Rodna Zemya Holding AD (XBUL:HRZ) ROE %: 5.68% (As of Dec. 2025) — 103% Above Median


XBUL:HRZ Rodna Zemya Holding AD XBUL:HRZ
55 GF Score
Price €1.70
GF Value €3.24
Valuation Possible Value Trap
! 9 Warning Signs
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What is Rodna Zemya Holding AD ROE %?

Rodna Zemya Holding AD XBUL:HRZ 55 ROE % is 5.68% as of Dec. 2025, which is 103% above its 10-year median of 2.80. GuruFocus rates XBUL:HRZ with a GF Score™ of 55/100 and a GF Value™ of €3.24 (Possible Value Trap). The stock has 9 warning signs investors should review. Among 562 Conglomerates companies, Rodna Zemya Holding AD ranks worse than 65.66% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Rodna Zemya Holding AD's annualized net income for the quarter that ended in Dec. 2025 was €2.98 Mil. Rodna Zemya Holding AD's average Total Stockholders Equity over the quarter that ended in Dec. 2025 was €52.42 Mil. Therefore, Rodna Zemya Holding AD's annualized ROE % for the quarter that ended in Dec. 2025 was 5.68%.

The historical rank and industry rank for Rodna Zemya Holding AD's ROE % or its related term are showing as below:

XBUL:HRZ' s ROE % Range Over the Past 10 Years
Min: 0.5   Med: 2.8   Max: 41.22
Current: 2.82

During the past 9 years, Rodna Zemya Holding AD's highest ROE % was 41.22%. The lowest was 0.50%. And the median was 2.80%.

XBUL:HRZ's ROE % is ranked worse than
65.66% of 562 companies
in the Conglomerates industry
Industry Median: 6.28 vs XBUL:HRZ: 2.82

Rodna Zemya Holding AD  (XBUL:HRZ) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=2.976/52.4205
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(2.976 / 91.164)*(91.164 / 200.963)*(200.963 / 52.4205)
=Net Margin %*Asset Turnover*Equity Multiplier
=3.26 %*0.4536*3.8337
=ROA %*Equity Multiplier
=1.48 %*3.8337
=5.68 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=2.976/52.4205
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (2.976 / -6.22) * (-6.22 / 1.864) * (1.864 / 91.164) * (91.164 / 200.963) * (200.963 / 52.4205)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= -0.4785 * -3.3369 * 2.04 % * 0.4536 * 3.8337
=5.68 %

Note: The net income data used here is four times the quarterly (Dec. 2025) net income data. The Revenue data used here is four times the quarterly (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Rodna Zemya Holding AD ROE % Related Terms


Rodna Zemya Holding AD ROE % Historical Data

* Premium members only.

The historical data trend for Rodna Zemya Holding AD's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Rodna Zemya Holding AD ROE % Chart

Rodna Zemya Holding AD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
ROE %
Get a 7-Day Free Trial Premium Member Only 0.73 0.50 2.05 2.80 6.25

Rodna Zemya Holding AD Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -12.69 0.67 -0.34 5.04 5.68

XBUL:HRZ vs HON, MMM: ROE % Comparison

For the Conglomerates subindustry, Rodna Zemya Holding AD's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Rodna Zemya Holding AD ROE % vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, Rodna Zemya Holding AD's ROE % distribution charts can be found below:

* The bar in red indicates where Rodna Zemya Holding AD's ROE % falls into.


