Apna Microfinance Bank (KAR:AMBL) PB Ratio: (As of Jul. 14, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is Apna Microfinance Bank PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-14), Apna Microfinance Bank's share price is ₨23.46. Apna Microfinance Bank's Book Value per Share for the fiscal year that ended in . 20 was ₨0.00. Hence, Apna Microfinance Bank's PB Ratio of today is .

The historical rank and industry rank for Apna Microfinance Bank's PB Ratio or its related term are showing as below:

KAR:AMBL's PB Ratio is not ranked *
in the Banks industry.
Industry Median: 1.11
* Ranked among companies with meaningful PB Ratio only.

Back to Basics: PB Ratio


Apna Microfinance Bank  (KAR:AMBL) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Apna Microfinance Bank PB Ratio Related Terms


Apna Microfinance Bank PB Ratio Historical Data

* Premium members only.

The historical data trend for Apna Microfinance Bank's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Apna Microfinance Bank PB Ratio Chart

Apna Microfinance Bank Annual Data
Trend
PB Ratio

Apna Microfinance Bank Quarterly Data
PB Ratio

Apna Microfinance Bank PB Ratio Competitor Comparison

For the Banks - Regional subindustry, Apna Microfinance Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Apna Microfinance Bank PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Apna Microfinance Bank's PB Ratio distribution charts can be found below:

* The bar in red indicates where Apna Microfinance Bank's PB Ratio falls into.



Apna Microfinance Bank PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Apna Microfinance Bank's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (A: . 20)
=23.46/
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Apna Microfinance Bank Business Description

Address Street 141-K, Upper Mall Scheme, Mian Mir, Lahore, PAK
Apna Microfinance Bank Ltd provides financial services to less privileged and marginal poor, including economic empowerment of women and micro-entrepreneurs in the agri and micro enterprises in rural areas of Pakistan. Its main focus is to provide personalized services to the poor segment of society through its dedicated products that change their lifestyle by enabling them to become micro-entrepreneurs at the lowest markup rate in the market. Its services include Women Financial Services, Deposit, Loans, 1 Link Service, and OTC Service (Bill Payment).