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Versailles Financial (Versailles Financial) PB Ratio : 0.74 (As of May. 25, 2024)


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What is Versailles Financial PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-05-25), Versailles Financial's share price is $20.55. Versailles Financial's Book Value per Share for the quarter that ended in Sep. 2012 was $27.90. Hence, Versailles Financial's PB Ratio of today is 0.74.

The historical rank and industry rank for Versailles Financial's PB Ratio or its related term are showing as below:

VERF's PB Ratio is not ranked *
in the Banks industry.
Industry Median: 0.86
* Ranked among companies with meaningful PB Ratio only.

Back to Basics: PB Ratio


Versailles Financial PB Ratio Historical Data

The historical data trend for Versailles Financial's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Versailles Financial PB Ratio Chart

Versailles Financial Annual Data
Trend Jun09 Jun10 Jun11 Jun12
PB Ratio
- - 0.46 0.45

Versailles Financial Quarterly Data
Sep08 Dec08 Mar09 Jun09 Sep09 Dec09 Mar10 Jun10 Sep10 Dec10 Mar11 Jun11 Sep11 Dec11 Mar12 Jun12 Sep12
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.45 0.36 0.36 0.45 0.45

Competitive Comparison of Versailles Financial's PB Ratio

For the Banks - Regional subindustry, Versailles Financial's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Versailles Financial's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Versailles Financial's PB Ratio distribution charts can be found below:

* The bar in red indicates where Versailles Financial's PB Ratio falls into.



Versailles Financial PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Versailles Financial's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Sep. 2012)
=20.55/27.895
=0.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Versailles Financial  (OTCPK:VERF) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Versailles Financial PB Ratio Related Terms

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Versailles Financial (Versailles Financial) Business Description

Traded in Other Exchanges
N/A
Address
10413 Kley Road, PO Box 92, Versailles, OH, USA, 45380
Versailles Financial Corp is an Ohio chartered savings and loan company. Its business consists of accepting savings accounts and certificates of deposits from the general public and investing those deposits. The company also offers real estate loans and other services.

Versailles Financial (Versailles Financial) Headlines

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