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Moongipa Capital FinanceBOM:530167 -1.25%71 PB Ratio is 0.61 as of Jul. 25, 2026, which is 3% below its 10-year median of 0.63. GuruFocus rates BOM:530167 with a GF Score™ of 71/100 and a GF Value™ of ₹20.30 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 526 Credit Services companies, Moongipa Capital Finance ranks better than 74.52% on this metric.
The historical rank and industry rank for Moongipa Capital Finance's PB Ratio or its related term are showing as below:
BOM:530167'
s PB Ratio Range Over the Past 10 Years
Min: 0.22 Med: 0.63 Max: 2.45
Current: 0.61
During the past 13 years, Moongipa Capital Finance's highest PB Ratio was 2.45. The lowest was 0.22. And the median was 0.63.
BOM:530167's PB Ratio is ranked better than 74.52% of 526
companies
in the Credit Services industry
Industry Median: 1.06
vs BOM:530167: 0.61
During the past 12 months, Moongipa Capital Finance's average Book Value Per Share Growth Rate was 3.20% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 38.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 26.70% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 12.30% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Moongipa Capital Finance was 38.40% per year. The lowest was -6.90% per year. And the median was 4.95% per year.
Back to Basics: PB Ratio
Moongipa Capital Finance (BOM:530167) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Moongipa Capital Finance's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Moongipa Capital Finance PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Moongipa Capital Finance's PB Ratio distribution charts can be found below:
* The bar in red indicates where Moongipa Capital Finance's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Moongipa Capital Finance (BOM:530167) has a PB Ratio of 0.61 as of Jul. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Moongipa Capital Finance and its competitors. This is near median its historical median of 0.63. Over the past decade, Moongipa Capital Finance's PB Ratio has ranged from 0.22 to 2.45. According to the industry distribution chart, Moongipa Capital Finance ranks #134 out of 526 companies in the Credit Services industry, placing it in the top 25.5%.
Is Moongipa Capital Finance's PB Ratio too high?
Moongipa Capital Finance's current PB Ratio of 0.61 is near median its 10-year median of 0.63. Over the past 10 years, this metric has ranged from a low of 0.22 to a high of 2.45. The Credit Services industry median PB Ratio is 1.06. Moongipa Capital Finance's value of 0.61 is 42.5% below this industry median. Based on the distribution chart, Moongipa Capital Finance ranks #134 out of 526 companies in the Credit Services industry, which is above the industry midpoint. Overall, Moongipa Capital Finance has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Moongipa Capital Finance's PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Moongipa Capital Finance ranks #134 out of 526 companies for PB Ratio. This puts Moongipa Capital Finance in the upper half of its industry. The industry median PB Ratio is 1.06. Moongipa Capital Finance's value of 0.61 is 42.5% below this benchmark. Historically, Moongipa Capital Finance's own PB Ratio has ranged from 0.22 to 2.45 over the past decade. While the company's 10-year median is 0.63 vs. the industry median of 1.06, Moongipa Capital Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.06, based on 526 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Moongipa Capital Finance's current PB Ratio of 0.61 is 42.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Moongipa Capital Finance and its competitors. For the Credit Services industry, the median PB Ratio is 1.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Moongipa Capital Finance's current PB Ratio is 0.61, which is near median its own 10-year median of 0.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Moongipa Capital Finance stock overvalued right now?
Based on GuruFocus' analysis, Moongipa Capital Finance (BOM:530167) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹20.30, compared to a current price of ₹15.80 — trading 22.2% below its estimated fair value. The current PB Ratio is 0.61, which is near median its 10-year median of 0.63 and 42.5% below the Credit Services industry median of 1.06. Moongipa Capital Finance's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Moongipa Capital Finance (BOM:530167), the current PB Ratio is 0.61 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Moongipa Capital Finance (BOM:530167) Overvalued in 2026?
Based on GuruFocus' analysis, Moongipa Capital Finance stock appears to be undervalued.
The current stock price of ₹15.80 is trading 22.2% below its estimated GF Value™ of ₹20.30.
GuruFocus considers Moongipa Capital Finance to be Modestly Undervalued.
Key valuation signals for BOM:530167:
PB Ratio: 0.61 (near median its 10-year median of 0.63)
GF Value™: ₹20.30 vs. price of ₹15.80 (22.2% below fair value)
Industry Position: 42.5% below the Credit Services median (#134 of 526)
No single metric tells the full story. See the BOM:530167 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Moongipa Capital Finance Ltd is an India-based finance company. Principally, the company is engaged in the business of financial activities and provides consumer loans and micro-finance to its clients.
71GF Score
Get the complete analysis for BOM:530167
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