Apna Microfinance Bank (KAR:AMBL) 1-Year Sharpe Ratio: 1.21 (As of Aug. 19, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is Apna Microfinance Bank 1-Year Sharpe Ratio?

Apna Microfinance Bank KAR:AMBL 1-Year Sharpe Ratio is 1.21 as of Aug. 19, 2026.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-08-19), Apna Microfinance Bank's 1-Year Sharpe Ratio is 1.21.

Apna Microfinance Bank  (KAR:AMBL) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

Apna Microfinance Bank 1-Year Sharpe Ratio Related Terms

Apna Microfinance Bank 1-Year Sharpe Ratio Competitor Comparison

For the Banks - Regional subindustry, Apna Microfinance Bank's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Apna Microfinance Bank 1-Year Sharpe Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Apna Microfinance Bank's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Apna Microfinance Bank's 1-Year Sharpe Ratio falls into.


Apna Microfinance Bank 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of 1.21 mean?
Apna Microfinance Bank (KAR:AMBL) has a 1-Year Sharpe Ratio of 1.21 as of Aug. 19, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Apna Microfinance Bank and its competitors.
Is Apna Microfinance Bank's 1-Year Sharpe Ratio too high?
Apna Microfinance Bank's current 1-Year Sharpe Ratio is 1.21.
How does Apna Microfinance Bank's 1-Year Sharpe Ratio compare to competitors?
Apna Microfinance Bank's 1-Year Sharpe Ratio of 1.21 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Banks company?
A good 1-Year Sharpe Ratio depends on the Banks industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Apna Microfinance Bank and its competitors. Apna Microfinance Bank's current 1-Year Sharpe Ratio is 1.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Apna Microfinance Bank stock overvalued right now?
Apna Microfinance Bank (KAR:AMBL) has a current 1-Year Sharpe Ratio of 1.21. The current 1-Year Sharpe Ratio is 1.21. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Apna Microfinance Bank (KAR:AMBL), the current 1-Year Sharpe Ratio is 1.21 as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Apna Microfinance Bank Business Description

Address Street 141-K, Upper Mall Scheme, Mian Mir, Lahore, PAK
Apna Microfinance Bank Ltd provides financial services to less privileged and marginal poor, including economic empowerment of women and micro-entrepreneurs in the agri and micro enterprises in rural areas of Pakistan. Its main focus is to provide personalized services to the poor segment of society through its dedicated products that change their lifestyle by enabling them to become micro-entrepreneurs at the lowest markup rate in the market. Its services include Women Financial Services, Deposit, Loans, 1 Link Service, and OTC Service (Bill Payment).