Jhaveri Credits & Capital (BOM:531550) PB Ratio: 1.40 (As of Aug. 18, 2026) — 204% Above Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
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BOM:531550 Jhaveri Credits & Capital Ltd BOM:531550
50 GF Score
Price ₹177.90
GF Value ₹518.18
Valuation Possible Value Trap
! 6 Warning Signs
View Full Analysis

What is Jhaveri Credits & Capital PB Ratio?

Jhaveri Credits & Capital BOM:531550 +0.48% 50 PB Ratio is 1.40 as of Aug. 18, 2026, which is 204% above its 10-year median of 0.46. GuruFocus rates BOM:531550 with a GF Score™ of 50/100 and a GF Value™ of ₹518.18 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 777 Capital Markets companies, Jhaveri Credits & Capital ranks worse than 52.38% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-08-18), Jhaveri Credits & Capital's share price is ₹177.90. Jhaveri Credits & Capital's Book Value per Share for the quarter that ended in Mar. 2026 was ₹126.92. Hence, Jhaveri Credits & Capital's PB Ratio of today is 1.40.

Good Sign:

Jhaveri Credits & Capital Ltd stock PB Ratio (=1.39) is close to 3-year low of 1.33.

The historical rank and industry rank for Jhaveri Credits & Capital's PB Ratio or its related term are showing as below:

BOM:531550' s PB Ratio Range Over the Past 10 Years
Min: 0.17   Med: 0.46   Max: 21.87
Current: 1.4

During the past 13 years, Jhaveri Credits & Capital's highest PB Ratio was 21.87. The lowest was 0.17. And the median was 0.46.

BOM:531550's PB Ratio is ranked worse than
52.38% of 777 companies
in the Capital Markets industry
Industry Median: 1.3 vs BOM:531550: 1.40

During the past 12 months, Jhaveri Credits & Capital's average Book Value Per Share Growth Rate was 30.00% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 114.70% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 79.80% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 26.40% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Jhaveri Credits & Capital was 114.70% per year. The lowest was -4.70% per year. And the median was 2.10% per year.

Back to Basics: PB Ratio


Jhaveri Credits & Capital  (BOM:531550) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Jhaveri Credits & Capital PB Ratio Related Terms


Jhaveri Credits & Capital PB Ratio Historical Data

* Premium members only.

The historical data trend for Jhaveri Credits & Capital's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jhaveri Credits & Capital PB Ratio Chart

Jhaveri Credits & Capital Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.40 4.72 5.06 1.72 1.49

Jhaveri Credits & Capital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.72 0.00 2.01 0.00 1.49

BOM:531550 vs MS, GS, SCHW: PB Ratio Comparison

For the Capital Markets subindustry, Jhaveri Credits & Capital's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jhaveri Credits & Capital PB Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Jhaveri Credits & Capital's PB Ratio distribution charts can be found below:

* The bar in red indicates where Jhaveri Credits & Capital's PB Ratio falls into.


BOM:531550
50GF Score
Jhaveri Credits & Capital Ltd BOM:531550
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jhaveri Credits & Capital PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Jhaveri Credits & Capital's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=177.90/126.923
=1.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.40 mean?
Jhaveri Credits & Capital (BOM:531550) has a PB Ratio of 1.40 as of Aug. 18, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Jhaveri Credits & Capital and its competitors. This is 204% above median its historical median of 0.46. Over the past decade, Jhaveri Credits & Capital's PB Ratio has ranged from 0.17 to 21.87. According to the industry distribution chart, Jhaveri Credits & Capital ranks #407 out of 777 companies in the Capital Markets industry, placing it in the top 52.4%.
Is Jhaveri Credits & Capital's PB Ratio too high?
Jhaveri Credits & Capital's current PB Ratio of 1.40 is 204% above median its 10-year median of 0.46. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 21.87. The Capital Markets industry median PB Ratio is 1.30. Jhaveri Credits & Capital's value of 1.40 is 7.7% above this industry median. Based on the distribution chart, Jhaveri Credits & Capital ranks #407 out of 777 companies in the Capital Markets industry, which is below the industry midpoint. Overall, Jhaveri Credits & Capital has a GF Score™ of 50/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Jhaveri Credits & Capital's PB Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, Jhaveri Credits & Capital ranks #407 out of 777 companies for PB Ratio. This places Jhaveri Credits & Capital in the lower half of its industry. The industry median PB Ratio is 1.30. Jhaveri Credits & Capital's value of 1.40 is 7.7% above this benchmark. Historically, Jhaveri Credits & Capital's own PB Ratio has ranged from 0.17 to 21.87 over the past decade. While the company's 10-year median is 0.46 vs. the industry median of 1.30, Jhaveri Credits & Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Capital Markets company?
The median PB Ratio among Capital Markets companies is 1.30, based on 777 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jhaveri Credits & Capital's current PB Ratio of 1.40 is 7.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Jhaveri Credits & Capital and its competitors. For the Capital Markets industry, the median PB Ratio is 1.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jhaveri Credits & Capital's current PB Ratio is 1.40, which is 204% above median its own 10-year median of 0.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jhaveri Credits & Capital stock overvalued right now?
Based on GuruFocus' analysis, Jhaveri Credits & Capital (BOM:531550) is currently considered Possible Value Trap. The stock's GF Value™ is ₹518.18, compared to a current price of ₹177.90 — trading 65.7% below its estimated fair value. The current PB Ratio is 1.40, which is 204% above median its 10-year median of 0.46 and 7.7% above the Capital Markets industry median of 1.30. Jhaveri Credits & Capital's overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Jhaveri Credits & Capital (BOM:531550), the current PB Ratio is 1.40 as of Aug. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jhaveri Credits & Capital (BOM:531550) Overvalued in 2026?

Based on GuruFocus' analysis, Jhaveri Credits & Capital stock appears to be undervalued. The current stock price of ₹177.90 is trading 65.7% below its estimated GF Value™ of ₹518.18. GuruFocus considers Jhaveri Credits & Capital to be Possible Value Trap.

Key valuation signals for BOM:531550:

  • PB Ratio: 1.40 (204% above median its 10-year median of 0.46)
  • GF Value™: ₹518.18 vs. price of ₹177.90 (65.7% below fair value)
  • GF Score™: 50/100 with 6 warning signs
  • Industry Position: 7.7% above the Capital Markets median (#407 of 777)

No single metric tells the full story. See the BOM:531550 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jhaveri Credits & Capital Business Description

Address 301, Payal Tower-II, Sayajigunj, Vadodara, GJ, IND, 390020
Jhaveri Credits & Capital Ltd operates as a stock broking houses in Gujarat. It provides broking platform on various exchanges to the clients for dealing in various Commodities traded on those exchanges in the present, spot and future dealings. Its financial and wealth management services include e-trading of the major shares in various sectors. It also offers other financial services such as Mutual funds, commodity trading, derivative trading, equity trading, and initial public offers. It operates in India.
50GF Score

Get the complete analysis for BOM:531550

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹177.90
Price
₹518.18
GF Value