:1EL

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€11.80

Price

€9.99

GF Value

View STU:1EL Analysis

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