XBUL:HRZ
55GF Score
Rodna Zemya Holding AD XBUL:HRZ
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Rodna Zemya Holding AD ROE % Calculation

Rodna Zemya Holding AD's annualized ROE % for the fiscal year that ended in Dec. 2024 is calculated as

ROE %=Net Income (A: Dec. 2024 )/( (Total Stockholders Equity (A: Dec. 2023 )+Total Stockholders Equity (A: Dec. 2024 ))/ count )
=3.182/( (49.419+52.369)/ 2 )
=3.182/50.894
=6.25 %

Rodna Zemya Holding AD's annualized ROE % for the quarter that ended in Dec. 2025 is calculated as

ROE %=Net Income (Q: Dec. 2025 )/( (Total Stockholders Equity (Q: Sep. 2025 )+Total Stockholders Equity (Q: Dec. 2025 ))/ count )
=2.976/( (52.157+52.684)/ 2 )
=2.976/52.4205
=5.68 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Dec. 2025) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 5.68% mean?
Rodna Zemya Holding AD (XBUL:HRZ) has a ROE % of 5.68% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Rodna Zemya Holding AD and its competitors. This is 103% above median its historical median of 2.80. Over the past decade, Rodna Zemya Holding AD's ROE % has ranged from 0.50 to 41.22. According to the industry distribution chart, Rodna Zemya Holding AD ranks #369 out of 562 companies in the Conglomerates industry, placing it in the top 65.7%.
Is Rodna Zemya Holding AD's ROE % too high?
Rodna Zemya Holding AD's current ROE % of 5.68% is 103% above median its 10-year median of 2.80. Over the past 10 years, this metric has ranged from a low of 0.50 to a high of 41.22. The Conglomerates industry median ROE % is 6.28. Rodna Zemya Holding AD's value of 5.68% is 9.6% below this industry median. Based on the distribution chart, Rodna Zemya Holding AD ranks #369 out of 562 companies in the Conglomerates industry, which is below the industry midpoint. Overall, Rodna Zemya Holding AD has a GF Score™ of 55/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Rodna Zemya Holding AD's ROE % compare to HON and MMM?
According to the Conglomerates industry distribution chart, Rodna Zemya Holding AD ranks #369 out of 562 companies for ROE %. This places Rodna Zemya Holding AD in the lower half of its industry. The industry median ROE % is 6.28. Rodna Zemya Holding AD's value of 5.68% is 9.6% below this benchmark. Historically, Rodna Zemya Holding AD's own ROE % has ranged from 0.50 to 41.22 over the past decade. While the company's 10-year median is 2.80 vs. the industry median of 6.28, Rodna Zemya Holding AD has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Conglomerates company?
The median ROE % among Conglomerates companies is 6.28, based on 562 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Rodna Zemya Holding AD's current ROE % of 5.68% is 9.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Rodna Zemya Holding AD and its competitors. For the Conglomerates industry, the median ROE % is 6.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rodna Zemya Holding AD's current ROE % is 5.68%, which is 103% above median its own 10-year median of 2.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rodna Zemya Holding AD stock overvalued right now?
Based on GuruFocus' analysis, Rodna Zemya Holding AD (XBUL:HRZ) is currently considered Possible Value Trap. The stock's GF Value™ is €3.24, compared to a current price of €1.70 — trading 47.5% below its estimated fair value. The current ROE % is 5.68%, which is 103% above median its 10-year median of 2.80 and 9.6% below the Conglomerates industry median of 6.28. Rodna Zemya Holding AD's overall GF Score™ is 55/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Rodna Zemya Holding AD (XBUL:HRZ), the current ROE % is 5.68% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Rodna Zemya Holding AD (XBUL:HRZ) Overvalued in 2026?

Based on GuruFocus' analysis, Rodna Zemya Holding AD stock appears to be undervalued. The current stock price of €1.70 is trading 47.5% below its estimated GF Value™ of €3.24. GuruFocus considers Rodna Zemya Holding AD to be Possible Value Trap.

Key valuation signals for XBUL:HRZ:

  • ROE %: 5.68% (103% above median its 10-year median of 2.80)
  • GF Value™: €3.24 vs. price of €1.70 (47.5% below fair value)
  • GF Score™: 55/100 with 9 warning signs
  • Industry Position: 9.6% below the Conglomerates median (#369 of 562)

No single metric tells the full story. See the XBUL:HRZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Rodna Zemya Holding AD Business Description

55GF Score

Get the complete analysis for XBUL:HRZ

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.70
Price
€3.24
GF Value