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Prism FinanceBOM:531735 50 PB Ratio is 0.94 as of Aug. 12, 2026, which is 19% below its 10-year median of 1.16. GuruFocus rates BOM:531735 with a GF Score™ of 50/100 and a GF Value™ of ₹25.18 (Fairly Valued). The stock has 1 warning sign investors should review. Among 777 Capital Markets companies, Prism Finance ranks better than 64.86% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-08-12), Prism Finance's share price is ₹27.00. Prism Finance's Book Value per Share for the quarter that ended in Mar. 2026 was ₹28.59. Hence, Prism Finance's PB Ratio of today is 0.94.
The historical rank and industry rank for Prism Finance's PB Ratio or its related term are showing as below:
BOM:531735'
s PB Ratio Range Over the Past 10 Years
Min: 0.63 Med: 1.16 Max: 2.15
Current: 0.94
During the past 13 years, Prism Finance's highest PB Ratio was 2.15. The lowest was 0.63. And the median was 1.16.
BOM:531735's PB Ratio is ranked better than 64.86% of 777
companies
in the Capital Markets industry
Industry Median: 1.32
vs BOM:531735: 0.94
During the past 12 months, Prism Finance's average Book Value Per Share Growth Rate was -16.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 1.10% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 8.20% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 11.80% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Prism Finance was 32.40% per year. The lowest was -5.00% per year. And the median was 1.70% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Prism Finance PB Ratio Related Terms
Prism Finance PB Ratio Historical Data
* Premium members only.
The historical data trend for Prism Finance's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, Prism Finance's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Prism Finance PB Ratio vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Prism Finance's PB Ratio distribution charts can be found below:
* The bar in red indicates where Prism Finance's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Prism Finance's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Prism Finance (BOM:531735) has a PB Ratio of 0.94 as of Aug. 12, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Prism Finance and its competitors. This is 19% below median its historical median of 1.16. Over the past decade, Prism Finance's PB Ratio has ranged from 0.63 to 2.15. According to the industry distribution chart, Prism Finance ranks #273 out of 777 companies in the Capital Markets industry, placing it in the top 35.1%.
Is Prism Finance's PB Ratio too high?
Prism Finance's current PB Ratio of 0.94 is 19% below median its 10-year median of 1.16. Over the past 10 years, this metric has ranged from a low of 0.63 to a high of 2.15. The Capital Markets industry median PB Ratio is 1.32. Prism Finance's value of 0.94 is 28.8% below this industry median. Based on the distribution chart, Prism Finance ranks #273 out of 777 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Prism Finance has a GF Score™ of 50/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Prism Finance's PB Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, Prism Finance ranks #273 out of 777 companies for PB Ratio. This puts Prism Finance in the upper half of its industry. The industry median PB Ratio is 1.32. Prism Finance's value of 0.94 is 28.8% below this benchmark. Historically, Prism Finance's own PB Ratio has ranged from 0.63 to 2.15 over the past decade. While the company's 10-year median is 1.16 vs. the industry median of 1.32, Prism Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Capital Markets company?
The median PB Ratio among Capital Markets companies is 1.32, based on 777 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Prism Finance's current PB Ratio of 0.94 is 28.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Prism Finance and its competitors. For the Capital Markets industry, the median PB Ratio is 1.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Prism Finance's current PB Ratio is 0.94, which is 19% below median its own 10-year median of 1.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prism Finance stock overvalued right now?
Based on GuruFocus' analysis, Prism Finance (BOM:531735) is currently considered Fairly Valued. The stock's GF Value™ is ₹25.18, compared to a current price of ₹27.00 — trading 7.2% above its estimated fair value. The current PB Ratio is 0.94, which is 19% below median its 10-year median of 1.16 and 28.8% below the Capital Markets industry median of 1.32. Prism Finance's overall GF Score™ is 50/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Prism Finance (BOM:531735), the current PB Ratio is 0.94 as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Prism Finance (BOM:531735) Overvalued in 2026?
Based on GuruFocus' analysis, Prism Finance stock appears to be overvalued.
The current stock price of ₹27.00 is trading 7.2% above its estimated GF Value™ of ₹25.18.
GuruFocus considers Prism Finance to be Fairly Valued.
Key valuation signals for BOM:531735:
PB Ratio: 0.94 (19% below median its 10-year median of 1.16)
GF Value™: ₹25.18 vs. price of ₹27.00 (7.2% above fair value)
Industry Position: 28.8% below the Capital Markets median (#273 of 777)
No single metric tells the full story. See the BOM:531735 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Prism Finance Ltd is an Indian Non-Banking Financial Company (NBFC). It is engaged in the business of financial services by way of assisting in providing finance through loans, advances, bill discounting, leases, Higher Purchase, and any other form of finance. In addition, it is also involved in making investments in shares and securities, trading, as well as dealing in shares and securities.
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