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Moneyboxx FinanceBOM:538446 +3.45%59 PB Ratio is 1.41 as of Jul. 25, 2026, which is 71% below its 10-year median of 4.80. GuruFocus rates BOM:538446 with a GF Score™ of 59/100 and a GF Value™ of ₹161.69 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 526 Credit Services companies, Moneyboxx Finance ranks worse than 57.98% on this metric.
Moneyboxx Finance Ltd stock PB Ratio (=1.42) is close to 5-year low of 1.41.
The historical rank and industry rank for Moneyboxx Finance's PB Ratio or its related term are showing as below:
BOM:538446'
s PB Ratio Range Over the Past 10 Years
Min: 0.38 Med: 4.8 Max: 11.49
Current: 1.41
During the past 13 years, Moneyboxx Finance's highest PB Ratio was 11.49. The lowest was 0.38. And the median was 4.80.
BOM:538446's PB Ratio is ranked worse than 57.98% of 526
companies
in the Credit Services industry
Industry Median: 1.06
vs BOM:538446: 1.41
During the past 12 months, Moneyboxx Finance's average Book Value Per Share Growth Rate was 6.30% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 40.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 54.30% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 26.80% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Moneyboxx Finance was 71.00% per year. The lowest was -0.20% per year. And the median was 12.45% per year.
Back to Basics: PB Ratio
Moneyboxx Finance (BOM:538446) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Moneyboxx Finance PB Ratio Related Terms
Moneyboxx Finance PB Ratio Historical Data
* Premium members only.
The historical data trend for Moneyboxx Finance's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Moneyboxx Finance's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Moneyboxx Finance PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Moneyboxx Finance's PB Ratio distribution charts can be found below:
* The bar in red indicates where Moneyboxx Finance's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Moneyboxx Finance (BOM:538446) has a PB Ratio of 1.41 as of Jul. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Moneyboxx Finance and its competitors. This is 71% below median its historical median of 4.80. Over the past decade, Moneyboxx Finance's PB Ratio has ranged from 0.38 to 11.49. According to the industry distribution chart, Moneyboxx Finance ranks #305 out of 526 companies in the Credit Services industry, placing it in the top 58%.
Is Moneyboxx Finance's PB Ratio too high?
Moneyboxx Finance's current PB Ratio of 1.41 is 71% below median its 10-year median of 4.80. Over the past 10 years, this metric has ranged from a low of 0.38 to a high of 11.49. The Credit Services industry median PB Ratio is 1.06. Moneyboxx Finance's value of 1.41 is 33% above this industry median. Based on the distribution chart, Moneyboxx Finance ranks #305 out of 526 companies in the Credit Services industry, which is below the industry midpoint. Overall, Moneyboxx Finance has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Moneyboxx Finance's PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Moneyboxx Finance ranks #305 out of 526 companies for PB Ratio. This places Moneyboxx Finance in the lower half of its industry. The industry median PB Ratio is 1.06. Moneyboxx Finance's value of 1.41 is 33% above this benchmark. Historically, Moneyboxx Finance's own PB Ratio has ranged from 0.38 to 11.49 over the past decade. While the company's 10-year median is 4.80 vs. the industry median of 1.06, Moneyboxx Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.06, based on 526 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Moneyboxx Finance's current PB Ratio of 1.41 is 33% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Moneyboxx Finance and its competitors. For the Credit Services industry, the median PB Ratio is 1.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Moneyboxx Finance's current PB Ratio is 1.41, which is 71% below median its own 10-year median of 4.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Moneyboxx Finance stock overvalued right now?
Based on GuruFocus' analysis, Moneyboxx Finance (BOM:538446) is currently considered Possible Value Trap. The stock's GF Value™ is ₹161.69, compared to a current price of ₹60.00 — trading 62.9% below its estimated fair value. The current PB Ratio is 1.41, which is 71% below median its 10-year median of 4.80 and 33% above the Credit Services industry median of 1.06. Moneyboxx Finance's overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Moneyboxx Finance (BOM:538446), the current PB Ratio is 1.41 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Moneyboxx Finance (BOM:538446) Overvalued in 2026?
Based on GuruFocus' analysis, Moneyboxx Finance stock appears to be undervalued.
The current stock price of ₹60.00 is trading 62.9% below its estimated GF Value™ of ₹161.69.
GuruFocus considers Moneyboxx Finance to be Possible Value Trap.
Key valuation signals for BOM:538446:
PB Ratio: 1.41 (71% below median its 10-year median of 4.80)
GF Value™: ₹161.69 vs. price of ₹60.00 (62.9% below fair value)
Industry Position: 33% above the Credit Services median (#305 of 526)
No single metric tells the full story. See the BOM:538446 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Moneyboxx Finance Ltd is a Non-Deposit Taking, Non-Systemically Important Non-Banking Financial Company. The company is engaged in lending and allied activities. The company focuses on small and medium-sized enterprises (SME) lending, commercial lending, and value-added services. The company generates the majority of its revenue from Interest income, followed by fee and commission income. The company has all of its operations within India.
59GF Score
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