Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Raffles Financial Group Ltd stock PB Ratio (=2.15) is close to 10-year low of 2.15.
The historical rank and industry rank for Raffles Financial Group's PB Ratio or its related term are showing as below:
STU:4VO'
s PB Ratio Range Over the Past 10 Years
Min: 2.15 Med: 4.25 Max: 30.37
Current: 2.15
During the past 4 years, Raffles Financial Group's highest PB Ratio was 30.37. The lowest was 2.15. And the median was 4.25.
STU:4VO's PB Ratio is not ranked
in the Capital Markets industry.
Industry Median: 1.335
vs STU:4VO: 2.15
During the past 3 years, the average Book Value Per Share Growth Rate was 323.30% per year.
During the past 4 years, the highest 3-Year average Book Value Per Share Growth Rate of Raffles Financial Group was 323.30% per year. The lowest was 323.30% per year. And the median was 323.30% per year.
Back to Basics: PB Ratio
Raffles Financial Group (STU:4VO) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Raffles Financial Group PB Ratio Competitor Comparison
For the Capital Markets subindustry, Raffles Financial Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Raffles Financial Group PB Ratio vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Raffles Financial Group's PB Ratio distribution charts can be found below:
* The bar in red indicates where Raffles Financial Group's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Raffles Financial Group (STU:4VO) has a PB Ratio of 2.85 as of Jul. 22, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Raffles Financial Group and its competitors. This is 33% below median its historical median of 4.25. Over the past decade, Raffles Financial Group's PB Ratio has ranged from 2.15 to 30.37.
Is Raffles Financial Group's PB Ratio too high?
Raffles Financial Group's current PB Ratio of 2.85 is 33% below median its 10-year median of 4.25. Over the past 10 years, this metric has ranged from a low of 2.15 to a high of 30.37. The Capital Markets industry median PB Ratio is 1.34. Raffles Financial Group's value of 2.85 is 113.5% above this industry median.
How does Raffles Financial Group's PB Ratio compare to competitors?
Raffles Financial Group's PB Ratio of 2.85 can be compared against companies in the Capital Markets industry. The industry median PB Ratio is 1.34. Raffles Financial Group's value of 2.85 is 113.5% above this benchmark. Historically, Raffles Financial Group's own PB Ratio has ranged from 2.15 to 30.37 over the past decade. While the company's 10-year median is 4.25 vs. the industry median of 1.34, Raffles Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Capital Markets company?
The median PB Ratio among Capital Markets companies is 1.34, based on 778 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Raffles Financial Group's current PB Ratio of 2.85 is 113.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Raffles Financial Group and its competitors. For the Capital Markets industry, the median PB Ratio is 1.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Raffles Financial Group's current PB Ratio is 2.85, which is 33% below median its own 10-year median of 4.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raffles Financial Group stock overvalued right now?
Raffles Financial Group (STU:4VO) has a current PB Ratio of 2.85. The current PB Ratio is 2.85, which is 33% below median its 10-year median of 4.25 and 113.5% above the Capital Markets industry median of 1.34. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Raffles Financial Group (STU:4VO), the current PB Ratio is 2.85 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Raffles Financial Group Ltd is engaged in providing financial advisory services. The company serves as an advisor for family trusts, family offices, and investment funds. The company provides corporate finance guidance and public listing advisory for Asian companies planning for IPO on stock exchanges like Australia, Canada, Germany, Hong Kong, Singapore, and the United States. It also guides companies for capital structure across debt, hybrid, derivative and equity-linked products. It offers customized public listing advisory, arrangement, and anchoring-investors services by working with audit, legal, tax, and banking professionals.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
STU:4VO has been successfully added to your 
