IntesanpaoloXSWX:ISP 61 Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus rates XSWX:ISP with a GF Score™ of 61/100 and a GF Value™ of CHF3.89 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,172 Banks companies, Intesanpaolo ranks worse than 87.63% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Intesanpaolo's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.00.
The historical rank and industry rank for Intesanpaolo's Dividend Payout Ratio or its related term are showing as below:
During the past 13 years, the highest Dividend Payout Ratio of Intesanpaolo was 1.26. The lowest was 0.41. And the median was 0.67.
XSWX:ISP's Dividend Payout Ratio is not ranked *
in the Banks industry.
Industry Median: 0.32 * Ranked among companies with meaningful Dividend Payout Ratio only.
During the past 12 months, Intesanpaolo's average Dividends Per Share Growth Rate was 10.90% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 32.60% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Intesanpaolo was 105.30% per year. The lowest was -40.40% per year. And the median was 12.00% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Intesanpaolo (XSWX:ISP) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Intesanpaolo Dividend Payout Ratio Related Terms
Intesanpaolo Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Intesanpaolo's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Intesanpaolo's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Intesanpaolo Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Intesanpaolo's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Intesanpaolo's Dividend Payout Ratio falls into.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Intesanpaolo's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Intesanpaolo (XSWX:ISP) has a Dividend Payout Ratio of 0.00 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Intesanpaolo and its competitors. Over the past decade, Intesanpaolo's Dividend Payout Ratio has ranged from 0.41 to 1.26. According to the industry distribution chart, Intesanpaolo ranks #1027 out of 1172 companies in the Banks industry, placing it in the top 87.6%.
Is Intesanpaolo's Dividend Payout Ratio too high?
Intesanpaolo's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.41 to a high of 1.26. Based on the distribution chart, Intesanpaolo ranks #1027 out of 1172 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Intesanpaolo has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Intesanpaolo's Dividend Payout Ratio compare to PNC?
According to the Banks industry distribution chart, Intesanpaolo ranks #1027 out of 1172 companies for Dividend Payout Ratio. This places Intesanpaolo in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Historically, Intesanpaolo's own Dividend Payout Ratio has ranged from 0.41 to 1.26 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,172 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Intesanpaolo and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Intesanpaolo's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intesanpaolo stock overvalued right now?
Based on GuruFocus' analysis, Intesanpaolo (XSWX:ISP) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF3.89, compared to a current price of CHF5.40 — trading 38.8% above its estimated fair value. The current Dividend Payout Ratio is 0.00. Intesanpaolo's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Intesanpaolo (XSWX:ISP), the current Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Intesanpaolo (XSWX:ISP) Overvalued in 2026?
Based on GuruFocus' analysis, Intesanpaolo stock appears to be overvalued.
The current stock price of CHF5.40 is trading 38.8% above its estimated GF Value™ of CHF3.89.
GuruFocus considers Intesanpaolo to be Significantly Overvalued.
Key valuation signals for XSWX:ISP:
Dividend Payout Ratio: 0.00
GF Value™: CHF3.89 vs. price of CHF5.40 (38.8% above fair value)
No single metric tells the full story. See the XSWX:ISP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Intesa Sanpaolo is an Italian banking group resulting from the merger of Banca Intesa and Sanpaolo IMI in 2007. The Italian segment still accounts for by far the most of its earnings. Still, Intesa also has a growing international presence, focusing on some smaller countries in Central and Eastern Europe. Intesa has an enviable market position in the Italian savings market that it services through its private banking, asset management, and life insurance operations, which accounts for around 25% of its revenue. While Intesa does have a sizable corporate banking business, it has limited exposure to securities trading and underwriting.
61GF Score
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