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Bank of Labor BancsharesBHDB 56 PB Ratio is 0.98 as of Aug. 02, 2026, which is 216% above its 10-year median of 0.31. GuruFocus rates BHDB with a GF Score™ of 56/100 and a GF Value™ of $60.47 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,515 Banks companies, Bank of Labor Bancshares ranks better than 61.58% on this metric.
The historical rank and industry rank for Bank of Labor Bancshares's PB Ratio or its related term are showing as below:
BHDB'
s PB Ratio Range Over the Past 10 Years
Min: 0.14 Med: 0.31 Max: 1.61
Current: 0.98
During the past 7 years, Bank of Labor Bancshares's highest PB Ratio was 1.61. The lowest was 0.14. And the median was 0.31.
BHDB's PB Ratio is ranked better than 61.58% of 1515
companies
in the Banks industry
Industry Median: 1.11
vs BHDB: 0.98
During the past 12 months, Bank of Labor Bancshares's average Book Value Per Share Growth Rate was 92.80% per year.
During the past 7 years, the highest 3-Year average Book Value Per Share Growth Rate of Bank of Labor Bancshares was -23.40% per year. The lowest was -37.70% per year. And the median was -30.55% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank of Labor Bancshares's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Labor Bancshares PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Labor Bancshares's PB Ratio distribution charts can be found below:
* The bar in red indicates where Bank of Labor Bancshares's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Bank of Labor Bancshares (BHDB) has a PB Ratio of 0.98 as of Aug. 02, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Bank of Labor Bancshares and its competitors. This is 216% above median its historical median of 0.31. Over the past decade, Bank of Labor Bancshares' PB Ratio has ranged from 0.14 to 1.61. According to the industry distribution chart, Bank of Labor Bancshares ranks #582 out of 1515 companies in the Banks industry, placing it in the top 38.4%.
Is Bank of Labor Bancshares' PB Ratio too high?
Bank of Labor Bancshares' current PB Ratio of 0.98 is 216% above median its 10-year median of 0.31. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 1.61. The Banks industry median PB Ratio is 1.11. Bank of Labor Bancshares' value of 0.98 is 11.7% below this industry median. Based on the distribution chart, Bank of Labor Bancshares ranks #582 out of 1515 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of Labor Bancshares has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Labor Bancshares' PB Ratio compare to HCKG and EFSG?
According to the Banks industry distribution chart, Bank of Labor Bancshares ranks #582 out of 1515 companies for PB Ratio. This puts Bank of Labor Bancshares in the upper half of its industry. The industry median PB Ratio is 1.11. Bank of Labor Bancshares' value of 0.98 is 11.7% below this benchmark. Historically, Bank of Labor Bancshares' own PB Ratio has ranged from 0.14 to 1.61 over the past decade. While the company's 10-year median is 0.31 vs. the industry median of 1.11, Bank of Labor Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Labor Bancshares's current PB Ratio of 0.98 is 11.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Bank of Labor Bancshares and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Labor Bancshares's current PB Ratio is 0.98, which is 216% above median its own 10-year median of 0.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Labor Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Bank of Labor Bancshares (BHDB) is currently considered Significantly Overvalued. The stock's GF Value™ is $60.47, compared to a current price of $124.00 — trading 105.1% above its estimated fair value. The current PB Ratio is 0.98, which is 216% above median its 10-year median of 0.31 and 11.7% below the Banks industry median of 1.11. Bank of Labor Bancshares' overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Bank of Labor Bancshares (BHDB), the current PB Ratio is 0.98 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Labor Bancshares (BHDB) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Labor Bancshares stock appears to be overvalued.
The current stock price of $124.00 is trading 105.1% above its estimated GF Value™ of $60.47.
GuruFocus considers Bank of Labor Bancshares to be Significantly Overvalued.
Key valuation signals for BHDB:
PB Ratio: 0.98 (216% above median its 10-year median of 0.31)
GF Value™: $60.47 vs. price of $124.00 (105.1% above fair value)
Industry Position: 11.7% below the Banks median (#582 of 1515)
No single metric tells the full story. See the BHDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Labor Bancshares Inc is a bank holding company offering personal and commercial banking services. The bank's portfolio include Real Estate segment, Commercial Segment, Consumer and others segment. The services provided by the bank include Personal banking services, Business services, Lending services, Trust and investment services, card services, online banking, and others.
56GF Score
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