BDGSF (Lion Finance Group) PB Ratio: 1.94 (As of Jun. 25, 2026) — 60% Above Median


BDGSF Lion Finance Group PLC BDGSF
67 GF Score
Price $151.87
GF Value $103.43
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Lion Finance Group PB Ratio?

Lion Finance Group BDGSF +10.01% 67 PB Ratio is 1.94 as of Jun. 25, 2026, which is 60% above its 10-year median of 1.21. GuruFocus rates BDGSF with a GF Score™ of 67/100 and a GF Value™ of $103.43 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,515 Banks companies, Lion Finance Group ranks worse than 87.46% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-25), Lion Finance Group's share price is $151.87. Lion Finance Group's Book Value per Share for the quarter that ended in Mar. 2026 was $78.43. Hence, Lion Finance Group's PB Ratio of today is 1.94.

The historical rank and industry rank for Lion Finance Group's PB Ratio or its related term are showing as below:

BDGSF' s PB Ratio Range Over the Past 10 Years
Min: 0.59   Med: 1.21   Max: 2.39
Current: 1.93

During the past 13 years, Lion Finance Group's highest PB Ratio was 2.39. The lowest was 0.59. And the median was 1.21.

BDGSF's PB Ratio is ranked worse than
87.46% of 1515 companies
in the Banks industry
Industry Median: 1.08 vs BDGSF: 1.93

During the past 12 months, Lion Finance Group's average Book Value Per Share Growth Rate was 21.50% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 29.60% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 30.90% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 14.80% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Lion Finance Group was 51.40% per year. The lowest was -7.80% per year. And the median was 17.75% per year.

Back to Basics: PB Ratio


Lion Finance Group  (OTCPK:BDGSF) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Lion Finance Group PB Ratio Related Terms


Lion Finance Group PB Ratio Historical Data

* Premium members only.

The historical data trend for Lion Finance Group's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lion Finance Group PB Ratio Chart

Lion Finance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.83 0.59 0.97 0.99 1.43

Lion Finance Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.06 0.85 1.50 1.43 1.71

Lion Finance Group PB Ratio Competitor Comparison

For the Banks - Regional subindustry, Lion Finance Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lion Finance Group PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Lion Finance Group's PB Ratio distribution charts can be found below:

* The bar in red indicates where Lion Finance Group's PB Ratio falls into.


BDGSF
67GF Score
Lion Finance Group PLC BDGSF
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Lion Finance Group PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Lion Finance Group's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=151.87/78.428
=1.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.94 mean?
Lion Finance Group (BDGSF) has a PB Ratio of 1.94 as of Jun. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Lion Finance Group and its competitors. This is 60% above median its historical median of 1.21. Over the past decade, Lion Finance Group's PB Ratio has ranged from 0.59 to 2.39. According to the industry distribution chart, Lion Finance Group ranks #1325 out of 1515 companies in the Banks industry, placing it in the top 87.5%.
Is Lion Finance Group's PB Ratio too high?
Lion Finance Group's current PB Ratio of 1.94 is 60% above median its 10-year median of 1.21. Over the past 10 years, this metric has ranged from a low of 0.59 to a high of 2.39. The Banks industry median PB Ratio is 1.08. Lion Finance Group's value of 1.94 is 79.6% above this industry median. Based on the distribution chart, Lion Finance Group ranks #1325 out of 1515 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Lion Finance Group has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lion Finance Group's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Lion Finance Group ranks #1325 out of 1515 companies for PB Ratio. This places Lion Finance Group in the lower half of its industry. The industry median PB Ratio is 1.08. Lion Finance Group's value of 1.94 is 79.6% above this benchmark. Historically, Lion Finance Group's own PB Ratio has ranged from 0.59 to 2.39 over the past decade. While the company's 10-year median is 1.21 vs. the industry median of 1.08, Lion Finance Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.08, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lion Finance Group's current PB Ratio of 1.94 is 79.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Lion Finance Group and its competitors. For the Banks industry, the median PB Ratio is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lion Finance Group's current PB Ratio is 1.94, which is 60% above median its own 10-year median of 1.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lion Finance Group stock overvalued right now?
Based on GuruFocus' analysis, Lion Finance Group (BDGSF) is currently considered Significantly Overvalued. The stock's GF Value™ is $103.43, compared to a current price of $151.87 — trading 46.8% above its estimated fair value. The current PB Ratio is 1.94, which is 60% above median its 10-year median of 1.21 and 79.6% above the Banks industry median of 1.08. Lion Finance Group's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Lion Finance Group (BDGSF), the current PB Ratio is 1.94 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lion Finance Group (BDGSF) Overvalued in 2026?

Based on GuruFocus' analysis, Lion Finance Group stock appears to be overvalued. The current stock price of $151.87 is trading 46.8% above its estimated GF Value™ of $103.43. GuruFocus considers Lion Finance Group to be Significantly Overvalued.

Key valuation signals for BDGSF:

  • PB Ratio: 1.94 (60% above median its 10-year median of 1.21)
  • GF Value™: $103.43 vs. price of $151.87 (46.8% above fair value)
  • GF Score™: 67/100 with 6 warning signs
  • Industry Position: 79.6% above the Banks median (#1325 of 1515)

No single metric tells the full story. See the BDGSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lion Finance Group Business Description

Other Exchanges BGEOl:UKBGEO:UKGEB:Germany
Address 29 Farm Street, London, GBR, W1J 5RL
Lion Finance Group PLC, along with its subsidiaries, provides banking and financial services focused on the Georgian and Armenian markets. It offers services such as banking, leasing, brokerage, and investment management to corporate and individual customers. The Group is organised into the following Business Divisions and respective operating segments: Retail Banking, SME Banking, Corporate, Investment Banking, Corporate Center, Armenian Financial Services, and Other Businesses.
67GF Score

Get the complete analysis for BDGSF

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$151.87
Price
$103.43
GF Value