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Raffles Financial GroupSTU:4VO Return-on-Tangible-Equity is 11.16% as of Mar. 2026, which is 57% below its 10-year median of 25.98.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Raffles Financial Group's annualized net income for the quarter that ended in Mar. 2026 was €4.60 Mil. Raffles Financial Group's average shareholder tangible equity for the quarter that ended in Mar. 2026 was €41.18 Mil. Therefore, Raffles Financial Group's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 11.16%.
The historical rank and industry rank for Raffles Financial Group's Return-on-Tangible-Equity or its related term are showing as below:
STU:4VO'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -2.66 Med: 25.98 Max: 1448.29
Current: 12.49
During the past 4 years, Raffles Financial Group's highest Return-on-Tangible-Equity was 1,448.29%. The lowest was -2.66%. And the median was 25.98%.
STU:4VO's Return-on-Tangible-Equity is not ranked
in the Capital Markets industry.
Industry Median: 6.52
vs STU:4VO: 12.49
Raffles Financial Group (STU:4VO) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Raffles Financial Group Return-on-Tangible-Equity Related Terms
Raffles Financial Group Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Raffles Financial Group's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Raffles Financial Group Return-on-Tangible-Equity Chart
Raffles Financial Group Return-on-Tangible-Equity Competitor Comparison
For the Capital Markets subindustry, Raffles Financial Group's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Raffles Financial Group Return-on-Tangible-Equity vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Raffles Financial Group's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Raffles Financial Group's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 11.16% mean?
Raffles Financial Group (STU:4VO) has a Return-on-Tangible-Equity of 11.16% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Raffles Financial Group and its competitors. This is 57% below median its historical median of 25.98.
Is Raffles Financial Group's Return-on-Tangible-Equity too high?
Raffles Financial Group's current Return-on-Tangible-Equity of 11.16% is 57% below median its 10-year median of 25.98. The Capital Markets industry median Return-on-Tangible-Equity is 6.52. Raffles Financial Group's value of 11.16% is 71.2% above this industry median.
How does Raffles Financial Group's Return-on-Tangible-Equity compare to competitors?
Raffles Financial Group's Return-on-Tangible-Equity of 11.16% can be compared against companies in the Capital Markets industry. The industry median Return-on-Tangible-Equity is 6.52. Raffles Financial Group's value of 11.16% is 71.2% above this benchmark. While the company's 10-year median is 25.98 vs. the industry median of 6.52, Raffles Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Capital Markets company?
The median Return-on-Tangible-Equity among Capital Markets companies is 6.52, based on 782 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Raffles Financial Group's current Return-on-Tangible-Equity of 11.16% is 71.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Raffles Financial Group and its competitors. For the Capital Markets industry, the median Return-on-Tangible-Equity is 6.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Raffles Financial Group's current Return-on-Tangible-Equity is 11.16%, which is 57% below median its own 10-year median of 25.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raffles Financial Group stock overvalued right now?
Raffles Financial Group (STU:4VO) has a current Return-on-Tangible-Equity of 11.16%. The current Return-on-Tangible-Equity is 11.16%, which is 57% below median its 10-year median of 25.98 and 71.2% above the Capital Markets industry median of 6.52. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Raffles Financial Group (STU:4VO), the current Return-on-Tangible-Equity is 11.16% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Raffles Financial Group Ltd is engaged in providing financial advisory services. The company serves as an advisor for family trusts, family offices, and investment funds. The company provides corporate finance guidance and public listing advisory for Asian companies planning for IPO on stock exchanges like Australia, Canada, Germany, Hong Kong, Singapore, and the United States. It also guides companies for capital structure across debt, hybrid, derivative and equity-linked products. It offers customized public listing advisory, arrangement, and anchoring-investors services by working with audit, legal, tax, and banking professionals.
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