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Versailles Financial (Versailles Financial) Liabilities-to-Assets : 0.76 (As of Sep. 2012)


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What is Versailles Financial Liabilities-to-Assets?

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Versailles Financial's Total Liabilities for the quarter that ended in Sep. 2012 was $34.67 Mil. Versailles Financial's Total Assets for the quarter that ended in Sep. 2012 was $45.61 Mil. Therefore, Versailles Financial's Liabilities-to-Assets Ratio for the quarter that ended in Sep. 2012 was 0.76.


Versailles Financial Liabilities-to-Assets Historical Data

The historical data trend for Versailles Financial's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Versailles Financial Liabilities-to-Assets Chart

Versailles Financial Annual Data
Trend Jun09 Jun10 Jun11 Jun12
Liabilities-to-Assets
0.82 0.77 0.75 0.76

Versailles Financial Quarterly Data
Sep08 Dec08 Mar09 Jun09 Sep09 Dec09 Mar10 Jun10 Sep10 Dec10 Mar11 Jun11 Sep11 Dec11 Mar12 Jun12 Sep12
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.76 0.76 0.76 0.76 0.76

Competitive Comparison of Versailles Financial's Liabilities-to-Assets

For the Banks - Regional subindustry, Versailles Financial's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Versailles Financial's Liabilities-to-Assets Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Versailles Financial's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Versailles Financial's Liabilities-to-Assets falls into.



Versailles Financial Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Versailles Financial's Liabilities-to-Assets Ratio for the fiscal year that ended in Jun. 2012 is calculated as:

Liabilities-to-Assets (A: Jun. 2012 )=Total Liabilities/Total Assets
=34.349/45.26
=0.76

Versailles Financial's Liabilities-to-Assets Ratio for the quarter that ended in Sep. 2012 is calculated as

Liabilities-to-Assets (Q: Sep. 2012 )=Total Liabilities/Total Assets
=34.674/45.609
=0.76

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Versailles Financial  (OTCPK:VERF) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Versailles Financial Liabilities-to-Assets Related Terms

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Versailles Financial (Versailles Financial) Business Description

Traded in Other Exchanges
N/A
Address
10413 Kley Road, PO Box 92, Versailles, OH, USA, 45380
Versailles Financial Corp is an Ohio chartered savings and loan company. Its business consists of accepting savings accounts and certificates of deposits from the general public and investing those deposits. The company also offers real estate loans and other services.

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