Decillion Finance (BOM:539190) PB Ratio: 1.00 (As of Aug. 09, 2026) — 49% Above Median

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Vera Yuan
Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:539190 Decillion Finance Ltd BOM:539190
65 GF Score
Price ₹35.61
GF Value ₹58.18
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is Decillion Finance PB Ratio?

Decillion Finance BOM:539190 +0.31% 65 PB Ratio is 1.00 as of Aug. 09, 2026, which is 49% above its 10-year median of 0.67. GuruFocus rates BOM:539190 with a GF Score™ of 65/100 and a GF Value™ of ₹58.18 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 778 Capital Markets companies, Decillion Finance ranks better than 62.47% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-08-09), Decillion Finance's share price is ₹35.61. Decillion Finance's Book Value per Share for the quarter that ended in Mar. 2026 was ₹35.55. Hence, Decillion Finance's PB Ratio of today is 1.00.

Good Sign:

Decillion Finance Ltd stock PB Ratio (=1) is close to 1-year low of 1.

The historical rank and industry rank for Decillion Finance's PB Ratio or its related term are showing as below:

BOM:539190' s PB Ratio Range Over the Past 10 Years
Min: 0.33   Med: 0.67   Max: 1.71
Current: 1

During the past 12 years, Decillion Finance's highest PB Ratio was 1.71. The lowest was 0.33. And the median was 0.67.

BOM:539190's PB Ratio is ranked better than
62.47% of 778 companies
in the Capital Markets industry
Industry Median: 1.33 vs BOM:539190: 1.00

During the past 3 years, the average Book Value Per Share Growth Rate was 0.20% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 2.10% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 1.40% per year.

During the past 12 years, the highest 3-Year average Book Value Per Share Growth Rate of Decillion Finance was 3.30% per year. The lowest was 0.00% per year. And the median was 0.90% per year.

Back to Basics: PB Ratio


Decillion Finance  (BOM:539190) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Decillion Finance PB Ratio Related Terms


Decillion Finance PB Ratio Historical Data

* Premium members only.

The historical data trend for Decillion Finance's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Decillion Finance PB Ratio Chart

Decillion Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.69 1.03 0.74 1.19 1.26

Decillion Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.19 0.00 1.17 0.00 1.26

BOM:539190 vs MS, GS, SCHW: PB Ratio Comparison

For the Capital Markets subindustry, Decillion Finance's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Decillion Finance PB Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Decillion Finance's PB Ratio distribution charts can be found below:

* The bar in red indicates where Decillion Finance's PB Ratio falls into.


BOM:539190
65GF Score
Decillion Finance Ltd BOM:539190
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Decillion Finance PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Decillion Finance's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=35.61/35.549
=1.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.00 mean?
Decillion Finance (BOM:539190) has a PB Ratio of 1.00 as of Aug. 09, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Decillion Finance and its competitors. This is 49% above median its historical median of 0.67. Over the past decade, Decillion Finance's PB Ratio has ranged from 0.33 to 1.71. According to the industry distribution chart, Decillion Finance ranks #292 out of 778 companies in the Capital Markets industry, placing it in the top 37.5%.
Is Decillion Finance's PB Ratio too high?
Decillion Finance's current PB Ratio of 1.00 is 49% above median its 10-year median of 0.67. Over the past 10 years, this metric has ranged from a low of 0.33 to a high of 1.71. The Capital Markets industry median PB Ratio is 1.33. Decillion Finance's value of 1.00 is 24.8% below this industry median. Based on the distribution chart, Decillion Finance ranks #292 out of 778 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Decillion Finance has a GF Score™ of 65/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Decillion Finance's PB Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, Decillion Finance ranks #292 out of 778 companies for PB Ratio. This puts Decillion Finance in the upper half of its industry. The industry median PB Ratio is 1.33. Decillion Finance's value of 1.00 is 24.8% below this benchmark. Historically, Decillion Finance's own PB Ratio has ranged from 0.33 to 1.71 over the past decade. While the company's 10-year median is 0.67 vs. the industry median of 1.33, Decillion Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Capital Markets company?
The median PB Ratio among Capital Markets companies is 1.33, based on 778 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Decillion Finance's current PB Ratio of 1.00 is 24.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Decillion Finance and its competitors. For the Capital Markets industry, the median PB Ratio is 1.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Decillion Finance's current PB Ratio is 1.00, which is 49% above median its own 10-year median of 0.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Decillion Finance stock overvalued right now?
Based on GuruFocus' analysis, Decillion Finance (BOM:539190) is currently considered Possible Value Trap. The stock's GF Value™ is ₹58.18, compared to a current price of ₹35.61 — trading 38.8% below its estimated fair value. The current PB Ratio is 1.00, which is 49% above median its 10-year median of 0.67 and 24.8% below the Capital Markets industry median of 1.33. Decillion Finance's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Decillion Finance (BOM:539190), the current PB Ratio is 1.00 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Decillion Finance (BOM:539190) Overvalued in 2026?

Based on GuruFocus' analysis, Decillion Finance stock appears to be undervalued. The current stock price of ₹35.61 is trading 38.8% below its estimated GF Value™ of ₹58.18. GuruFocus considers Decillion Finance to be Possible Value Trap.

Key valuation signals for BOM:539190:

  • PB Ratio: 1.00 (49% above median its 10-year median of 0.67)
  • GF Value™: ₹58.18 vs. price of ₹35.61 (38.8% below fair value)
  • GF Score™: 65/100 with 3 warning signs
  • Industry Position: 24.8% below the Capital Markets median (#292 of 778)

No single metric tells the full story. See the BOM:539190 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Decillion Finance Business Description

Address 3 Bentinck Street, Jajodia Tower, 4th Floor, Room No. D-8, Kolkata, WB, IND, 700001
Decillion Finance Ltd is an Indian based non-banking financial company. It is engaged in the business of providing loans and advances, and investment in shares of other companies. In addition, it is also involved in investing in shares and securities, and other financial instruments. The company receives maximum revenue from the interest income.
65GF Score

Get the complete analysis for BOM:539190

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹35.61
Price
₹58.18
GF Value