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Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Moongipa Capital Finance's annualized net income for the quarter that ended in Mar. 2026 was ₹-40.27 Mil. Moongipa Capital Finance's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ₹235.88 Mil. Therefore, Moongipa Capital Finance's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was -17.07%.
The historical rank and industry rank for Moongipa Capital Finance's Return-on-Tangible-Equity or its related term are showing as below:
BOM:530167'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -28.04 Med: 8.86 Max: 49.32
Current: 3.08
During the past 13 years, Moongipa Capital Finance's highest Return-on-Tangible-Equity was 49.32%. The lowest was -28.04%. And the median was 8.86%.
BOM:530167's Return-on-Tangible-Equity is ranked worse than 63.57% of 527
companies
in the Credit Services industry
Industry Median: 7.05
vs BOM:530167: 3.08
Moongipa Capital Finance (BOM:530167) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Moongipa Capital Finance Return-on-Tangible-Equity Related Terms
Moongipa Capital Finance Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Moongipa Capital Finance's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Moongipa Capital Finance Return-on-Tangible-Equity Chart
BOM:530167 vs V, MA, AXP: Return-on-Tangible-Equity Comparison
For the Credit Services subindustry, Moongipa Capital Finance's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Moongipa Capital Finance Return-on-Tangible-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Moongipa Capital Finance's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Moongipa Capital Finance's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of -17.07% mean?
Moongipa Capital Finance (BOM:530167) has a Return-on-Tangible-Equity of -17.07% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Moongipa Capital Finance and its competitors. According to the industry distribution chart, Moongipa Capital Finance ranks #335 out of 527 companies in the Credit Services industry, placing it in the top 63.6%.
Is Moongipa Capital Finance's Return-on-Tangible-Equity too high?
Moongipa Capital Finance's current Return-on-Tangible-Equity is -17.07%. Based on the distribution chart, Moongipa Capital Finance ranks #335 out of 527 companies in the Credit Services industry, which is below the industry midpoint. Overall, Moongipa Capital Finance has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Moongipa Capital Finance's Return-on-Tangible-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Moongipa Capital Finance ranks #335 out of 527 companies for Return-on-Tangible-Equity. This places Moongipa Capital Finance in the lower half of its industry. The industry median Return-on-Tangible-Equity is 7.05. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Credit Services company?
The median Return-on-Tangible-Equity among Credit Services companies is 7.05, based on 527 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Moongipa Capital Finance and its competitors. For the Credit Services industry, the median Return-on-Tangible-Equity is 7.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Moongipa Capital Finance's current Return-on-Tangible-Equity is -17.07%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Moongipa Capital Finance stock overvalued right now?
Based on GuruFocus' analysis, Moongipa Capital Finance (BOM:530167) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹20.38, compared to a current price of ₹16.00 — trading 21.5% below its estimated fair value. The current Return-on-Tangible-Equity is -17.07%. Moongipa Capital Finance's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Moongipa Capital Finance (BOM:530167), the current Return-on-Tangible-Equity is -17.07% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Moongipa Capital Finance (BOM:530167) Overvalued in 2026?
Based on GuruFocus' analysis, Moongipa Capital Finance stock appears to be undervalued.
The current stock price of ₹16.00 is trading 21.5% below its estimated GF Value™ of ₹20.38.
GuruFocus considers Moongipa Capital Finance to be Modestly Undervalued.
Key valuation signals for BOM:530167:
Return-on-Tangible-Equity: -17.07%
GF Value™: ₹20.38 vs. price of ₹16.00 (21.5% below fair value)
No single metric tells the full story. See the BOM:530167 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Moongipa Capital Finance Ltd is an India-based finance company. Principally, the company is engaged in the business of financial activities and provides consumer loans and micro-finance to its clients.
72GF Score
Get the complete analysis for BOM:530167
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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