India Lease Development (BOM:500202) ROE %: 2.61% (As of Mar. 2026)


BOM:500202 India Lease Development Ltd BOM:500202
58 GF Score
Price ₹9.35
GF Value ₹9.10
Valuation Fairly Valued
! 3 Warning Signs
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What is India Lease Development ROE %?

India Lease Development BOM:500202 58 ROE % is 2.61% as of Mar. 2026. GuruFocus rates BOM:500202 with a GF Score™ of 58/100 and a GF Value™ of ₹9.10 (Fairly Valued). The stock has 3 warning signs investors should review. Among 529 Credit Services companies, India Lease Development ranks worse than 77.13% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. India Lease Development's annualized net income for the quarter that ended in Mar. 2026 was ₹2.44 Mil. India Lease Development's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was ₹93.76 Mil. Therefore, India Lease Development's annualized ROE % for the quarter that ended in Mar. 2026 was 2.61%.

The historical rank and industry rank for India Lease Development's ROE % or its related term are showing as below:

BOM:500202' s ROE % Range Over the Past 10 Years
Min: -4.13   Med: -0.89   Max: 14.09
Current: 0.21

During the past 13 years, India Lease Development's highest ROE % was 14.09%. The lowest was -4.13%. And the median was -0.89%.

BOM:500202's ROE % is ranked worse than
77.13% of 529 companies
in the Credit Services industry
Industry Median: 6.61 vs BOM:500202: 0.21

India Lease Development  (BOM:500202) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=2.444/93.764
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(2.444 / 5.032)*(5.032 / 96.78)*(96.78 / 93.764)
=Net Margin %*Asset Turnover*Equity Multiplier
=48.57 %*0.052*1.0322
=ROA %*Equity Multiplier
=2.53 %*1.0322
=2.61 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=2.444/93.764
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (2.444 / 2.444) * (2.444 / -1.432) * (-1.432 / 5.032) * (5.032 / 96.78) * (96.78 / 93.764)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 1 * -1.7067 * -28.46 % * 0.052 * 1.0322
=2.61 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


India Lease Development ROE % Related Terms


India Lease Development ROE % Historical Data

* Premium members only.

The historical data trend for India Lease Development's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

India Lease Development ROE % Chart

India Lease Development Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.29 -0.78 -1.38 -1.09 0.21

India Lease Development Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2.52 -2.11 0.53 0.07 2.61

BOM:500202 vs V, MA, AXP: ROE % Comparison

For the Credit Services subindustry, India Lease Development's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


India Lease Development ROE % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, India Lease Development's ROE % distribution charts can be found below:

* The bar in red indicates where India Lease Development's ROE % falls into.


BOM:500202
58GF Score
India Lease Development Ltd BOM:500202
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

India Lease Development ROE % Calculation

India Lease Development's annualized ROE % for the fiscal year that ended in Mar. 2026 is calculated as

ROE %=Net Income (A: Mar. 2026 )/( (Total Stockholders Equity (A: Mar. 2025 )+Total Stockholders Equity (A: Mar. 2026 ))/ count )
=0.21/( (104.781+93.764)/ 2 )
=0.21/99.2725
=0.21 %

India Lease Development's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=2.444/( (0+93.764)/ 1 )
=2.444/93.764
=2.61 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 2.61% mean?
India Lease Development (BOM:500202) has a ROE % of 2.61% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on India Lease Development and its competitors. According to the industry distribution chart, India Lease Development ranks #408 out of 529 companies in the Credit Services industry, placing it in the top 77.1%.
Is India Lease Development's ROE % too high?
India Lease Development's current ROE % is 2.61%. The Credit Services industry median ROE % is 6.61. India Lease Development's value of 2.61% is 60.5% below this industry median. Based on the distribution chart, India Lease Development ranks #408 out of 529 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, India Lease Development has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does India Lease Development's ROE % compare to V and MA?
According to the Credit Services industry distribution chart, India Lease Development ranks #408 out of 529 companies for ROE %. This places India Lease Development in the lower half of its industry. The industry median ROE % is 6.61. India Lease Development's value of 2.61% is 60.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Credit Services company?
The median ROE % among Credit Services companies is 6.61, based on 529 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. India Lease Development's current ROE % of 2.61% is 60.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on India Lease Development and its competitors. For the Credit Services industry, the median ROE % is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. India Lease Development's current ROE % is 2.61%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is India Lease Development stock overvalued right now?
Based on GuruFocus' analysis, India Lease Development (BOM:500202) is currently considered Fairly Valued. The stock's GF Value™ is ₹9.10, compared to a current price of ₹9.35 — trading 2.7% above its estimated fair value. The current ROE % is 2.61% and 60.5% below the Credit Services industry median of 6.61. India Lease Development's overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For India Lease Development (BOM:500202), the current ROE % is 2.61% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is India Lease Development (BOM:500202) Overvalued in 2026?

Based on GuruFocus' analysis, India Lease Development stock appears to be overvalued. The current stock price of ₹9.35 is trading 2.7% above its estimated GF Value™ of ₹9.10. GuruFocus considers India Lease Development to be Fairly Valued.

Key valuation signals for BOM:500202:

  • ROE %: 2.61%
  • GF Value™: ₹9.10 vs. price of ₹9.35 (2.7% above fair value)
  • GF Score™: 58/100 with 3 warning signs
  • Industry Position: 60.5% below the Credit Services median (#408 of 529)

No single metric tells the full story. See the BOM:500202 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


India Lease Development Business Description

Address Asaf Ali Road, 4/17-B, MGF House, New Delhi, IND, 110002
India Lease Development Ltd is a non-banking finance company. The company provides financing through hire purchase and leasing operations.
58GF Score

Get the complete analysis for BOM:500202

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹9.35
Price
₹9.10
GF Value