Rodna Zemya Holding AD (XBUL:HRZ) PB Ratio: 1.85 (As of Aug. 29, 2026) — 41% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XBUL:HRZ Rodna Zemya Holding AD XBUL:HRZ
62 GF Score
Price €1.75
GF Value €3.28
Valuation Possible Value Trap
! 9 Warning Signs
View Full Analysis

What is Rodna Zemya Holding AD PB Ratio?

Rodna Zemya Holding AD XBUL:HRZ 62 PB Ratio is 1.85 as of Aug. 29, 2026, which is 41% below its 10-year median of 3.14. GuruFocus rates XBUL:HRZ with a GF Score™ of 62/100 and a GF Value™ of €3.28 (Possible Value Trap). The stock has 9 warning signs investors should review. Among 540 Conglomerates companies, Rodna Zemya Holding AD ranks worse than 70.93% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-08-29), Rodna Zemya Holding AD's share price is €1.75. Rodna Zemya Holding AD's Book Value per Share for the quarter that ended in Dec. 2025 was €0.95. Hence, Rodna Zemya Holding AD's PB Ratio of today is 1.85.

Good Sign:

Rodna Zemya Holding AD stock PB Ratio (=1.8) is close to 10-year low of 1.74.

The historical rank and industry rank for Rodna Zemya Holding AD's PB Ratio or its related term are showing as below:

XBUL:HRZ' s PB Ratio Range Over the Past 10 Years
Min: 1.74   Med: 3.14   Max: 3.81
Current: 1.85

During the past 9 years, Rodna Zemya Holding AD's highest PB Ratio was 3.81. The lowest was 1.74. And the median was 3.14.

XBUL:HRZ's PB Ratio is ranked worse than
70.93% of 540 companies
in the Conglomerates industry
Industry Median: 1.06 vs XBUL:HRZ: 1.85

During the past 12 months, Rodna Zemya Holding AD's average Book Value Per Share Growth Rate was 0.60% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 5.50% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 3.90% per year.

During the past 9 years, the highest 3-Year average Book Value Per Share Growth Rate of Rodna Zemya Holding AD was 37.40% per year. The lowest was -3.70% per year. And the median was 4.80% per year.

Back to Basics: PB Ratio


Rodna Zemya Holding AD  (XBUL:HRZ) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Rodna Zemya Holding AD PB Ratio Related Terms


Rodna Zemya Holding AD PB Ratio Historical Data

* Premium members only.

The historical data trend for Rodna Zemya Holding AD's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Rodna Zemya Holding AD PB Ratio Chart

Rodna Zemya Holding AD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PB Ratio
Get a 7-Day Free Trial Premium Member Only 3.30 3.20 2.96 2.89 3.32

Rodna Zemya Holding AD Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.32 3.74 3.81 3.38 3.37

XBUL:HRZ vs MMM, HON: PB Ratio Comparison

For the Conglomerates subindustry, Rodna Zemya Holding AD's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Rodna Zemya Holding AD PB Ratio vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, Rodna Zemya Holding AD's PB Ratio distribution charts can be found below:

* The bar in red indicates where Rodna Zemya Holding AD's PB Ratio falls into.


XBUL:HRZ
62GF Score
Rodna Zemya Holding AD XBUL:HRZ
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Rodna Zemya Holding AD PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Rodna Zemya Holding AD's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2025)
=1.75/0.945
=1.85

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.85 mean?
Rodna Zemya Holding AD (XBUL:HRZ) has a PB Ratio of 1.85 as of Aug. 29, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Rodna Zemya Holding AD and its competitors. This is 41% below median its historical median of 3.14. Over the past decade, Rodna Zemya Holding AD's PB Ratio has ranged from 1.74 to 3.81. According to the industry distribution chart, Rodna Zemya Holding AD ranks #383 out of 540 companies in the Conglomerates industry, placing it in the top 70.9%.
Is Rodna Zemya Holding AD's PB Ratio too high?
Rodna Zemya Holding AD's current PB Ratio of 1.85 is 41% below median its 10-year median of 3.14. Over the past 10 years, this metric has ranged from a low of 1.74 to a high of 3.81. The Conglomerates industry median PB Ratio is 1.06. Rodna Zemya Holding AD's value of 1.85 is 74.5% above this industry median. Based on the distribution chart, Rodna Zemya Holding AD ranks #383 out of 540 companies in the Conglomerates industry, which is below the industry midpoint. Overall, Rodna Zemya Holding AD has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Rodna Zemya Holding AD's PB Ratio compare to MMM and HON?
According to the Conglomerates industry distribution chart, Rodna Zemya Holding AD ranks #383 out of 540 companies for PB Ratio. This places Rodna Zemya Holding AD in the lower half of its industry. The industry median PB Ratio is 1.06. Rodna Zemya Holding AD's value of 1.85 is 74.5% above this benchmark. Historically, Rodna Zemya Holding AD's own PB Ratio has ranged from 1.74 to 3.81 over the past decade. While the company's 10-year median is 3.14 vs. the industry median of 1.06, Rodna Zemya Holding AD has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Conglomerates company?
The median PB Ratio among Conglomerates companies is 1.06, based on 540 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Rodna Zemya Holding AD's current PB Ratio of 1.85 is 74.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Rodna Zemya Holding AD and its competitors. For the Conglomerates industry, the median PB Ratio is 1.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rodna Zemya Holding AD's current PB Ratio is 1.85, which is 41% below median its own 10-year median of 3.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rodna Zemya Holding AD stock overvalued right now?
Based on GuruFocus' analysis, Rodna Zemya Holding AD (XBUL:HRZ) is currently considered Possible Value Trap. The stock's GF Value™ is €3.28, compared to a current price of €1.75 — trading 46.6% below its estimated fair value. The current PB Ratio is 1.85, which is 41% below median its 10-year median of 3.14 and 74.5% above the Conglomerates industry median of 1.06. Rodna Zemya Holding AD's overall GF Score™ is 62/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Rodna Zemya Holding AD (XBUL:HRZ), the current PB Ratio is 1.85 as of Aug. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Rodna Zemya Holding AD (XBUL:HRZ) Overvalued in 2026?

Based on GuruFocus' analysis, Rodna Zemya Holding AD stock appears to be undervalued. The current stock price of €1.75 is trading 46.6% below its estimated GF Value™ of €3.28. GuruFocus considers Rodna Zemya Holding AD to be Possible Value Trap.

Key valuation signals for XBUL:HRZ:

  • PB Ratio: 1.85 (41% below median its 10-year median of 3.14)
  • GF Value™: €3.28 vs. price of €1.75 (46.6% below fair value)
  • GF Score™: 62/100 with 9 warning signs
  • Industry Position: 74.5% above the Conglomerates median (#383 of 540)

No single metric tells the full story. See the XBUL:HRZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Rodna Zemya Holding AD Business Description

62GF Score

Get the complete analysis for XBUL:HRZ

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.75
Price
€3.28
GF Value