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DFM:WATANIA's PB Ratio is ranked better than 86.95% of 498
companies
in the Insurance industry
Industry Median: 1.405
vs DFM:WATANIA: 0.62
During the past 12 months, Watania International Holding PJSC's average Book Value Per Share Growth Rate was 13.30% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 7.60% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -0.50% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 6.40% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Watania International Holding PJSC was 20.90% per year. The lowest was -9.80% per year. And the median was 1.30% per year.
Back to Basics: PB Ratio
Watania International Holding PJSC (DFM:WATANIA) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Watania International Holding PJSC PB Ratio Related Terms
Watania International Holding PJSC PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DFM:WATANIA vs BRK.A, AIG, HIG: PB Ratio Comparison
For the Insurance - Diversified subindustry, Watania International Holding PJSC's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Watania International Holding PJSC PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Watania International Holding PJSC's PB Ratio distribution charts can be found below:
* The bar in red indicates where Watania International Holding PJSC's PB Ratio falls into.
Watania International Holding PJSC PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Watania International Holding PJSC (DFM:WATANIA) has a PB Ratio of 0.62 as of Jul. 20, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Watania International Holding PJSC and its competitors. This is 22% below median its historical median of 0.79. Over the past decade, Watania International Holding PJSC's PB Ratio has ranged from 0.50 to 2.52. According to the industry distribution chart, Watania International Holding PJSC ranks #65 out of 498 companies in the Insurance industry, placing it in the top 13.1%.
Is Watania International Holding PJSC's PB Ratio too high?
Watania International Holding PJSC's current PB Ratio of 0.62 is 22% below median its 10-year median of 0.79. Over the past 10 years, this metric has ranged from a low of 0.50 to a high of 2.52. The Insurance industry median PB Ratio is 1.41. Watania International Holding PJSC's value of 0.62 is 55.9% below this industry median. Based on the distribution chart, Watania International Holding PJSC ranks #65 out of 498 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Watania International Holding PJSC has a GF Score™ of 37/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Watania International Holding PJSC's PB Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Watania International Holding PJSC ranks #65 out of 498 companies for PB Ratio. This places Watania International Holding PJSC in the top 13% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.41. Watania International Holding PJSC's value of 0.62 is 55.9% below this benchmark. Historically, Watania International Holding PJSC's own PB Ratio has ranged from 0.50 to 2.52 over the past decade. While the company's 10-year median is 0.79 vs. the industry median of 1.41, Watania International Holding PJSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.41, based on 498 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Watania International Holding PJSC's current PB Ratio of 0.62 is 55.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Watania International Holding PJSC and its competitors. For the Insurance industry, the median PB Ratio is 1.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Watania International Holding PJSC's current PB Ratio is 0.62, which is 22% below median its own 10-year median of 0.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Watania International Holding PJSC stock overvalued right now?
Based on GuruFocus' analysis, Watania International Holding PJSC (DFM:WATANIA) is currently considered Fairly Valued. The stock's GF Value™ is د.إ0.66, compared to a current price of د.إ0.63 — trading 4.2% below its estimated fair value. The current PB Ratio is 0.62, which is 22% below median its 10-year median of 0.79 and 55.9% below the Insurance industry median of 1.41. Watania International Holding PJSC's overall GF Score™ is 37/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Watania International Holding PJSC (DFM:WATANIA), the current PB Ratio is 0.62 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Watania International Holding PJSC (DFM:WATANIA) Overvalued in 2026?
Based on GuruFocus' analysis, Watania International Holding PJSC stock appears to be undervalued.
The current stock price of د.إ0.63 is trading 4.2% below its estimated GF Value™ of د.إ0.66.
GuruFocus considers Watania International Holding PJSC to be Fairly Valued.
Key valuation signals for DFM:WATANIA:
PB Ratio: 0.62 (22% below median its 10-year median of 0.79)
GF Value™: د.إ0.66 vs. price of د.إ0.63 (4.2% below fair value)
Industry Position: 55.9% below the Insurance median (#65 of 498)
No single metric tells the full story. See the DFM:WATANIA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Watania International Holding PJSC Business Description
Watania International Holding PJSC is an Investment holding company. The principal activity of the company includes investment in subsidiaries and securities such as agricultural, commercial, educational, energy, industrial, technological, and tourist enterprises & management, outer space projects, health care, sports, and water enterprises & development, oil & natural gas projects. The company's segments include: General takaful; Group family; and Family. It derives maximum revenue from General Takaful segment.
37GF Score
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