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Versailles Financial (Versailles Financial) Equity-to-Asset : 0.24 (As of Sep. 2012)


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What is Versailles Financial Equity-to-Asset?

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Versailles Financial's Total Stockholders Equity for the quarter that ended in Sep. 2012 was $10.94 Mil. Versailles Financial's Total Assets for the quarter that ended in Sep. 2012 was $45.61 Mil. Therefore, Versailles Financial's Equity to Asset Ratio for the quarter that ended in Sep. 2012 was 0.24.

The historical rank and industry rank for Versailles Financial's Equity-to-Asset or its related term are showing as below:

VERF's Equity-to-Asset is not ranked *
in the Banks industry.
Industry Median: 0.09
* Ranked among companies with meaningful Equity-to-Asset only.

Versailles Financial Equity-to-Asset Historical Data

The historical data trend for Versailles Financial's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Versailles Financial Equity-to-Asset Chart

Versailles Financial Annual Data
Trend Jun09 Jun10 Jun11 Jun12
Equity-to-Asset
0.18 0.23 0.25 0.24

Versailles Financial Quarterly Data
Sep08 Dec08 Mar09 Jun09 Sep09 Dec09 Mar10 Jun10 Sep10 Dec10 Mar11 Jun11 Sep11 Dec11 Mar12 Jun12 Sep12
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.24 0.24 0.24 0.24 0.24

Competitive Comparison of Versailles Financial's Equity-to-Asset

For the Banks - Regional subindustry, Versailles Financial's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Versailles Financial's Equity-to-Asset Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Versailles Financial's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Versailles Financial's Equity-to-Asset falls into.



Versailles Financial Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Versailles Financial's Equity to Asset Ratio for the fiscal year that ended in Jun. 2012 is calculated as

Equity to Asset (A: Jun. 2012 )=Total Stockholders Equity/Total Assets
=10.911/45.26
=0.24

Versailles Financial's Equity to Asset Ratio for the quarter that ended in Sep. 2012 is calculated as

Equity to Asset (Q: Sep. 2012 )=Total Stockholders Equity/Total Assets
=10.936/45.609
=0.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Versailles Financial  (OTCPK:VERF) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Versailles Financial Equity-to-Asset Related Terms

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Versailles Financial (Versailles Financial) Business Description

Traded in Other Exchanges
N/A
Address
10413 Kley Road, PO Box 92, Versailles, OH, USA, 45380
Versailles Financial Corp is an Ohio chartered savings and loan company. Its business consists of accepting savings accounts and certificates of deposits from the general public and investing those deposits. The company also offers real estate loans and other services.

Versailles Financial (Versailles Financial) Headlines

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