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Marg Techno ProjectsBOM:540254 -2.00%57 PB Ratio is 1.70 as of Aug. 07, 2026, which is 36% above its 10-year median of 1.25. GuruFocus rates BOM:540254 with a GF Score™ of 57/100 and a GF Value™ of ₹10.59 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 525 Credit Services companies, Marg Techno Projects ranks worse than 69.14% on this metric.
The historical rank and industry rank for Marg Techno Projects's PB Ratio or its related term are showing as below:
BOM:540254'
s PB Ratio Range Over the Past 10 Years
Min: 0.33 Med: 1.25 Max: 3.89
Current: 1.71
During the past 13 years, Marg Techno Projects's highest PB Ratio was 3.89. The lowest was 0.33. And the median was 1.25.
BOM:540254's PB Ratio is ranked worse than 69.14% of 525
companies
in the Credit Services industry
Industry Median: 1.08
vs BOM:540254: 1.71
During the past 12 months, Marg Techno Projects's average Book Value Per Share Growth Rate was 92.90% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 30.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 18.40% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 9.20% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Marg Techno Projects was 30.40% per year. The lowest was -7.50% per year. And the median was 2.30% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Marg Techno Projects PB Ratio Related Terms
Marg Techno Projects PB Ratio Historical Data
* Premium members only.
The historical data trend for Marg Techno Projects's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Marg Techno Projects's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Marg Techno Projects PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Marg Techno Projects's PB Ratio distribution charts can be found below:
* The bar in red indicates where Marg Techno Projects's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Marg Techno Projects (BOM:540254) has a PB Ratio of 1.70 as of Aug. 07, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Marg Techno Projects and its competitors. This is 36% above median its historical median of 1.25. Over the past decade, Marg Techno Projects' PB Ratio has ranged from 0.33 to 3.89. According to the industry distribution chart, Marg Techno Projects ranks #363 out of 525 companies in the Credit Services industry, placing it in the top 69.1%.
Is Marg Techno Projects' PB Ratio too high?
Marg Techno Projects' current PB Ratio of 1.70 is 36% above median its 10-year median of 1.25. Over the past 10 years, this metric has ranged from a low of 0.33 to a high of 3.89. The Credit Services industry median PB Ratio is 1.08. Marg Techno Projects' value of 1.70 is 57.4% above this industry median. Based on the distribution chart, Marg Techno Projects ranks #363 out of 525 companies in the Credit Services industry, which is below the industry midpoint. Overall, Marg Techno Projects has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Marg Techno Projects' PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Marg Techno Projects ranks #363 out of 525 companies for PB Ratio. This places Marg Techno Projects in the lower half of its industry. The industry median PB Ratio is 1.08. Marg Techno Projects' value of 1.70 is 57.4% above this benchmark. Historically, Marg Techno Projects' own PB Ratio has ranged from 0.33 to 3.89 over the past decade. While the company's 10-year median is 1.25 vs. the industry median of 1.08, Marg Techno Projects has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.08, based on 525 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Marg Techno Projects's current PB Ratio of 1.70 is 57.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Marg Techno Projects and its competitors. For the Credit Services industry, the median PB Ratio is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Marg Techno Projects's current PB Ratio is 1.70, which is 36% above median its own 10-year median of 1.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Marg Techno Projects stock overvalued right now?
Based on GuruFocus' analysis, Marg Techno Projects (BOM:540254) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹10.59, compared to a current price of ₹17.67 — trading 66.9% above its estimated fair value. The current PB Ratio is 1.70, which is 36% above median its 10-year median of 1.25 and 57.4% above the Credit Services industry median of 1.08. Marg Techno Projects' overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Marg Techno Projects (BOM:540254), the current PB Ratio is 1.70 as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Marg Techno Projects (BOM:540254) Overvalued in 2026?
Based on GuruFocus' analysis, Marg Techno Projects stock appears to be overvalued.
The current stock price of ₹17.67 is trading 66.9% above its estimated GF Value™ of ₹10.59.
GuruFocus considers Marg Techno Projects to be Significantly Overvalued.
Key valuation signals for BOM:540254:
PB Ratio: 1.70 (36% above median its 10-year median of 1.25)
GF Value™: ₹10.59 vs. price of ₹17.67 (66.9% above fair value)
Industry Position: 57.4% above the Credit Services median (#363 of 525)
No single metric tells the full story. See the BOM:540254 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Marg Techno Projects Ltd operates as a non-banking financial company, focusing on providing a range of financial services including personal loans, gold loans, asset leasing, and venture finance. The company serves individuals and businesses prominently in India, offering tailored financial solutions to meet liquidity needs. It also developed digital platforms for online and doorstep gold loan processing. Revenue is generated from interest income and fees associated with its lending and financial services.
57GF Score
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