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India Lease DevelopmentBOM:500202 -5.00%60 PB Ratio is 1.19 as of Aug. 16, 2026, which is 2% below its 10-year median of 1.22. GuruFocus rates BOM:500202 with a GF Score™ of 60/100 and a GF Value™ of ₹9.10 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 526 Credit Services companies, India Lease Development ranks worse than 54.18% on this metric.
The historical rank and industry rank for India Lease Development's PB Ratio or its related term are showing as below:
BOM:500202'
s PB Ratio Range Over the Past 10 Years
Min: 0.59 Med: 1.22 Max: 1.78
Current: 1.19
During the past 13 years, India Lease Development's highest PB Ratio was 1.78. The lowest was 0.59. And the median was 1.22.
BOM:500202's PB Ratio is ranked worse than 54.18% of 526
companies
in the Credit Services industry
Industry Median: 1.055
vs BOM:500202: 1.19
During the past 12 months, India Lease Development's average Book Value Per Share Growth Rate was -10.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -5.70% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -1.90% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 2.60% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of India Lease Development was 6.40% per year. The lowest was -7.10% per year. And the median was 1.40% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, India Lease Development's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
India Lease Development PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, India Lease Development's PB Ratio distribution charts can be found below:
* The bar in red indicates where India Lease Development's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
India Lease Development (BOM:500202) has a PB Ratio of 1.19 as of Aug. 16, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on India Lease Development and its competitors. This is near median its historical median of 1.22. Over the past decade, India Lease Development's PB Ratio has ranged from 0.59 to 1.78. According to the industry distribution chart, India Lease Development ranks #285 out of 526 companies in the Credit Services industry, placing it in the top 54.2%.
Is India Lease Development's PB Ratio too high?
India Lease Development's current PB Ratio of 1.19 is near median its 10-year median of 1.22. Over the past 10 years, this metric has ranged from a low of 0.59 to a high of 1.78. The Credit Services industry median PB Ratio is 1.06. India Lease Development's value of 1.19 is 12.8% above this industry median. Based on the distribution chart, India Lease Development ranks #285 out of 526 companies in the Credit Services industry, which is below the industry midpoint. Overall, India Lease Development has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does India Lease Development's PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, India Lease Development ranks #285 out of 526 companies for PB Ratio. This places India Lease Development in the lower half of its industry. The industry median PB Ratio is 1.06. India Lease Development's value of 1.19 is 12.8% above this benchmark. Historically, India Lease Development's own PB Ratio has ranged from 0.59 to 1.78 over the past decade. While the company's 10-year median is 1.22 vs. the industry median of 1.06, India Lease Development has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.06, based on 526 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. India Lease Development's current PB Ratio of 1.19 is 12.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on India Lease Development and its competitors. For the Credit Services industry, the median PB Ratio is 1.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. India Lease Development's current PB Ratio is 1.19, which is near median its own 10-year median of 1.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is India Lease Development stock overvalued right now?
Based on GuruFocus' analysis, India Lease Development (BOM:500202) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹9.10, compared to a current price of ₹7.60 — trading 16.5% below its estimated fair value. The current PB Ratio is 1.19, which is near median its 10-year median of 1.22 and 12.8% above the Credit Services industry median of 1.06. India Lease Development's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For India Lease Development (BOM:500202), the current PB Ratio is 1.19 as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is India Lease Development (BOM:500202) Overvalued in 2026?
Based on GuruFocus' analysis, India Lease Development stock appears to be undervalued.
The current stock price of ₹7.60 is trading 16.5% below its estimated GF Value™ of ₹9.10.
GuruFocus considers India Lease Development to be Modestly Undervalued.
Key valuation signals for BOM:500202:
PB Ratio: 1.19 (near median its 10-year median of 1.22)
GF Value™: ₹9.10 vs. price of ₹7.60 (16.5% below fair value)
Industry Position: 12.8% above the Credit Services median (#285 of 526)
No single metric tells the full story. See the BOM:500202 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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