Intesanpaolo (XSWX:ISP) Shareholder Yield % : 15.87% (As of Mar. 2026) — Near Median


XSWX:ISP Intesa Sanpaolo XSWX:ISP
51 GF Score
Price CHF5.40
GF Value CHF3.89
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Intesanpaolo Shareholder Yield %?

Intesanpaolo XSWX:ISP 51 Shareholder Yield % is 15.87% as of Mar. 2026, which is 3% below its 10-year median of 16.36. GuruFocus rates XSWX:ISP with a GF Score™ of 51/100 and a GF Value™ of CHF3.89 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,503 Banks companies, Intesanpaolo ranks better than 85.1% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, Intesanpaolo's Shareholder Yield % was 15.87%.


Intesanpaolo  (XSWX:ISP) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


Intesanpaolo Shareholder Yield % Related Terms


Intesanpaolo Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for Intesanpaolo's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Intesanpaolo Shareholder Yield % Chart

Intesanpaolo Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.29 30.77 -50.15 -14.57 16.64

Intesanpaolo Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -5.76 5.64 10.71 16.64 17.95

XSWX:ISP vs PNC: Shareholder Yield % Comparison

For the Banks - Regional subindustry, Intesanpaolo's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Intesanpaolo Shareholder Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Intesanpaolo's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where Intesanpaolo's Shareholder Yield % falls into.


XSWX:ISP
51GF Score
Intesa Sanpaolo XSWX:ISP
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Intesanpaolo Shareholder Yield % Calculation

Intesanpaolo's Shareholder Yield % for the quarter that ended in Mar. 2026 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=0.00 %+0.00 %+31.91 %
=31.91 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of 15.87% mean?
Intesanpaolo (XSWX:ISP) has a Shareholder Yield % of 15.87% as of Mar. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Intesanpaolo and its competitors. This is near median its historical median of 16.36. According to the industry distribution chart, Intesanpaolo ranks #224 out of 1503 companies in the Banks industry, placing it in the top 14.9%.
Is Intesanpaolo's Shareholder Yield % too high?
Intesanpaolo's current Shareholder Yield % of 15.87% is near median its 10-year median of 16.36. The Banks industry median Shareholder Yield % is 1.58. Intesanpaolo's value of 15.87% is 904.4% above this industry median. Based on the distribution chart, Intesanpaolo ranks #224 out of 1503 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Intesanpaolo has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Intesanpaolo's Shareholder Yield % compare to PNC?
According to the Banks industry distribution chart, Intesanpaolo ranks #224 out of 1503 companies for Shareholder Yield %. This places Intesanpaolo in the top 15% of its industry — outperforming the majority of peers. The industry median Shareholder Yield % is 1.58. Intesanpaolo's value of 15.87% is 904.4% above this benchmark. While the company's 10-year median is 16.36 vs. the industry median of 1.58, Intesanpaolo has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.58, based on 1,503 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Intesanpaolo's current Shareholder Yield % of 15.87% is 904.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Intesanpaolo and its competitors. For the Banks industry, the median Shareholder Yield % is 1.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Intesanpaolo's current Shareholder Yield % is 15.87%, which is near median its own 10-year median of 16.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intesanpaolo stock overvalued right now?
Based on GuruFocus' analysis, Intesanpaolo (XSWX:ISP) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF3.89, compared to a current price of CHF5.40 — trading 38.8% above its estimated fair value. The current Shareholder Yield % is 15.87%, which is near median its 10-year median of 16.36 and 904.4% above the Banks industry median of 1.58. Intesanpaolo's overall GF Score™ is 51/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Intesanpaolo (XSWX:ISP), the current Shareholder Yield % is 15.87% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Intesanpaolo (XSWX:ISP) Overvalued in 2026?

Based on GuruFocus' analysis, Intesanpaolo stock appears to be overvalued. The current stock price of CHF5.40 is trading 38.8% above its estimated GF Value™ of CHF3.89. GuruFocus considers Intesanpaolo to be Significantly Overvalued.

Key valuation signals for XSWX:ISP:

  • Shareholder Yield %: 15.87% (near median its 10-year median of 16.36)
  • GF Value™: CHF3.89 vs. price of CHF5.40 (38.8% above fair value)
  • GF Score™: 51/100 with 6 warning signs
  • Industry Position: 904.4% above the Banks median (#224 of 1503)

No single metric tells the full story. See the XSWX:ISP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Intesanpaolo Business Description

Address Piazza San Carlo, 156, Torino, ITA, 10121
Intesa Sanpaolo is an Italian banking group resulting from the merger of Banca Intesa and Sanpaolo IMI in 2007. The Italian segment still accounts for by far the most of its earnings. Still, Intesa also has a growing international presence, focusing on some smaller countries in Central and Eastern Europe. Intesa has an enviable market position in the Italian savings market that it services through its private banking, asset management, and life insurance operations, which accounts for around 25% of its revenue. While Intesa does have a sizable corporate banking business, it has limited exposure to securities trading and underwriting.
51GF Score

Get the complete analysis for XSWX:ISP

Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF5.40
Price
CHF3.89
GF Value